BP 14 05 Additional Insured – Grantor Of Franchise

An Insurance Services Office (ISO) standard form. It makes the persons or organizations in the schedule additional insureds, but only for their liability as the grantor of a franchise to you, limited to what the law allows and to the coverage and limits a contract requires.

1. 07 13 edition

   Jul 2013, compared with 01 10

   • Coverage for the franchisor applies only to the extent permitted by law and is no broader than a contract requires you to provide.

     01 10

     Not in this edition

     07 13

     “The insurance afforded to such additional insured only applies to the extent permitted by law”

   • When a contract requires the coverage, the most paid for the franchisor is the lesser of the contract's required amount or the available limits.

     01 10

     Not in this edition

     07 13

     “the most we will pay on behalf of the additional insured is the amount of insurance”

Where filings record what this form replaced, they name earlier editions 01 10, 07 13 and other forms N/A, VP 14 05. Only some filings record replacements.

• Edition in use: in the past 12 months, 4 companies filed the 07 13 edition and 2 companies filed 08 24.
• BP 04 16 (Additional Insured – Lessor Of Leased Equipment) is filed alongside it most often, in 100 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Tokio Marine Holdings Incorporated GroupUses BP 14 05 in 3 filings

• BP 04 16Additional Insured – Lessor Of Leased Equipment100 filings
• BP 04 48Additional Insured – Designated Person Or Organization100 filings
• BP 00 03Businessowners Coverage Form99 filings
• BP 04 02Additional Insured – Managers Or Lessors Of Premises99 filings
• BP 04 06Additional Insured – Controlling Interest98 filings
• BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver98 filings
• BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased97 filings
• BP 04 11Additional Insured – Co–Owner Of Insured Premises97 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises95 filings
• BP 04 47Additional Insured – Vendors95 filings