Coverage description
An Insurance Services Office (ISO) standard form. It makes a scheduled co-owner of the insured premises an additional insured, but only for its liability as co-owner, limited to what the law and any contract require.
How the form has changed
The 08 24 edition updates the form date and refers to the applicable limits of insurance without saying they are shown in the Declarations. The coverage is the same as 07 13.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 08 24Aug 2024Latest | 60 | 8 | 44 | Aug 2023 to Oct 2026 |
| 07 13Jul 2013 | 42 | 27 | 20 | Jan 2022 to Jul 2026 |
3 other edition dates appear in one or two filings each, often carrier-specific versions: 04 25, 02 22, 01 06.
Where filings record what this form replaced, they name earlier editions 01 06, 07 13 and other forms N/A, VP 04 11. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 4 companies filed the 07 13 edition and 3 companies filed 08 24.
- BP 04 02 (Additional Insured – Managers Or Lessors Of Premises) is filed alongside it most often, in 103 of the same filings (98%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 04 11, out of 29 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 49 | 42 | 08 24 | Nov 20, 2024 |
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 8 | 8 | 07 13 | Apr 9, 2024 |
| Berkshire Hathaway Group3 group companies filed it, led by United States Liability Insurance Company and The Medical Protective Company | 5 | 4 | 07 13 | Jul 4, 2026 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 07 13 | Dec 6, 2024 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 3 | 3 | 08 24 | Aug 28, 2026 |
| Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company | 3 | 2 | 07 13 | Feb 26, 2025 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 3 | 3 | 08 24 | Oct 1, 2026 |
| American Association of Insurance ServicesAdvisory Organization | 2 | 1 | 02 2204 25 | Apr 29, 2025 |
| CM Select Insurance Company | 2 | 2 | 07 13 | Apr 17, 2025 |
| Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia | 2 | 1 | 07 13 | May 10, 2023 |
How the largest insurers handle BP 04 11
Groups among the largest businessowners insurers that filed BP 04 11 or their own version in the past five years.
- Chubb Limited GroupUses BP 04 11 in 1 filing
- Tokio Marine Holdings Incorporated GroupUses BP 04 11 in 3 filings
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States
Number of filings that include BP 04 11 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 04 02Additional Insured – Managers Or Lessors Of Premises103 filings
- BP 04 06Additional Insured – Controlling Interest103 filings
- BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver103 filings
- BP 04 48Additional Insured – Designated Person Or Organization103 filings
- BP 00 03Businessowners Coverage Form102 filings
- BP 04 16Additional Insured – Lessor Of Leased Equipment102 filings
- BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased101 filings
- BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises100 filings
- BP 04 47Additional Insured – Vendors97 filings
- BP 14 05Additional Insured – Grantor Of Franchise97 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 1, 2026 | Accredited Surety and Casualty Company, Inc. | PA | 08 24 | VPSI-134969305 |
| Sep 28, 2026 | Accredited Surety and Casualty Company, Inc. | NC | 08 24 | VPSI-135105135 |
| Sep 15, 2026 | Accredited Surety and Casualty Company, Inc. | MD | 08 24 | VPSI-134969100 |
| Sep 4, 2026 | Southern Trust Insurance Company | GA | 08 24 | STTR-134866316 |
| Aug 28, 2026 | Jewelers Mutual Insurance Company | CA | 08 24 | JMIC-135046937 |
| Jul 28, 2026 | Philadelphia Indemnity Insurance Company | NY | 07 13 | PHLX-134877701 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 08 24 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 08 24 | JMIC-135013506 |
| Jul 4, 2026 | The Medical Protective Companyand 1 more | IL | 07 13 | MDPC-135004347 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 07 13 | PHLX-134889110 |
| Mar 30, 2026 | Western Community Insurance Company | WA | 07 13 | FMID-134893255 |
| Nov 21, 2025 | The Medical Protective Companyand 1 more | WA | 07 13 | MDPC-134692382 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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