Coverage description
An Insurance Services Office (ISO) standard form. It changes business income time periods: civil authority coverage lasts up to four consecutive weeks, and dependent property coverage and the period of restoration begin immediately after the physical loss or damage.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 13Jul 2013Latest | 49 | 26 | 21 | Jul 2022 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 10.
Where filings record what this form replaced, they name earlier edition 01 10 and other forms VP 04 41. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 8 companies filed the 07 13 edition.
- BP 14 04 (Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement) is filed alongside it most often, in 48 of the same filings (96%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 04 41, out of 21 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 8 | 8 | 07 13 | Apr 9, 2024 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 4 | 4 | 07 13 | Aug 28, 2026 |
| Madison Mutual Insurance Company | 4 | 4 | 07 13 | Sep 24, 2024 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 07 13 | Dec 6, 2024 |
| Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company | 3 | 2 | 07 13 | Feb 26, 2025 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 3 | 3 | 07 13 | Oct 1, 2026 |
| Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company | 2 | 2 | 07 13 | Jul 4, 2026 |
| CM Select Insurance Company | 2 | 2 | 07 13 | Apr 17, 2025 |
| Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia | 2 | 1 | 07 13 | May 10, 2023 |
| EMC Insurance Company GroupIllinois EMCASCO Insurance Company | 2 | 2 | 07 13 | Apr 28, 2026 |
How the largest insurers handle BP 04 41
Groups among the largest businessowners insurers that filed BP 04 41 or their own version in the past five years.
- Tokio Marine Holdings Incorporated GroupUses BP 04 41 in 3 filings
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States
Number of filings that include BP 04 41 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 14 04Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement48 filings
- BP 00 03Businessowners Coverage Form44 filings
- BP 04 02Additional Insured - Managers or Lessors of Premises44 filings
- BP 04 06Additional Insured - Controlling Interest44 filings
- BP 04 09Additional Insured - Mortgagee, Assignee or Receiver44 filings
- BP 04 10Additional Insured - Owners or Other Interests from Whom Land Has Been Leased44 filings
- BP 04 48Additional Insured - Designated Person or Organization44 filings
- BP 04 11Additional Insured - Co- Owner of Insured Premises43 filings
- BP 04 16Additional Insured - Lessor of Leased Equipment43 filings
- BP 05 47Computer Fraud and Funds Transfer Fraud43 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 1, 2026 | Accredited Surety and Casualty Company, Inc. | PA | 07 13 | VPSI-134969305 |
| Sep 28, 2026 | Accredited Surety and Casualty Company, Inc. | NC | 07 13 | VPSI-135105135 |
| Sep 15, 2026 | Accredited Surety and Casualty Company, Inc. | MD | 07 13 | VPSI-134969100 |
| Aug 28, 2026 | Jewelers Mutual Insurance Company | CA | 07 13 | JMIC-135046937 |
| Jul 28, 2026 | Philadelphia Indemnity Insurance Company | NY | 07 13 | PHLX-134877701 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 07 13 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | SC | 07 13 | JMIC-134998782 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 07 13 | JMIC-135013506 |
| Jul 4, 2026 | The Medical Protective Companyand 1 more | IL | 07 13 | MDPC-135004347 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 07 13 | PHLX-134889110 |
| May 5, 2026 | Next Insurance US Company | CA | 07 13 | NXUS-134864137 |
| Apr 28, 2026 | Illinois EMCASCO Insurance Company | SC | 07 13 | EMCC-134915210 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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