Coverage description
An Insurance Services Office (ISO) standard form. It values scheduled functional personal property (other than stock) at the smallest of its scheduled limit, the cost to replace it with the closest equivalent, or the amount actually spent if repaired or replaced within 180 days, and otherwise at market value or depreciated repair cost, without coinsurance.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 90Oct 1990Latest | 64 | 53 | 18 | Nov 2021 to Oct 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 02 00.
What the filings show
- Edition in use: in the past 12 months, 11 companies filed the 10 90 edition.
- CP 00 90 (Commercial Property Conditions) is filed alongside it most often, in 59 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 04 39, out of 34 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 10 90 | Mar 26, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 4 | 10 90 | Jan 24, 2025 |
| Ambac Financial GroupEverspan Insurance Company | 4 | 4 | 10 90 | Jun 17, 2025 |
| Nationwide Corporation Group9 group companies filed it, led by Nationwide Mutual Insurance Company and Allied Insurance Company of America | 4 | 2 | 10 90 | Jun 13, 2022 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 3 | 3 | 10 90 | Aug 14, 2026 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Phenix Mutual Fire Insurance Company | 3 | 2 | 10 90 | Jun 25, 2024 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 10 90 | Feb 28, 2024 |
| Starr GroupStarr Indemnity and Liability Company | 3 | 3 | 10 9002 00 | Sep 8, 2025 |
| AU Holding Company GroupContinental Indemnity Company | 2 | 2 | 10 90 | May 3, 2024 |
| Copperpoint Group3 group companies filed it, led by Alaska National Insurance Company and CopperPoint Casualty Insurance Company | 2 | 1 | 10 90 | Jun 3, 2026 |
How the largest insurers handle CP 04 39
Groups among the largest commercial property insurers that filed CP 04 39 or their own version in the past five years.
- Berkshire Hathaway GroupUses CP 04 39 in 1 filing
See more forms
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States
Number of filings that include CP 04 39 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 00 90Commercial Property Conditions59 filings
- CP 04 50Vacancy Permit56 filings
- CP 04 25Newly Acquired or Constructed Property - Increased Limit53 filings
- CP 14 15Additional Building Property51 filings
- CP 14 20Additional Property Not Covered51 filings
- CP 14 60Leased Property51 filings
- CP 99 10Alcoholic Beverages Tax Exclusion50 filings
- CP 99 31Market Value - Stock50 filings
- CP 15 11Power, Heat and Refrigeration Deduction49 filings
- CP 14 10Additional Covered Property47 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 6, 2026 | Cajun Underwriters Reciprocal Exchange | TX | 10 90 | SAFP-135113141 |
| Aug 24, 2026 | Great American Security Insurance Companyand 1 more | TX | 10 90 | GACX-135064802 |
| Aug 14, 2026 | The Cincinnati Casualty Companyand 2 more | WY | 10 90 | CNNA-135044579 |
| Jun 3, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 10 90 | COPP-134971651 |
| May 27, 2026 | Alaska National Insurance Company | SC | 10 90 | ALNI-134963185 |
| May 20, 2026 | Lyndon Southern Insurance Company | WY | 10 90 | LFST-134953468 |
| Mar 6, 2026 | Insurance Services Office, Inc. | WY | 10 90 | ISOF-G134868109 |
| Oct 1, 2025 | Lyndon Southern Insurance Company | SC | 10 90 | LFST-134691947 |
| Sep 8, 2025 | Starr Indemnity and Liability Company | CA | 10 90 | AUTH-134647369 |
| Aug 9, 2025 | Starr Indemnity and Liability Company | NM | 10 90 | AUTH-134633372 |
| Aug 7, 2025 | Starr Indemnity and Liability Company | SC | 02 0010 90 | AUTH-134629716 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 10 90 | UNAC-134614002 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.