ID admitted filing requirements
Review Idaho admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.
Search the source-backed requirements. Each entry shows only the filing details that apply.
Form
The enumerated forms and director-designated classes may be exempt from filing.
Applies to: Surety bonds; specially rated inland marine; unique or specially designed forms; director-order exemptions
Conditions and exceptions: Apply exact statutory conditions and any current order.
Form
P&C forms must be filed before delivery or use with certification by an insurer officer that each form complies with Idaho law. There is no waiting period and the director may later prohibit a noncompliant form.
Applies to: Policy applications endorsements riders and related forms
Filer type: insurer
Conditions and exceptions: A rating organization may file forms on behalf of members and subscribers; enumerated exemptions apply.
Rate · Rule
The current Idaho P&C rate checklist requires rates to be filed on a use-and-file basis within 30 days after the effective date.
Applies to: Rate or rate/rule filing
Conditions and exceptions: Product-specific chapters may impose a different method; the checklist directs filers to Chapters 13 14 16 18 24 and 25.
Note: The cited § 41-1437 supplies substantive property-rate standards but not this clock; preserve the checklist as the source for timing.
Form · Rate · Rule
No forms are reviewed in a rate/rule filing. Forms and endorsement amendments must be submitted in a separate form filing; the form and rate checklists request the companion SERFF filing number.
Applies to: Submission packaging
Note: The local 2024+ corpus contains Form Rate Rate/Rule and Rule categories and no combined form/rate categories.
Form · Rate · Rule
Idaho does not accept informational filings. Filers must provide a complete General Information explanation signed certification and the applicable checklist; incomplete filings may be disapproved and resubmission may be required.
Applies to: Initial submission completeness
Conditions and exceptions: Current line-specific checklists control required support.
Rate · Rule
The rate checklist requires an actuarial memorandum and Idaho experience support and calls for detailed narratives for GLMs or other predictive models telematics effects rate-change distributions and stabilization interactions.
Applies to: Actuarial models telematics and stabilization plans
Conditions and exceptions: Required exhibits vary with the filing's contents and rate-change distribution.
Note: Useful future columns include model use telematics min/max impact histogram stabilization and prior-filing references.