Form
Exemption
The current workbook marks ocean-marine forms rates and rules as not subject to compliance and says submissions will be returned.
Applies to: Policy forms
- Filing method
- No Filing
- Filing required
- No
Verified Jul 21, 2026
HI admitted filing requirements
Hawaii Admitted P&C filing requirements
Review Hawaii admitted property and casualty form, rate, and rule filing methods, timing, exemptions, packaging requirements, and official authorities.
Hawaii filing requirements
Search the source-backed requirements. Each entry shows only the filing details that apply.
Showing 13 of 13 requirements
Form
Method
Any policy-form revision that alters coverage whether by endorsement or otherwise must be filed with a rate-impact analysis.
Applies to: Revision that alters coverage
Conditions and exceptions: The commissioner decides whether the coverage revision requires a companion rate filing.
- Filing method
- File And Use
- Configuration
- Combined Allowed
Form
Method
The 2026 workbook treats these forms as subject to compliance and states that policy forms complying with the Insurance Code and readability requirements generally need not be submitted. Coverage-altering revisions are a separate mandatory filing situation.
Applies to: Code-compliant forms that do not alter coverage
Conditions and exceptions: Product-specific rows override this general treatment including workers' compensation mandatory motor vehicle forms title and ocean marine.
Note: Do not normalize Hawaii's ordinary form treatment as blanket no provision or blanket prior approval.
- Filing method
- Other
- Applies to
- Fidelity, Homeowners, Inland Marine, Surety
- Filing required
- Conditional
- Configuration
- Combined Allowed
Form
Method
The current workbook requires personal and commercial motor vehicle forms to be placed on file.
Applies to: All policy forms
Conditions and exceptions: Mandatory motor vehicle forms have the stricter prior-approval treatment in the workbook's RF11 note.
- Filing method
- Other
- Applies to
- Commercial, Personal
- Approval before use
- Conditional
- Configuration
- Combined Allowed
Verified Jul 21, 2026
Form
Method
Mandatory motor vehicle forms are subject to prior approval under the current workbook instructions.
Applies to: Mandatory motor vehicle forms
- Filing method
- Prior Approval
- Applies to
- Commercial, Personal
- Approval before use
- Yes
- Configuration
- Combined Allowed
Verified Jul 21, 2026
Form
Method
The current workbook classifies title forms as prior approval.
Applies to: Policy forms
Note: Included because the source charts treat title with P&C; keep separable if the eventual schema narrows scope.
- Filing method
- Prior Approval
- Applies to
- Title
- Approval before use
- Yes
- Configuration
- Combined Allowed
Verified Jul 21, 2026
Form
Method
The current Hawaii workbook classifies workers' compensation forms as prior approval.
Applies to: Policy forms
- Filing method
- Prior Approval
- Applies to
- Workers Compensation
- Approval before use
- Yes
- Configuration
- Combined Allowed
Verified Jul 21, 2026
Rate
Method
An excess rate for a specific risk requires the insured's written consent and commissioner approval.
Applies to: Rate in excess of otherwise applicable filed rate
- Filing method
- Prior Approval
- Approval before use
- Yes
- Configuration
- Product Specific
Verified Jul 21, 2026
Rate · Rule
Method
The statute requires filing through SERFF and places filings on file for a 30-day waiting period before effectiveness subject to possible 15-day extension and early authorization. The current workbook labels the applicable rate rows prior approval.
Applies to: Manual classifications rules rates rating plans and modifications
Conditions and exceptions: Workers' compensation has a 90-day period; enumerated special filings are effective when filed.
Note: The statute's mechanics include a waiting period and deemed compliance unless disapproved; retain this nuance rather than treating affirmative approval as always indispensable.
- Filing method
- Prior Approval
- Timing
- 30 days before effective date
- Approval before use
- Conditional
- Configuration
- Combined Allowed
Rate
Method
The enumerated special filings become effective when filed and are deemed compliant while in effect unless later disapproved.
Applies to: Specified special-risk rate filing
Conditions and exceptions: Use the exact statutory categories; a specific-risk excess rate has a different insured-consent and commissioner-approval process.
- Filing method
- File And Use
- Timing
- On filing
- Applies to
- Inland Marine, Surety
- Configuration
- Combined Allowed
Verified Jul 21, 2026
Rate
Method
Workers' compensation rate filings remain on file for 90 days before effectiveness; the commissioner may extend review by 15 days or authorize earlier effectiveness and the filing is deemed compliant if not disapproved.
Applies to: Rate filing
- Filing method
- Prior Approval
- Timing
- 90 days before effective date
- Applies to
- Workers Compensation
- Approval before use
- Conditional
- Configuration
- Combined Allowed
Form · Rate · Rule
Packaging
The current workbook lists Form Form/Rate Form/Rate/Rule Form/Rule Individual Risk Rate Rate/Rule Rule and Consent to Rate as live filing types. Combined filings are therefore allowed when the filing contains corresponding components.
Applies to: Submission packaging
Conditions and exceptions: The workbook applies both the form and rate/rule requirements to a combined filing.
Note: The local 2024+ corpus independently contains Form/Rule Form/Rate and Form/Rate/Rule filings.
- Configuration
- Product Specific
Verified Jul 21, 2026
Form · Rate
Packaging
A form revision that alters coverage must include rate-impact analysis and the commissioner determines whether a companion rate filing is required.
Applies to: Coverage-altering form revision
Conditions and exceptions: A combined type is available when the change belongs in one submission.
- Approval before use
- Conditional
- Configuration
- Product Specific