BP 04 09 Additional Insured – Mortgagee, Assignee Or Receiver

An Insurance Services Office (ISO) standard form. It makes a scheduled mortgagee, assignee or receiver an additional insured for its liability in that role arising out of your ownership, maintenance or use of the scheduled premises, excluding structural alterations, new construction and demolition by or for it.

1. 07 13 edition

   Jul 2013, compared with 01 06

   • Coverage for the additional insured now applies only to the extent permitted by law and is no broader than any contract requires.

     01 06

     Not in this edition

     07 13

     “will not be broader than that which you are required by the contract or agreement to provide”

   • When a contract requires the coverage, the most paid for the additional insured is the lesser of the contract amount and the available limits.

     01 06

     Not in this edition

     07 13

     “the most we will pay on behalf of the additional insured is the amount of insurance”

Where filings record what this form replaced, they name earlier editions 01 06, 07 13 and other forms N/A, VP 04 09. Only some filings record replacements.

• Edition in use: in the past 12 months, 4 companies filed the 07 13 edition and 3 companies filed 08 24.
• BP 04 02 (Additional Insured – Managers Or Lessors Of Premises) is filed alongside it most often, in 104 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses BP 04 09 in 1 filing
• Tokio Marine Holdings Incorporated GroupUses BP 04 09 in 3 filings

• BP 04 02Additional Insured – Managers Or Lessors Of Premises104 filings
• BP 04 06Additional Insured – Controlling Interest104 filings
• BP 04 48Additional Insured – Designated Person Or Organization104 filings
• BP 00 03Businessowners Coverage Form103 filings
• BP 04 11Additional Insured – Co–Owner Of Insured Premises103 filings
• BP 04 16Additional Insured – Lessor Of Leased Equipment103 filings
• BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased102 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises101 filings
• BP 04 47Additional Insured – Vendors98 filings
• BP 14 05Additional Insured – Grantor Of Franchise98 filings