Coverage description
An Insurance Services Office (ISO) standard form. It replaces the standard additional debris removal amount with the higher amount shown in the schedule for each premises and building, for an additional premium.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
10 12 edition
Oct 2012, compared with 10 00Latest editionThe standard additional debris removal amount that the scheduled amount replaces rose from $10,000 to $25,000.
10 00
“The additional amount of $10,000 for debris removal”
10 12
“The additional amount of $25,000 for debris removal”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 12Oct 2012Latest | 66 | 54 | 18 | Nov 2021 to Jul 2026 |
| 10 00Oct 2000 | 6 | 3 | 5 | Feb 2022 to Feb 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 07 88.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 10 12 edition.
- CP 14 30 (Outdoor Trees, Shrubs and Plants) is filed alongside it most often, in 73 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 04 15, out of 31 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Hastings Mutual Insurance Company | 6 | 5 | 10 12 | Mar 13, 2025 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company | 6 | 3 | 10 12 | Mar 11, 2022 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 5 | 3 | 10 0010 12 | Jul 6, 2023 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 10 12 | Mar 26, 2024 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 10 12 | Sep 20, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 3 | 3 | 10 12 | Mar 21, 2025 |
| Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 3 | 3 | 10 12 | Jul 7, 2023 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company | 3 | 1 | 10 12 | Feb 8, 2023 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Phenix Mutual Fire Insurance Company | 3 | 2 | 10 12 | Jun 25, 2024 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 10 00 | Feb 28, 2024 |
How the largest insurers handle CP 04 15
Groups among the largest commercial property insurers that filed CP 04 15 or their own version in the past five years.
- Berkshire Hathaway GroupUses CP 04 15 in 1 filing
See more forms
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States
Number of filings that include CP 04 15 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 14 30Outdoor Trees, Shrubs and Plants73 filings
- CP 00 10Building and Personal Property Coverage Form72 filings
- CP 00 30Business Income (and Extra Expense) Coverage Form72 filings
- CP 00 32Business Income (Without Extra Expense) Coverage Form72 filings
- CP 10 33Theft Exclusion71 filings
- CP 00 40Legal Liability Coverage Form70 filings
- CP 00 50Extra Expense Coverage Form70 filings
- CP 10 10Causes of Loss - Basic Form70 filings
- CP 10 20Causes of Loss - Broad Form70 filings
- CP 00 17Condominium Association Coverage Form69 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 10 12 | SFBC-134997156 |
| Jul 16, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 10 12 | SFBC-135019625 |
| Jun 3, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 10 12 | COPP-134971651 |
| May 27, 2026 | Alaska National Insurance Company | SC | 10 12 | ALNI-134963185 |
| Oct 1, 2025 | Lyndon Southern Insurance Company | SC | 10 12 | LFST-134691947 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 10 12 | UNAC-134614002 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 10 12 | UFCI-134516617 |
| Apr 30, 2025 | Selective Way Insurance Company | MO | 10 12 | SELC-134494115 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 10 12 | UFCI-134515065 |
| Apr 17, 2025 | Spinnaker Insurance Company | SC | 10 12 | WOOD-134492939 |
| Mar 21, 2025 | Accelerant National Insurance Company | CA | 10 12 | SPRO-G134354982 |
| Mar 13, 2025 | Hastings Mutual Insurance Company | IL | 10 12 | HAST-134127875 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
See more carrier forms
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