ISO endorsement · businessowners

BP 04 10 Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased

Filings
102
latest Oct 1, 2026
Filing companies
36
29 carrier groups
States
45
including DC
Latest edition
08 24
Aug 2024

Coverage description

An Insurance Services Office (ISO) standard form. It makes a scheduled owner or other party that leased land to you an additional insured for injury or damage caused by you or those acting for you in connection with the leased land, excluding occurrences after the lease ends and structural or demolition work by or for that party.

How the form has changed

1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 08 24 edition

    Aug 2024, compared with 07 13Latest edition
    • Coverage for the additional insured is narrowed from liability arising out of the leased land to injury or damage caused, in whole or in part, by you or those acting on your behalf.

      07 13

      “only with respect to liability arising out of the ownership, maintenance or use of that part of the land”

      08 24

      “caused, in whole or in part, by you or those acting on your behalf”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
08 24Aug 2024Latest61944Aug 2023 to Oct 2026
07 13Jul 2013402720Jan 2022 to Jul 2026

1 other edition date appears in one or two filings each, often carrier-specific versions: 01 06.

Where filings record what this form replaced, they name earlier editions 01 06, 07 13 and other forms N/A, VP 04 10. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 4 companies filed the 07 13 edition and 3 companies filed 08 24.
  • BP 04 02 (Additional Insured – Managers Or Lessors Of Premises) is filed alongside it most often, in 102 of the same filings (100%).

Filed under

Businessowners 101Other Commercial Lines 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include BP 04 10, out of 29 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization494208 24Nov 20, 2024
Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company8807 13Apr 9, 2024
Berkshire Hathaway Group3 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company3307 13Jul 4, 2026
Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company3307 13Dec 6, 2024
Jewelers Mutual GroupJewelers Mutual Insurance Company3308 24Aug 28, 2026
Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company3207 13Feb 26, 2025
Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc.3308 24Oct 1, 2026
CM Select Insurance Company2207 13Apr 17, 2025
Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia2107 13May 10, 2023
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company2207 13Jun 25, 2024

How the largest insurers handle BP 04 10

Groups among the largest businessowners insurers that filed BP 04 10 or their own version in the past five years.

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States

Number of filings that include BP 04 10 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 4 filingsGA4Oklahoma: 2 filingsOK2South Carolina: 9 filingsSC9Arkansas: 2 filingsAR2Missouri: 4 filingsMO4Indiana: 5 filingsIN5Louisiana: 0 filingsLAOhio: 3 filingsOH3Wisconsin: 1 filingWI1Texas: 1 filingTX1Kentucky: 2 filingsKY2Iowa: 1 filingIA1Kansas: 2 filingsKS2Mississippi: 2 filingsMS2North Carolina: 1 filingNC1Nebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 1 filingNH1Virginia: 2 filingsVA2Arizona: 1 filingAZ1Pennsylvania: 4 filingsPA4Rhode Island: 2 filingsRI2Michigan: 1 filingMI1Alaska: 2 filingsAK2District of Columbia: 1 filingDC1Idaho: 2 filingsID2Maryland: 2 filingsMD2West Virginia: 1 filingWV1Utah: 2 filingsUT2Wyoming: 2 filingsWY2Delaware: 1 filingDE1New Mexico: 2 filingsNM2Colorado: 0 filingsCOConnecticut: 2 filingsCT2Maine: 1 filingME1North Dakota: 2 filingsND2Illinois: 7 filingsIL7Minnesota: 1 filingMN1New Jersey: 0 filingsNJNew York: 2 filingsNY2Massachusetts: 2 filingsMA2Washington: 4 filingsWA4Oregon: 1 filingOR1Vermont: 1 filingVT1California: 7 filingsCA7Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • BP 04 02Additional Insured – Managers Or Lessors Of Premises102 filings
  • BP 04 06Additional Insured – Controlling Interest102 filings
  • BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver102 filings
  • BP 04 48Additional Insured – Designated Person Or Organization102 filings
  • BP 00 03Businessowners Coverage Form101 filings
  • BP 04 11Additional Insured – Co–Owner Of Insured Premises101 filings
  • BP 04 16Additional Insured – Lessor Of Leased Equipment101 filings
  • BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises99 filings
  • BP 04 47Additional Insured – Vendors98 filings
  • BP 14 05Additional Insured – Grantor Of Franchise97 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 1, 2026Accredited Surety and Casualty Company, Inc.PA08 24VPSI-134969305
Sep 28, 2026Accredited Surety and Casualty Company, Inc.NC08 24VPSI-135105135
Sep 15, 2026Accredited Surety and Casualty Company, Inc.MD08 24VPSI-134969100
Sep 4, 2026Southern Trust Insurance CompanyGA08 24STTR-134866316
Aug 28, 2026Jewelers Mutual Insurance CompanyCA08 24JMIC-135046937
Jul 28, 2026Philadelphia Indemnity Insurance CompanyNY07 13PHLX-134877701
Jul 21, 2026Jewelers Mutual Insurance CompanyNM08 24JMIC-134988770
Jul 21, 2026Jewelers Mutual Insurance CompanyIL08 24JMIC-135013506
Jul 4, 2026The Medical Protective Companyand 1 moreIL07 13MDPC-135004347
Jun 26, 2026Philadelphia Indemnity Insurance CompanySC07 13PHLX-134889110
Mar 30, 2026Western Community Insurance CompanyWA07 13FMID-134893255
Nov 21, 2025The Medical Protective Companyand 1 moreWA07 13MDPC-134692382

Most filed ISO BP forms

All Businessowners (ISO BP) forms

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