Coverage description
An Insurance Services Office (ISO) standard form. It settles windstorm or hail losses to roof surfacing at actual cash value for the buildings shown in the schedule, instead of replacement cost.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
07 13 edition
Jul 2013, compared with 01 10Latest editionA definition of roof surfacing was added, covering shingles, tiles and similar materials along with fastening materials, moisture protection and roof flashing.
01 10
Not in this edition
07 13
“as well as roof flashing”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 07 13Jul 2013Latest | 55 | 33 | 25 | Jan 2022 to Oct 2026 |
| 01 10Jan 2010 | 4 | 5 | 4 | Aug 2022 to Mar 2025 |
Where filings record what this form replaced, they name earlier editions A, 01 10 and other forms N/A, VP 14 04. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 9 companies filed the 07 13 edition.
- BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 49 of the same filings (83%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 14 04, out of 28 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 8 | 8 | 07 13 | Apr 9, 2024 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 4 | 4 | 07 13 | Aug 28, 2026 |
| Madison Mutual Insurance Company | 4 | 4 | 07 13 | Sep 24, 2024 |
| Berkshire Hathaway Group3 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company | 3 | 3 | 07 1301 10 | Jul 4, 2026 |
| Frankenmuth GroupFrankenmuth Mutual Insurance Company | 3 | 3 | 07 13 | Jun 25, 2024 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 07 13 | Dec 6, 2024 |
| Pharmacists Mutual Group2 group companies filed it, led by Pharmacists Mutual Insurance Company and Chiron Insurance Company | 3 | 2 | 07 13 | Feb 26, 2025 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 3 | 3 | 07 13 | Oct 1, 2026 |
| CM Select Insurance Company | 2 | 2 | 07 13 | Apr 17, 2025 |
| Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia | 2 | 1 | 07 13 | May 10, 2023 |
How the largest insurers handle BP 14 04
Groups among the largest businessowners insurers that filed BP 14 04 or their own version in the past five years.
- Chubb Limited GroupUses BP 14 04 in 1 filing
- Tokio Marine Holdings Incorporated GroupUses BP 14 04 in 3 filings
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include BP 14 04 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 00 03Businessowners Coverage Form49 filings
- BP 04 48Additional Insured - Designated Person or Organization49 filings
- BP 04 02Additional Insured - Managers or Lessors of Premises48 filings
- BP 04 06Additional Insured - Controlling Interest48 filings
- BP 04 09Additional Insured - Mortgagee, Assignee or Receiver48 filings
- BP 04 10Additional Insured - Owners or Other Interests From Whom Land Has Been Leased48 filings
- BP 04 16Additional Insured - Lessor of Leased Equipment48 filings
- BP 04 41Business Income Changes - Time Period48 filings
- BP 14 81Limitations on Coverage for Roof Surfacing48 filings
- BP 04 11Additional Insured - Co- Owner of Insured Premises47 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 1, 2026 | Accredited Surety and Casualty Company, Inc. | PA | 07 13 | VPSI-134969305 |
| Sep 28, 2026 | Accredited Surety and Casualty Company, Inc. | NC | 07 13 | VPSI-135105135 |
| Sep 15, 2026 | Accredited Surety and Casualty Company, Inc. | MD | 07 13 | VPSI-134969100 |
| Aug 28, 2026 | Jewelers Mutual Insurance Company | CA | 07 13 | JMIC-135046937 |
| Jul 28, 2026 | Philadelphia Indemnity Insurance Company | NY | 07 13 | PHLX-134877701 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 07 13 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | SC | 07 13 | JMIC-134998782 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 07 13 | JMIC-135013506 |
| Jul 4, 2026 | The Medical Protective Companyand 1 more | IL | 07 13 | MDPC-135004347 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 07 13 | PHLX-134889110 |
| May 5, 2026 | Next Insurance US Company | CA | 07 13 | NXUS-134864137 |
| Mar 31, 2026 | Cambridge Mutual Fire Insurance Companyand 1 more | ME | 07 13 | ANDV-134835396 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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