Liberty Mutual Group: Commercial Property Forms
| Form | Title | Type | Edition | States |
|---|---|---|---|---|
| LPP 1000 | Liberty Mutual Property Protector Policy | Coverage form | 12 23 | 46 |
| LPP 0000 | Liberty Mutual Property Protector Policy Declarations | Declarations | 12 21 | 43 |
| LPP 2000 | Liberty Mutual Property Protector Policy Crime Coverage | Endorsement | 12 23 | 46 |
| LPP 1045 | Greens, Tees and Fairways Coverage Extensions | Endorsement | 12 23 | 46 |
| LPP 2006 | Cause of Loss - Flood | Endorsement | 12 23 | 45 |
544 more forms
See the formsLiberty Mutual Group commercial property filing activity
Oct 29, 2025 to Oct 28, 2026. These figures cover only Liberty Mutual Group's commercial property filings. The form inventory above covers the past five years.
- Filings
- 352
- 339 in the previous 365 days
- Change in filings
- +3.8%
- Compared with the previous 365 days
- States
- 47
- With filings in this period
- Companies filing
- 20
- Within this carrier group
- Avg. reported rate impact
- +6.2%
- 45 filings reporting a nonzero impact
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
45
Companies
8
Avg Impact
+6.2%
Max Increase
+26.1%
Max Decrease
-7.0%
Reported rate impact by state
-7.0% to +3.0%+3.0% to +5.4%+5.4% to +8.1%+8.1% to +26.1%
Rate impact filingsShowing up to 45 filings
05/12/26West American Insurance CompanyIACommercial PropertyRate/Rule+26.1%+28.8%
12/04/25State Automobile Mutual Insurance CompanyNCState Auto® CPP - Commercial PropertyRate/Rule+18.0%+19.2%
12/18/25West American Insurance CompanyNDCommercial PropertyRate/Rule+17.3%+21.2%
08/13/26West American Insurance CompanySDCommercial PropertyRate/Rule+15.4%+17.7%
11/12/25State Auto Property and Casualty Insurance CompanyTXCommercial PropertyRate/Rule+15.1%+15.5%
01/13/26State Automobile Mutual Insurance CompanyWIState Auto® CPP - Commercial PropertyRate/Rule+11.8%+12.7%
01/14/26State Automobile Mutual Insurance CompanyOKCommercial PropertyRate/Rule+11.6%+11.6%
08/18/26West American Insurance CompanyINCommercial PropertyRate/Rule+10.3%+19.0%
11/24/25American Fire and Casualty CompanyVACommercial PropertyRate/Rule+8.8%+14.9%
06/30/26First National Insurance Company of AmericaWICommercial PropertyRate/Rule+8.1%+9.7%
03/10/26West American Insurance CompanyCOCommercial PropertyRate/Rule+8.1%+8.2%
02/04/26State Automobile Mutual Insurance CompanyINCommercial PropertyRate/Rule+8.0%+8.2%
02/18/26Safeco Insurance Company of AmericaPADwelling FireRate/Rule+7.5%+44.3%
05/07/26West American Insurance CompanyOKCommercial PropertyRate/Rule+6.9%+11.3%
03/09/26West American Insurance CompanyAKCommerical PropertyRate/Rule+6.2%+19.2%
11/07/25West American Insurance CompanyORCommercial PropertyRate/Rule+6.0%+6.0%
03/11/26The Ohio Casualty Insurance CompanyTNCommercial PropertyRate/Rule+5.9%+29.5%
01/14/26West American Insurance CompanyRICommercial PropertyRate/Rule+5.9%+11.2%
02/02/26State Automobile Mutual Insurance CompanyTNCommercial PropertyRate/Rule+5.7%+5.9%
04/16/26West American Insurance CompanyMSCommercial PropertyRate/Rule+5.5%+11.5%
05/22/26West American Insurance CompanyDCCommercial PropertyRate/Rule+5.4%+10.2%
12/16/25West American Insurance CompanyMDCommercial PropertyRate/Rule+5.2%+5.2%
11/24/25State Automobile Mutual Insurance CompanySDPropertyRate/Rule+5.2%+5.2%
09/09/26Safeco Insurance Company of IndianaINCommercial PropertyRate/Rule+5.0%+6.4%
05/27/26First National Insurance Company of AmericaOKCommercial PropertyRate/Rule+5.0%+5.8%
01/20/26West American Insurance CompanyLACommercial PropertyRate/Rule+5.0%+5.0%
01/09/26West American Insurance CompanyOHCommercial PropertyRate/Rule+4.9%+17.4%
03/24/26West American Insurance CompanyIDCommercial PropertyRate/Rule+4.5%+4.6%
09/03/26West American Insurance CompanyWICommercial PropertyRate/Rule+4.1%+4.1%
07/31/26First National Insurance Company of AmericaIDCommercial PropertyRate/Rule+4.1%+10.3%
06/25/26First National Insurance Company of AmericaUTCommercial PropertyRate/Rule+4.0%+5.4%
05/08/26West American Insurance CompanyUTCommercial PropertyRate/Rule+4.0%+4.1%
04/17/26State Automobile Mutual Insurance CompanyUTState Auto® CPP - Commercial PropertyRate/Rule+4.0%+4.3%
01/13/26West American Insurance CompanyWVCommercial PropertyRate/Rule+3.6%+5.8%
09/24/26West American Insurance CompanyMTCommercial PropertyRate/Rule+3.0%+3.1%
08/04/26First National Insurance Company of AmericaWVCommercial PropertyRate/Rule+2.8%+5.3%
07/02/26First National Insurance Company of AmericaPACommercial PropertyRate/Rule+2.7%+5.3%
10/02/26First National Insurance Company of AmericaORCommercial PropertyRate/Rule+2.1%0.0%
06/25/26First National Insurance Company of AmericaNHCommercial PropertyRate/Rule+2.0%+4.6%
03/13/26West American Insurance CompanyVTCommercial PropertyRate/Rule+0.8%+11.7%
04/21/26West American Insurance CompanyKSCommercial PropertyRate/Rule+0.4%+14.0%
03/31/26West American Insurance CompanyPACommercial PropertyRate/Rule+0.2%+18.5%
04/14/26West American Insurance CompanyMECommercial PropertyRate/Rule-0.3%+11.5%
03/23/26First National Insurance Company of AmericaPACommercial PropertyRate/Rule-1.8%0.0%
05/15/26First National Insurance Company of AmericaOHCommercial PropertyRate/Rule-7.0%-4.3%
Reported impacts are filing-level figures, not an individual policyholder's premium change. The average is unweighted and excludes missing and zero values. Withdrawn and rejected filings are excluded. Each SERFF tracking number is counted once.
