BP 04 02 Additional Insured – Managers Or Lessors Of Premises

An Insurance Services Office (ISO) standard form. It adds the manager or lessor of premises leased to you as an additional insured, but only for injury or damage caused in whole or in part by you in connection with the leased part of the premises.

1. 08 24 edition

   Aug 2024, compared with 07 13Latest edition

   • Additional insured coverage now applies only to injury or damage caused, in whole or in part, by you or those acting on your behalf, rather than all liability arising out of the leased premises.

     07 13

     “with respect to liability arising out of the”

     08 24

     “caused, in whole or in part, by you or”

2. 07 13 edition

   Jul 2013, compared with 01 06

   • Coverage for the additional insured applies only to the extent permitted by law.

     01 06

     Not in this edition

     07 13

     “only applies to the extent permitted by law”

   • Coverage is no broader than what you are required by contract to provide the additional insured.

     01 06

     Not in this edition

     07 13

     “will not be broader than”

   • When a contract requires the coverage, the most paid for the additional insured is the lesser of the amount the contract requires or the policy limits.

     01 06

     Not in this edition

     07 13

     “Required by the contract or agreement; or”

Where filings record what this form replaced, they name earlier editions 01 06, 07 13 and other forms N/A, VP 04 02. Only some filings record replacements.

• Edition in use: in the past 12 months, 4 companies filed the 07 13 edition and 3 companies filed 08 24.
• BP 04 48 (Additional Insured – Designated Person Or Organization) is filed alongside it most often, in 105 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses BP 04 02 in 1 filing
• Tokio Marine Holdings Incorporated GroupUses BP 04 02 in 3 filings

• BP 04 48Additional Insured – Designated Person Or Organization105 filings
• BP 00 03Businessowners Coverage Form104 filings
• BP 04 06Additional Insured – Controlling Interest104 filings
• BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver104 filings
• BP 04 16Additional Insured – Lessor Of Leased Equipment104 filings
• BP 04 11Additional Insured – Co–Owner Of Insured Premises103 filings
• BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased102 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises101 filings
• BP 14 05Additional Insured – Grantor Of Franchise99 filings
• BP 04 30Protective Safeguards98 filings