Coverage description
An Insurance Services Office (ISO) standard form. It pays the added cost of repairing or replacing damaged property with green materials, products and systems, plus related expenses, up to scheduled amounts and an increased cost of loss percentage.
How the form has changed
3 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
10 12 edition
Oct 2012, compared with 09 09Latest editionGreen upgrade costs can now be paid even when the loss itself does not exceed the deductible, less the unused balance of the deductible.
09 09
Not in this edition
10 12
“because the amount does not exceed the applicable deductible in this policy”
The increased cost of loss amount is now figured on the loss before the deductible instead of adding the deductible back.
09 09
“Add the amount of the applicable Deductible to the amount determined in Paragraph”
10 12
“prior to application of the deductible, in accordance with”
The special provisions and added exclusions for vegetated roofs are removed.
09 09
“we will not pay for loss or damage to vegetated roofs caused by or resulting from”
10 12
Removed
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 12Oct 2012Latest | 65 | 49 | 15 | Nov 2021 to Jun 2026 |
| 09 09Sep 2009 | 3 | 2 | 3 | Feb 2022 to Mar 2023 |
What the filings show
- Edition in use: in the past 12 months, 3 companies filed the 10 12 edition.
- CP 00 10 (Building and Personal Property Coverage Form) is filed alongside it most often, in 67 of the same filings (99%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jun 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 04 02, out of 27 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Hastings Mutual Insurance Company | 6 | 5 | 10 12 | Mar 13, 2025 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company | 6 | 3 | 10 12 | Mar 11, 2022 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 5 | 3 | 09 0910 12 | Jul 6, 2023 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 10 12 | Mar 26, 2024 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 10 12 | Sep 20, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 3 | 3 | 10 12 | Mar 21, 2025 |
| Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 3 | 3 | 10 12 | Jul 7, 2023 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company | 3 | 1 | 10 12 | Feb 8, 2023 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Phenix Mutual Fire Insurance Company | 3 | 2 | 10 12 | Jun 25, 2024 |
| Starr GroupStarr Indemnity and Liability Company | 3 | 3 | 10 12 | Sep 8, 2025 |
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States
Number of filings that include CP 04 02 in each state, Oct 2021 to Jun 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 00 10Building and Personal Property Coverage Form67 filings
- CP 00 30Business Income (and Extra Expense) Coverage Form67 filings
- CP 10 33Theft Exclusion67 filings
- CP 00 18Condominium Commercial Unit- Owners Coverage Form65 filings
- CP 04 17Utility Services - Direct Damage65 filings
- CP 12 18Loss Payable Provisions64 filings
- CP 15 08Business Income From Dependent Properties - Broad Form64 filings
- CP 00 32Business Income (Without Extra Expense) Coverage Form63 filings
- CP 00 40Legal Liability Coverage Form63 filings
- CP 04 15Debris Removal Additional Insurance62 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jun 3, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 10 12 | COPP-134971651 |
| May 27, 2026 | Alaska National Insurance Company | SC | 10 12 | ALNI-134963185 |
| Oct 1, 2025 | Lyndon Southern Insurance Company | SC | 10 12 | LFST-134691947 |
| Sep 8, 2025 | Starr Indemnity and Liability Company | CA | 10 12 | AUTH-134647369 |
| Aug 9, 2025 | Starr Indemnity and Liability Company | NM | 10 12 | AUTH-134633372 |
| Aug 7, 2025 | Starr Indemnity and Liability Company | SC | 10 12 | AUTH-134629716 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 10 12 | UNAC-134614002 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 10 12 | UFCI-134516617 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 10 12 | UFCI-134515065 |
| Apr 17, 2025 | Spinnaker Insurance Company | SC | 10 12 | WOOD-134492939 |
| Mar 21, 2025 | Accelerant National Insurance Company | CA | 10 12 | SPRO-G134354982 |
| Mar 13, 2025 | Hastings Mutual Insurance Company | IL | 10 12 | HAST-134127875 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
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