ND admitted filing requirements
Review North Dakota admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.
Search the source-backed requirements. Each entry shows only the filing details that apply.
Form
Covered forms must be filed and approved before issue. The commissioner has 60 days to act and may extend the review once for 15 days.
Applies to: Ordinary policy forms
Conditions and exceptions: Product-specific statutes or authorized exceptions may alter the method.
Note: The statute does not state an automatic approval deemer at day 60.
Rate · Rule
One rate change below five percent per calendar year per company may use-and-file; other personal-auto rate changes require prior approval.
Applies to: Rate change below five percent
Conditions and exceptions: The threshold is less than five percent and limited to one change per calendar year per company.
Rate · Rule
Commercial rates and rules generally use-and-file rather than prior approval.
Applies to: Ordinary commercial rates and rules
Conditions and exceptions: Medical malpractice farmowners and crop/hail remain prior approval.
Rate · Rule
These named commercial products remain prior approval rather than following the ordinary commercial use-and-file method.
Applies to: Medical malpractice farmowners and crop/hail rates and rules
Rate · Rule
One rate change below five percent per calendar year per company may use-and-file; other homeowners rate changes require prior approval.
Applies to: Rate change below five percent
Conditions and exceptions: The threshold is less than five percent and limited to one change per calendar year per company.
Form · Rate · Rule
Current North Dakota filing data actively uses Form/Rule Form/Rate and Form/Rate/Rule types; combination filing is operationally available but no reviewed primary instruction makes it mandatory.
Applies to: Related filing components
Conditions and exceptions: Apply the distinct approval method for each component and do not infer a legal bundling requirement from filing-type availability.
Note: Operational configuration verified from current public filing metadata; the authority URL opens the jurisdiction public filing search.