Coverage description
An Insurance Services Office (ISO) standard form. It puts builders' risk coverage on a monthly reporting basis, with premium adjusted to the reported actual cash value and recovery limited when reports are late, missing or understated.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
04 02 edition
Apr 2002, compared with 07 88Latest editionAny additional premium from a value report is due on the date shown as the due date on the bill.
07 88
Not in this edition
04 02
“The due date for any additional premium is the date shown as the due date on the bill.”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 04 02Apr 2002Latest | 47 | 37 | 13 | Feb 2022 to May 2026 |
| 07 88Jul 1988 | 20 | 4 | 19 | Feb 2024 to Feb 2025 |
Filed by one company only: 01 07 (Coverys Group, 5 filings).
What the filings show
- Edition in use: in the past 12 months, 1 company filed the 04 02 edition and 1 company filed 01 07.
- The 01 07 edition appears only in filings from Coverys Group (5 filings in 1 state since May 31, 2022), which suggests a carrier-specific version.
- CP 11 14 (Builders Risk Separate or Subcontractors Exclusion) is filed alongside it most often, in 67 of the same filings (93%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jun 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 11 05, out of 25 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Auto Owners Group4 group companies filed it, led by Auto-Owners Insurance Company and Owners Insurance Company | 20 | 19 | 07 88 | Feb 14, 2025 |
| Coverys GroupPreferred Professional Insurance Company | 5 | 1 | 01 07 | Jun 9, 2026 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 04 02 | Mar 26, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 4 | 04 02 | Mar 21, 2025 |
| Hastings Mutual Insurance Company | 4 | 4 | 04 02 | Oct 29, 2022 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 04 02 | Sep 20, 2023 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company | 3 | 1 | 04 02 | Feb 8, 2023 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 04 02 | Feb 28, 2024 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 3 | 3 | 04 02 | Mar 2, 2023 |
| WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and Intrepid Insurance Company | 3 | 2 | 04 02 | Feb 9, 2024 |
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States
Number of filings that include CP 11 05 in each state, Oct 2021 to Jun 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 11 14Builders Risk Separate or Subcontractors Exclusion67 filings
- CP 11 15Builders Risk - Separate or Sub- Contractors Coverage67 filings
- CP 11 13Builders Risk Renovations66 filings
- CP 11 20Builders Risk - Collapse During Construction65 filings
- CP 11 06Builders' Risk Premium Adjustment Form63 filings
- CP 04 01Brands and Labels45 filings
- CP 04 10Electrical Apparatus45 filings
- CP 10 52Broken or Cracked Glass Exclusion Form45 filings
- CP 10 56Sprinkler Leakage Exclusion45 filings
- CP 11 21Builders Risk - Theft of Building Materials, Fixtures, Machinery, Equipment45 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jun 9, 2026 | Preferred Professional Insurance Company | CO | 01 07 | FCHD-134937893 |
| May 27, 2026 | Alaska National Insurance Company | SC | 04 02 | ALNI-134963185 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 04 02 | UNAC-134614002 |
| May 28, 2025 | Preferred Professional Insurance Company | CO | 01 07 | FCHD-134547282 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 04 02 | UFCI-134516617 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 04 02 | UFCI-134515065 |
| Apr 17, 2025 | Spinnaker Insurance Company | SC | 04 02 | WOOD-134492939 |
| Mar 21, 2025 | Accelerant National Insurance Company | CA | 04 02 | SPRO-G134354982 |
| Feb 14, 2025 | Auto-Owners Insurance Companyand 1 more | KS | 07 88 | AOIC-134358696 |
| Jan 24, 2025 | Auto-Owners Insurance Companyand 1 more | VA | 07 88 | AOIC-134358116 |
| Jan 24, 2025 | Accelerant National Insurance Company | SC | 04 02 | SPRO-G134359430 |
| Jan 7, 2025 | Accelerant National Insurance Company | KS | 04 02 | SPRO-G134206777 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
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