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AK admitted filing requirements

Alaska Admitted P&C filing requirements

Review Alaska admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.

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Alaska filing requirements

Search the source-backed requirements. Each entry shows only the filing details that apply.

Showing 12 of 12 requirements

Form

Attachment

A file-and-use form filing must include the Alaska compliance certificate signed by an authorized officer or the insurer's state filings manager; a third-party filer may not sign it.

Applies to: File-and-use form filing

Filer type: insurer

Conditions and exceptions: Numerous compliance problems may cause the certificate to be treated as inaccurate and future filings to be required under prior approval.

Configuration
Separate Required
Required attachments
Alaska Compliance Certificate
Bulletin B19-10 — Rate Rule and Form Filing Procedures and Effective DatesRate and Form Filing
Verified Jul 21, 2026

Form

Method

The filer generally may elect prior approval and must identify that method. A prior-approval filing is made at least 30 days before the effective date and deems approved after 30 days unless disapproved; the director may extend the period once by up to 30 days.

Applies to: General form filing within AS 21.42.120 and not an enumerated exception

Conditions and exceptions: Title workers' compensation exempt-commercial and order- or regulation-specific filings follow separate rules.

Filing method
Prior Approval
Timing
30 days before effective date
Approval before use
Conditional
Configuration
Separate Required
Bulletin B19-10 pp. 1-3; AS 21.42.123
Verified Jul 21, 2026

Form

Method

The filer generally may elect file-and-use. The filing has a fixed 30-day waiting period and may be extended once for 30 additional days by the filer or Division. Unresolved filings are disapproved or withdrawn rather than held indefinitely.

Applies to: General form filing within AS 21.42.120 and not an enumerated exception

Conditions and exceptions: Only one extension in total is allowed for this method. The effective date is no earlier than the day after the waiting period unless earlier authorization is granted.

Filing method
File And Use
Timing
30 days before effective date
Configuration
Separate Required
Bulletin B19-10 pp. 2-3; AS 21.42.125
Verified Jul 21, 2026

Form

Method

If the filer selects file-and-use but omits the signed compliance certificate the Division treats the filing as prior approval.

Applies to: File-and-use filing without a signed compliance certificate

Filing method
Prior Approval
Approval before use
Yes
Configuration
Separate Required
Bulletin B19-10 p. 2
Verified Jul 21, 2026

Form

Method

An exempt-commercial form is submitted as an informational filing no later than 30 days after the proposed effective date.

Applies to: Commercial risks meeting 3 AAC 29.545

Conditions and exceptions: The policyholder must satisfy the exempt-commercial eligibility standards in 3 AAC 29.545.

Filing method
Use And File
Timing
30 days after effective date
Applies to
Commercial
Configuration
Separate Required
Property and Casualty Forms ChecklistBulletin B19-10 — Rate Rule and Form Filing Procedures and Effective Dates
Verified Jul 21, 2026

Rate · Rule

Method

An eligible cumulative rate-level increase or decrease of no more than 10 percent during the statutory 12-month measurement period may take effect on the date specified in the filing but not before the Division receives it.

Applies to: Eligible rate change within statutory flex bands

Conditions and exceptions: Workers compensation medical malpractice assigned-risk rating organizations and specified impaired or supervised insurers are excluded; aggregate change is measured as prescribed by § 21.39.210.

Filing method
Flex Rating
Timing
On or after filing
Configuration
Product Specific
AS 21.39.210 and 21.39.220 — Flex-rating and file-and-useBulletin B19-10 — Rate Rule and Form Filing Procedures and Effective DatesProperty and Casualty Rates Checklist
Verified Jul 21, 2026

Rate · Rule

Method

Ordinary rate and rule material follows Alaska's file-and-use regime; a filing outside the flex bands has a 30-day pre-effective filing period.

Applies to: Ordinary P&C other than medical malpractice workers compensation and assigned-risk rates

Conditions and exceptions: Medical malpractice workers compensation and assigned-risk rates use a special prior-approval branch; qualifying changes inside the flex band differ.

Filing method
File And Use
Timing
30 days before effective date
Configuration
Product Specific
AS 21.39.040-.043 — Rate filings; Prior approval; Workers' compensation loss costsAS 21.39.210 and 21.39.220 — Flex-rating and file-and-useBulletin B19-10 — Rate Rule and Form Filing Procedures and Effective DatesProperty and Casualty Rates Checklist
Verified Jul 21, 2026

Rate · Rule

Method

Medical-malpractice workers compensation and assigned-risk rate filings require prior approval with a 15-day review period that may be extended 15 days.

Applies to: Special rates

Filing method
Prior Approval
Timing
15 days before effective date
Applies to
Medical Malpractice, Workers Compensation
Approval before use
Conditional
Configuration
Product Specific
AS 21.39.040-.043 — Rate filings; Prior approval; Workers' compensation loss costsBulletin B19-10 — Rate Rule and Form Filing Procedures and Effective DatesProperty and Casualty Rates Checklist
Verified Jul 21, 2026

Rate · Rule

Method

The rating organization submits annual prospective loss-cost and assigned-risk-rate filings at least 125 days before the proposed effective date for prior review.

Applies to: Rating-organization prospective loss costs and assigned-risk rates

Filer type: Rating Organization

Conditions and exceptions: The statutory hearing process applies.

Filing method
Prior Approval
Timing
125 days before effective date
Applies to
Workers Compensation
Approval before use
Yes
Configuration
Product Specific
AS 21.39.040-.043 — Rate filings; Prior approval; Workers' compensation loss costsBulletin B19-10 — Rate Rule and Form Filing Procedures and Effective DatesProperty and Casualty Rates Checklist
Verified Jul 21, 2026

Form · Rate · Rule

Packaging

Forms must be submitted separately from rates and rules. When related form and rate/rule filings for one program are submitted together each transmittal must cross-reference the other filings.

Applies to: Related forms rates and rules for one program

Note: Recent Alaska SERFF taxonomy contains Form Rule Rate/Rule and Rate but no combined form-rate-rule type.

Approval before use
Conditional
Configuration
Separate Required
3 AAC 31.210 — Filing (2016 final regulation text and adoption materials)Property and Casualty Rates Checklist
Verified Jul 21, 2026

Rate · Rule

Packaging

Rates and rules may be submitted in one filing under AS 21.39.041 or AS 21.39.220.

Applies to: Related rates and rules

Conditions and exceptions: Flex-rating filings may contain only rules revised to update the corresponding rate changes.

Configuration
Combined Allowed
3 AAC 31.210(d)(4)-(5)
Verified Jul 21, 2026

Form · Rate · Rule

Scope

A separate filing is generally required for each type of insurance. Limited P&C exceptions permit specified auto liability/physical-damage combinations and the same-purpose-and-effect change across multiple types.

Applies to: Multiple types of insurance

Conditions and exceptions: See the complete exception list and group-filing conditions in 3 AAC 31.210(d) and (f).

Configuration
Separate Required
3 AAC 31.210(b) and (d)
Verified Jul 21, 2026