ISO endorsement · businessowners

BP 04 41 Business Income Changes - Time Period

Filings
50
latest Oct 1, 2026
Filing companies
27
21 carrier groups
States
22
Latest edition
07 13
Jul 2013

Coverage description

An Insurance Services Office (ISO) standard form. It changes business income time periods: civil authority coverage lasts up to four consecutive weeks, and dependent property coverage and the period of restoration begin immediately after the physical loss or damage.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
07 13Jul 2013Latest492621Jul 2022 to Oct 2026

1 other edition date appears in one or two filings each, often carrier-specific versions: 01 10.

Where filings record what this form replaced, they name earlier edition 01 10 and other forms VP 04 41. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 8 companies filed the 07 13 edition.
  • BP 14 04 (Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement) is filed alongside it most often, in 48 of the same filings (96%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include BP 04 41, out of 21 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company8807 13Apr 9, 2024
Jewelers Mutual GroupJewelers Mutual Insurance Company4407 13Aug 28, 2026
Madison Mutual Insurance Company4407 13Sep 24, 2024
Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company3307 13Dec 6, 2024
Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company3207 13Feb 26, 2025
Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc.3307 13Oct 1, 2026
Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company2207 13Jul 4, 2026
CM Select Insurance Company2207 13Apr 17, 2025
Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia2107 13May 10, 2023
EMC Insurance Company GroupIllinois EMCASCO Insurance Company2207 13Apr 28, 2026

How the largest insurers handle BP 04 41

Groups among the largest businessowners insurers that filed BP 04 41 or their own version in the past five years.

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States

Number of filings that include BP 04 41 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 2 filingsGA2Oklahoma: 0 filingsOKSouth Carolina: 11 filingsSC11Arkansas: 0 filingsARMissouri: 1 filingMO1Indiana: 3 filingsIN3Louisiana: 0 filingsLAOhio: 2 filingsOH2Wisconsin: 2 filingsWI2Texas: 0 filingsTXKentucky: 1 filingKY1Iowa: 0 filingsIAKansas: 1 filingKS1Mississippi: 0 filingsMSNorth Carolina: 1 filingNC1Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 1 filingVA1Arizona: 0 filingsAZPennsylvania: 2 filingsPA2Rhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 1 filingMD1West Virginia: 0 filingsWVUtah: 1 filingUT1Wyoming: 1 filingWY1Delaware: 0 filingsDENew Mexico: 1 filingNM1Colorado: 0 filingsCOConnecticut: 0 filingsCTMaine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 6 filingsIL6Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 1 filingNY1Massachusetts: 0 filingsMAWashington: 3 filingsWA3Oregon: 0 filingsORVermont: 0 filingsVTCalifornia: 6 filingsCA6Nevada: 0 filingsNVHawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • BP 14 04Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement48 filings
  • BP 00 03Businessowners Coverage Form44 filings
  • BP 04 02Additional Insured - Managers or Lessors of Premises44 filings
  • BP 04 06Additional Insured - Controlling Interest44 filings
  • BP 04 09Additional Insured - Mortgagee, Assignee or Receiver44 filings
  • BP 04 10Additional Insured - Owners or Other Interests from Whom Land Has Been Leased44 filings
  • BP 04 48Additional Insured - Designated Person or Organization44 filings
  • BP 04 11Additional Insured - Co- Owner of Insured Premises43 filings
  • BP 04 16Additional Insured - Lessor of Leased Equipment43 filings
  • BP 05 47Computer Fraud and Funds Transfer Fraud43 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 1, 2026Accredited Surety and Casualty Company, Inc.PA07 13VPSI-134969305
Sep 28, 2026Accredited Surety and Casualty Company, Inc.NC07 13VPSI-135105135
Sep 15, 2026Accredited Surety and Casualty Company, Inc.MD07 13VPSI-134969100
Aug 28, 2026Jewelers Mutual Insurance CompanyCA07 13JMIC-135046937
Jul 28, 2026Philadelphia Indemnity Insurance CompanyNY07 13PHLX-134877701
Jul 21, 2026Jewelers Mutual Insurance CompanyNM07 13JMIC-134988770
Jul 21, 2026Jewelers Mutual Insurance CompanySC07 13JMIC-134998782
Jul 21, 2026Jewelers Mutual Insurance CompanyIL07 13JMIC-135013506
Jul 4, 2026The Medical Protective Companyand 1 moreIL07 13MDPC-135004347
Jun 26, 2026Philadelphia Indemnity Insurance CompanySC07 13PHLX-134889110
May 5, 2026Next Insurance US CompanyCA07 13NXUS-134864137
Apr 28, 2026Illinois EMCASCO Insurance CompanySC07 13EMCC-134915210

Most filed ISO BP forms

All Businessowners (ISO BP) forms

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