AAIS exclusion

IM 7871 Exclusions Cyber Losses

Filings
169
latest Jul 20, 2026
Filing companies
33
18 carrier groups
States
44
including DC
Latest edition
01 25
Jan 2025

Coverage description

An American Association of Insurance Services (AAIS) standard form. It excludes loss or damage caused by malicious code, unauthorized access to or use of a computer system, or denial-of-service attacks, and removes such loss from vandalism, except for resulting fire or explosion and listed computer and data coverages.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
04 26Apr 2026535Jul 2025 to Jul 2025
01 25Jan 2025Latest1643344Sep 2024 to Jul 2026

What the filings show

  • Edition in use: in the past 12 months, 6 companies filed the 01 25 edition.
  • The newer 04 26 edition first appears Jul 2, 2025 and has been filed by 3 companies in 5 states so far.
  • IM 70 08 (Schedule of Coverages - Contractors' Equipment - Small Tools Floater) is filed alongside it most often, in 5 of the same filings (3%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include IM 7871, out of 18 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
American Association of Insurance ServicesAdvisory Organization844301 25Mar 20, 2025
United Fire & CAS Group5 group companies filed it, led by United Fire and Casualty Company and Addison Insurance Company212101 25Jul 24, 2025
Zurich Insurance Group7 group companies filed it, led by American Guarantee and Liability Insurance Company and American Zurich Insurance Company212101 25Jun 2, 2025
West Bend Mutual Insurance Company151101 25Jan 15, 2026
Fcci Mutual Insurance Group3 group companies filed it, led by FCCI Insurance Company and Monroe Guaranty Insurance Company8604 2601 25Mar 12, 2026
EMC Insurance Company GroupEmployers Mutual Casualty Company4401 25Jul 20, 2026
Nationwide Corporation Group2 group companies filed it, led by Nationwide Agribusiness Insurance Company and Nationwide Mutual Insurance Company3201 25Jun 11, 2025
Incline Insurance Group LLC GroupIncline Casualty Company2201 25Oct 28, 2025
Vantage GroupVantage Risk Assurance Company2201 25Jul 3, 2025
AXA Insurance GroupXL Specialty Insurance Company1101 25Jun 27, 2025

How the largest insurers handle IM 7871

Groups among the largest commercial inland marine insurers that filed IM 7871 or their own version in the past five years.

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States

Number of filings that include IM 7871 in each state, Oct 2021 to Jul 2026. Darker states have more filings.

Tennessee: 4 filingsTN4Alabama: 3 filingsAL3Florida: 0 filingsFLGeorgia: 2 filingsGA2Oklahoma: 4 filingsOK4South Carolina: 7 filingsSC7Arkansas: 5 filingsAR5Missouri: 6 filingsMO6Indiana: 6 filingsIN6Louisiana: 5 filingsLA5Ohio: 4 filingsOH4Wisconsin: 8 filingsWI8Texas: 0 filingsTXKentucky: 4 filingsKY4Iowa: 6 filingsIA6Kansas: 4 filingsKS4Mississippi: 2 filingsMS2North Carolina: 2 filingsNC2Nebraska: 3 filingsNE3South Dakota: 2 filingsSD2Montana: 4 filingsMT4New Hampshire: 0 filingsNHVirginia: 5 filingsVA5Arizona: 2 filingsAZ2Pennsylvania: 0 filingsPARhode Island: 0 filingsRIMichigan: 3 filingsMI3Alaska: 0 filingsAKDistrict of Columbia: 3 filingsDC3Idaho: 2 filingsID2Maryland: 1 filingMD1West Virginia: 3 filingsWV3Utah: 3 filingsUT3Wyoming: 5 filingsWY5Delaware: 2 filingsDE2New Mexico: 8 filingsNM8Colorado: 0 filingsCOConnecticut: 3 filingsCT3Maine: 2 filingsME2North Dakota: 3 filingsND3Illinois: 10 filingsIL10Minnesota: 2 filingsMN2New Jersey: 1 filingNJ1New York: 5 filingsNY5Massachusetts: 3 filingsMA3Washington: 3 filingsWA3Oregon: 1 filingOR1Vermont: 3 filingsVT3California: 9 filingsCA9Nevada: 4 filingsNV4Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • IM 70 08Schedule of Coverages - Contractors' Equipment - Small Tools Floater5 filings
  • IM 70 14Rental Reimbursement Endorsement5 filings
  • IM 70 18Percentage Deductible Endorsement5 filings
  • IM 70 21Split Deductible Endorsement5 filings
  • IM 70 24Trailers and Spare Parts Endorsement5 filings
  • IM 70 25Additional Coverages Endorsement5 filings
  • IM 70 33Agreed Amount Schedule - Contractors' Equipment5 filings
  • IM 70 35Equipment Leased or Rented to Others Schedule5 filings
  • IM 74 09Schedule Of Coverages - Fine Arts Blanket Form5 filings
  • IM 74 10Earthquake Limitation Schedule - Fine Arts Coverage5 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Jul 20, 2026Employers Mutual Casualty CompanyWY01 25EMCC-135022624
Jul 17, 2026Employers Mutual Casualty CompanyWI01 25EMCC-135022603
Jul 17, 2026Employers Mutual Casualty CompanyIL01 25EMCC-135023091
Jul 16, 2026Employers Mutual Casualty CompanySC01 25EMCC-135022465
Mar 25, 2026Point Specialty Insurance CompanyCA01 25SEPX-134881081
Mar 12, 2026FCCI Insurance Companyand 2 moreSC01 25FCCS-134875313
Mar 10, 2026FCCI Insurance Companyand 2 moreIN01 25FCCS-134872348
Feb 3, 2026FCCI Insurance Companyand 2 moreVA01 25FCCS-134825277
Jan 15, 2026West Bend Mutual Insurance CompanyIL01 25WBDM-134753217
Jan 15, 2026West Bend Mutual Insurance CompanyIN01 25WBDM-134753407
Jan 15, 2026West Bend Mutual Insurance CompanyIA01 25WBDM-134753423
Jan 15, 2026West Bend Mutual Insurance CompanyMO01 25WBDM-134753522

Most filed AAIS IM forms

All Commercial Inland Marine (AAIS IM) forms

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