Product background
Personal inland marine covers movable or scheduled property sold for personal, family, or household purposes, including personal articles and similar property that may not fit cleanly inside a standard homeowners form.
Personal inland marine filings help compare scheduled property forms, valuation provisions, appraisals, deductibles, loss settlement, exclusions, territory, and coverage for high-value personal property.
Common filing signals
- Personal inland marine coverage forms, personal articles floaters, declarations, and schedules
- Jewelry, fine arts, collectibles, camera, musical instrument, and similar scheduled property endorsements
- Valuation, appraisal, deductible, mysterious disappearance, pair or set, and territory provisions
Rate impact
Filings
47
Carriers
11
Avg impact
+51.6%
Max increase
+206.0%
Max decrease
-33.0%
Rate impact by state
| State | Filings | Avg |
|---|---|---|
| GA | 3 | +59.1% |
| MN | 3 | +16.4% |
| OK | 3 | +26.1% |
| CT | 2 | +44.7% |
| ID | 2 | +78.0% |
| KS | 2 | +109.4% |
| MD | 2 | +9.5% |
| MI | 2 | +23.1% |
Largest average moves
| Carrier | Avg | Filings |
|---|---|---|
| American Financial Group26 states | +94.2% | 29 |
| AMEX Assurance Company1 states | +51.4% | 1 |
| Allstate Insurance Group2 states | -30.6% | 2 |
| 05-057 Vasa-Spring Garden Mutual Insurance Company1 states | -15.0% | 1 |
| Mountain West Farm Group1 states | +13.5% | 1 |
| Progressive Group2 states | -6.9% | 2 |
| Nationwide Corporation Group1 states | -4.9% | 1 |
Notable rate impact filings
| Date | Carrier | State | Product | Impact | Max change |
|---|---|---|---|---|---|
| Feb 12, 2026 | American Financial Group | VT | - 25.12 Cw Revision Filing | +206.0% | +287.3% |
| Feb 11, 2026 | American Financial Group | ND | - 25.12 Cw Revision Filing | +174.5% | +364.7% |
| Feb 11, 2026 | American Financial Group | KY | - 25.12 Cw Revision Filing | +151.4% | +597.1% |
| Feb 9, 2026 | American Financial Group | OH | - 25.12 Cw Revision Filing | +123.6% | +480.9% |
| Feb 19, 2026 | American Financial Group | NC | - 25.12 Cw Revision Filing | +122.0% | +422.8% |
| Feb 16, 2026 | American Financial Group | MS | - 25.12 Cw Revision Filing | +114.1% | +190.5% |
| Feb 11, 2026 | American Financial Group | IN | - 25.12 Cw Revision Filing | +112.3% | +480.9% |
| Mar 24, 2026 | American Financial Group | KS | - 25.12 Cw Revision Filing | +109.4% | +403.5% |
Recent updates
| Product | Carrier | Status | Filings | Latest |
|---|---|---|---|---|
| Expert Collector® Program | Markel Corporation Group | Revised | 5 | Aug 11, 2026 |
| Premium Car Rental Protection | AMEX Assurance Company | Revised | 1 | Aug 11, 2026 |
| Masterpiece | Chubb Limited Group | Revised | 27 | Aug 7, 2026 |
| Pl | Jewelers Mutual Group | Other | 3 | Aug 6, 2026 |
| Travel Insurance | Generali USA Insurance Company | Revised | 3 | Aug 3, 2026 |
| Inland Marine Personal Property | Armed Forces Insurance Exchange | Revised | 17 | Jul 28, 2026 |
Top carriers
Tokio Marine Holdings Incorporated Group116
AXA Insurance Group85
ACORD Corporation84
American Financial Group84
ACP Insurance Mgmt LLC Group70
Munich RE Group60
Markel Corporation Group58
Auto Owners Group41
Top states
GA51
NC41
ID29
MS29
KS28
IN26
LA26
WI25