Exclusions

Earth movement exclusion in admitted P&C products

Coverage classification

Form type
Exclusions

Coverage intent

An earth movement exclusion limits coverage for loss involving earthquake, landslide, mine subsidence, mudslide, sinking, rising, shifting, or related ground movement.

Coverage impact

The examples range from land-movement wording to broader umbrella forms that also fold in flood, surface water, sewer or drain backup, and subsurface water. Read the listed causes, anti-concurrent wording, and ensuing-loss exceptions closely.

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