Coverage description
An Insurance Services Office (ISO) standard form. It excludes businessowners property loss caused by a cyber incident, such as unauthorized computer access, malicious code or denial of service attacks, except resulting fire or explosion and coverage under the electronic data, computer operations and related cyber endorsements.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 02 21Feb 2021Latest | 79 | 42 | 32 | Dec 2021 to Oct 2026 |
Where filings record what this form replaced, they name other forms BP CYBER X, VP 15 60. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 02 21 edition.
- BP 04 15 (Spoilage Coverage) is filed alongside it most often, in 40 of the same filings (51%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 15 60, out of 27 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Progressive Group7 group companies filed it, led by United Financial Casualty Company and Artisan and Truckers Casualty Company | 12 | 11 | 02 21 | Mar 29, 2023 |
| Frankenmuth Group3 group companies filed it, led by Frankenmuth Mutual Insurance Company and Ansur America Insurance Company | 11 | 11 | 02 21 | Apr 28, 2022 |
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 11 | 10 | 02 21 | Jun 9, 2023 |
| Liberty Mutual Group2 group companies filed it, led by Safeco Insurance Company of America and State Automobile Mutual Insurance Company | 5 | 4 | 02 21 | Oct 23, 2023 |
| Madison Mutual Insurance Company | 4 | 4 | 02 21 | Sep 24, 2024 |
| Arbella Insurance GroupArbella Protection Insurance Company, Inc. | 3 | 3 | 02 21 | Nov 26, 2024 |
| Oregon Mutual GroupOregon Mutual Insurance Company | 3 | 3 | 02 21 | Oct 13, 2022 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 3 | 3 | 02 21 | Oct 1, 2026 |
| Berkshire Hathaway Group3 group companies filed it, led by The Medical Protective Company and United States Liability Insurance Company | 2 | 2 | 02 21 | Jul 4, 2026 |
| EMC Insurance Company GroupIllinois EMCASCO Insurance Company | 2 | 2 | 02 21 | Apr 28, 2026 |
How the largest insurers handle BP 15 60
Groups among the largest businessowners insurers that filed BP 15 60 or their own version in the past five years.
- Chubb Limited GroupUses BP 15 60 in 1 filing
- Tokio Marine Holdings Incorporated GroupUses BP 15 60 in 1 filing
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States
Number of filings that include BP 15 60 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 04 15Spoilage Coverage40 filings
- BP 04 02Additional Insured - Managers or Lessors of Premises27 filings
- BP 04 30Protective Safeguards27 filings
- BP 04 48Additional Insured – Designated Person or Organization27 filings
- BP 00 03Businessowners Coverage Form26 filings
- BP 04 06Additional Insured – Controlling Interest26 filings
- BP 04 09Additional Insured – Mortgagee, Assignee or Receiver26 filings
- BP 04 16Additional Insured – Lessor of Leased Equipment26 filings
- BP 04 10Additional Insured - Owners or Other Interests From Whom Land Has Been Leased25 filings
- BP 04 11Additional Insured - Co-Owner of Insured Premises25 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 1, 2026 | Accredited Surety and Casualty Company, Inc. | PA | 02 21 | VPSI-134969305 |
| Sep 28, 2026 | Accredited Surety and Casualty Company, Inc. | NC | 02 21 | VPSI-135105135 |
| Sep 15, 2026 | Accredited Surety and Casualty Company, Inc. | MD | 02 21 | VPSI-134969100 |
| Jul 4, 2026 | The Medical Protective Companyand 1 more | IL | 02 21 | MDPC-135004347 |
| Apr 28, 2026 | Illinois EMCASCO Insurance Company | SC | 02 21 | EMCC-134915210 |
| Mar 30, 2026 | Western Community Insurance Company | WA | 02 21 | FMID-134893255 |
| Sep 29, 2025 | WCF National Insurance Company | ID | 02 21 | ADWC-134670100 |
| Sep 26, 2025 | WCF National Insurance Company | UT | 02 21 | ADWC-134670188 |
| Sep 23, 2025 | Illinois EMCASCO Insurance Company | WA | 02 21 | EMCC-134680599 |
| Aug 22, 2025 | Cameron National Insurance Company | KS | 02 21 | BMUT-134648356 |
| Jun 30, 2025 | Universal North America Insurance Company | GA | 02 21 | UNAC-134570222 |
| May 2, 2025 | Western Community Insurance Company | ID | 02 21 | FMID-134506398 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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