Insurance carrier
EMC Insurance Company Group
Currently ranked #18 by filing activity. Activity below is based on admitted P&C product filings from Nov 11, 2025 to Nov 11, 2026.
Lines of business
EMC Insurance Company Group files in 29 SERFF sub-types of insurance. The 10 most filed are shown.
| Line of business | Filings | Companies | States | Latest filing |
|---|---|---|---|---|
| Commercial Property (Fire & Allied Lines)01.0001 | 675 | 6 | 47 | Nov 5, 2026 |
| Commercial General Liability17.0001 | 596 | 6 | 46 | Nov 5, 2026 |
| Commercial Auto Combinations20.0000 | 463 | 6 | 36 | Nov 10, 2026 |
| Standard WC16.0004 | 420 | 6 | 41 | Nov 9, 2026 |
| Business Auto20.0001 | 326 | 6 | 22 | Nov 2, 2026 |
| Commercial Interline Filings35.0002 | 281 | 6 | 35 | Sep 23, 2026 |
| Commercial Umbrella & Excess17.0020 | 161 | 5 | 40 | Oct 29, 2026 |
| Businessowners05.0002 | 139 | 6 | 33 | Oct 9, 2026 |
| Other Commercial Inland Marine09.0005 | 80 | 4 | 31 | Nov 5, 2026 |
| WC Sub-TOI Combinations16.0000 | 69 | 5 | 11 | Nov 5, 2026 |
19 more products
See more productsState activity
Filings, filing companies and the average reported overall rate change in each state, most filed first.
| State | Filings | Companies | Avg reported rate change |
|---|---|---|---|
| Idaho | 149 | 6 | +3.9% |
| Georgia | 130 | 5 | +0.0% |
| Connecticut | 123 | 5 | +2.3% |
| Kentucky | 122 | 5 | +3.8% |
| Wisconsin | 119 | 5 | +3.0% |
| Pennsylvania | 118 | 5 | +3.2% |
| Alabama | 106 | 5 | - |
| South Dakota | 106 | 6 | -9.4% |
| Kansas | 102 | 5 | +1.6% |
| Montana | 101 | 6 | +2.3% |
| Texas | 99 | 5 | +1.2% |
| Maryland | 96 | 5 | -3.9% |
| Nebraska | 95 | 5 | +1.4% |
| Utah | 95 | 5 | 0.0% |
| Tennessee | 87 | 5 | +6.5% |
| North Carolina | 86 | 5 | +1.4% |
| Illinois | 85 | 5 | -3.1% |
| North Dakota | 84 | 5 | +2.8% |
| Arizona | 81 | 5 | -3.0% |
| Indiana | 81 | 5 | -0.8% |
| Mississippi | 80 | 5 | +2.5% |
| Michigan | 78 | 5 | -2.1% |
| Oklahoma | 75 | 5 | +6.5% |
| Vermont | 75 | 4 | -6.5% |
| Delaware | 74 | 5 | -0.9% |
| Louisiana | 74 | 4 | +12.9% |
| Virginia | 71 | 5 | -0.7% |
| Oregon | 68 | 4 | +7.1% |
| Missouri | 67 | 5 | +1.3% |
| District of Columbia | 63 | 5 | - |
| Massachusetts | 58 | 5 | -2.0% |
| Rhode Island | 58 | 5 | -3.4% |
| Arkansas | 56 | 5 | -10.2% |
| New Jersey | 55 | 5 | +8.9% |
| Nevada | 47 | 5 | +20.4% |
| New Mexico | 46 | 5 | -2.7% |
| New Hampshire | 45 | 5 | -6.4% |
| Iowa | 44 | 5 | - |
| Washington | 42 | 5 | - |
| South Carolina | 41 | 5 | +1.6% |
| Colorado | 39 | 5 | -1.6% |
| Wyoming | 31 | 4 | - |
| Ohio | 22 | 4 | +9.3% |
| Maine | 19 | 1 | +20.7% |
| Hawaii | 13 | 1 | -13.2% |
| California | 11 | 1 | +6.6% |
| West Virginia | 11 | 1 | - |
| New York | 9 | 1 | - |
| Minnesota | 4 | 4 | - |
| Alaska | 1 | 1 | - |
Filings by month
Filings by submission month and filing type, Nov 11, 2025 to Nov 11, 2026. The first and last months are partial.
| Month | Filings | Form | Rate/Rule | Form/Rate/Rule | Other |
|---|---|---|---|---|---|
| Nov 2025 | 47 | 3 | 35 | 9 | 0 |
| Dec 2025 | 211 | 41 | 133 | 33 | 4 |
| Jan 2026 | 181 | 38 | 113 | 30 | 0 |
| Feb 2026 | 199 | 43 | 135 | 21 | 0 |
| Mar 2026 | 227 | 72 | 97 | 53 | 5 |
| Apr 2026 | 390 | 216 | 138 | 28 | 8 |
| May 2026 | 342 | 103 | 167 | 63 | 9 |
| Jun 2026 | 464 | 244 | 193 | 27 | 0 |
| Jul 2026 | 269 | 89 | 122 | 58 | 0 |
| Aug 2026 | 441 | 103 | 276 | 62 | 0 |
| Sep 2026 | 255 | 86 | 135 | 34 | 0 |
| Oct 2026 | 339 | 74 | 234 | 31 | 0 |
| Nov 2026 | 77 | 30 | 35 | 12 | 0 |
| Total | 3,442 | 1,142 | 1,813 | 461 | 26 |
Standard forms this carrier files
11 published standard form pages list EMC Insurance Company Group among the carriers filing the form. Counts are EMC Insurance Company Group's own filings of each form.
| Form | Title | Filings | States | Editions | Last filed |
|---|---|---|---|---|---|
| IM 7871 | Exclusions Cyber Losses | 4 | 4 | 01 25, 1-25 | Jul 20, 2026 |
| BP 04 41 | Business Income Changes - Time Period | 2 | 2 | 07 13 | Apr 28, 2026 |
| BP 04 83 | Removal of Insurance-To- Value Provision | 2 | 2 | 01 10 | Apr 28, 2026 |
| BP 07 12 | Self-Storage Facilities | 2 | 2 | 01 10 | Apr 28, 2026 |
| BP 14 06 | Business Income, Extra Expense And Related Coverages Limit of Insurance | 2 | 2 | 01 10 | Apr 28, 2026 |
| BP 15 60 | Cyber Incident Exclusion | 2 | 2 | 02 21 | Apr 28, 2026 |
| BP 18 03 | Cyber Incident Liability Exclusion | 2 | 2 | 12 23 | Sep 23, 2025 |
| BP 18 09 | Exclusion – Electronic Data – Deletion Of Bodily Injury Exception | 2 | 2 | 12 23 | Sep 23, 2025 |
| CU 24 81 | Automatic Insured Status For Newly Acquired Or Formed Limited Liability Companies | 2 | 1 | 12 20 | Sep 27, 2024 |
| BP 08 07 | Pharmacists | 1 | 1 | 07 13 | Sep 23, 2025 |
| BP 15 34 | Cannabis Liability Exclusion With Hemp And Lessors Risk Exceptions | 1 | 1 | 09 19 | Sep 23, 2025 |
Reported Rate Impact
Top 5 companies
Recent Documents
Forms
603 docsRate/Rule
516 docsSupporting Documentation
2,675 docsLines of business EMC Insurance Company Group files in
View allMarket-wide filing activity, carriers and rate changes for each line.
Carriers filing in the same lines
View allRanked carriers whose filings are spread across the same lines of business.