Coverage classification
- Form type
- Endorsements
- Topics
- Business Income
Coverage intent
Civil authority coverage addresses business income or extra expense loss when a government authority restricts access to insured premises because of direct physical loss at another location.
Coverage impact
The examples use radius, scheduled locations, civil-authority limits, deductibles, and period-of-restoration language. Those details can decide whether a shutdown is covered.
Where this language appears
Matching form records, product lines, state activity, and recent examples for this coverage language.
Matching form records
Recent records
Product submissions
Companies
Related insurance form pages
Related coverage topics
Review business income and extra expense coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.
Dependent property coverageReview dependent property coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.
Ordinance or law coverageReview ordinance or law coverage in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.