Commercial Property product types
Product classifications reported in this period's filings.
| Product type | Filings | States |
|---|---|---|
| Commercial Property (Fire & Allied Lines) | 352 | 47 |
Companies filing in this period
Commercial Property submissions by underwriting company.
| Company | Filings | States |
|---|---|---|
| The First Liberty Insurance Corporation | 97 | 36 |
| Liberty Mutual Insurance Company | 65 | 40 |
| West American Insurance Company | 56 | 37 |
| Employers Insurance Company of Wausau | 55 | 36 |
| First National Insurance Company of America | 39 | 24 |
| State Automobile Mutual Insurance Company | 7 | 7 |
| LM Insurance Corporation | 6 | 4 |
| Safeco Insurance Company of America | 6 | 6 |
| The Ohio Casualty Insurance Company | 4 | 3 |
| Safeco Insurance Company of Indiana | 3 | 2 |
| Safeco Insurance Company of Oregon | 3 | 1 |
| American Economy Insurance Company | 2 | 1 |
| Liberty Mutual Fire Insurance Company | 2 | 2 |
| American Fire and Casualty Company | 1 | 1 |
| General Insurance Company of America | 1 | 1 |
| Liberty Insurance Corporation | 1 | 1 |
| Ohio Security Insurance Company | 1 | 1 |
| Peerless Insurance Company | 1 | 1 |
| State Auto Property and Casualty Insurance Company | 1 | 1 |
| Wausau Underwriters Insurance Company | 1 | 1 |
Recent products and programs filed
The 10 most recently filed product/program names, as reported in filings. Names can include internal program codes and do not establish current product availability.
| Filed product/program | Filings | States | Latest filing |
|---|---|---|---|
| Commercial Property | 226 | 44 | Oct 27, 2026 |
| Liberty Mutual Property Protector Policy | 14 | 10 | Oct 15, 2026 |
| Commeriail Property | 1 | 1 | Oct 13, 2026 |
| Property Protector Policy | 45 | 36 | Sep 28, 2026 |
| Commercial Property - Premier Property Protector™ | 40 | 34 | Sep 25, 2026 |
| Premier Property Protector™ | 1 | 1 | Sep 24, 2026 |
| Commercial Property - Premier Property | 1 | 1 | Sep 23, 2026 |
| Commercial Property - Premier Property Protector™ | 3 | 3 | Jul 23, 2026 |
| Premier Property Protector™ | 6 | 6 | Jun 1, 2026 |
| Commercial Crime | 1 | 1 | May 8, 2026 |
Companies filing
The Liberty Mutual Group companies with the most commercial property filings in the past five years.
- Employers Insurance Company of Wausau677 filings · 47 states
- The First Liberty Insurance Corporation572 filings · 47 states
- LM Insurance Corporation570 filings · 47 states
- + 22 more companies
ISO forms used
The ISO forms in the most Liberty Mutual Group filings.
| Form | Title | Liberty Mutual Group filings |
|---|---|---|
| CP 12 19 | Additional Insured - Building Owner | 3 |
| CP 99 15 | Exclusion - War And Military Action | 3 |
| CP 10 80 | Space Weather Exclusion With Ensuing Cause Of Loss Exception | 2 |
| CP 99 14 | Condition-Litigation Funding Mutual Disclosure | 2 |
| CP 01 02 | New Hampshire Changes | 1 |
| CP 01 38 | Connecticut Changes – Condominium Additional Provisions | 1 |
Related insurance research
Filing research
Commercial Property forms
Coverage topics
Form types
Related lines of business
Forms are active forms on Liberty Mutual Group commercial property filings submitted in the past five years, excluding withdrawn and rejected filings, grouped by form number.