ISO exclusion · commercial general liability

CG 40 04 Exclusion - Earth Movement

Filings
179
latest Oct 22, 2026
Filing companies
78
42 carrier groups
States
45
including DC
Latest edition
12 19
Dec 2019

Coverage description

An Insurance Services Office (ISO) standard form. It excludes bodily injury and property damage arising from earth movement, such as earthquake, landslide, mine subsidence or soil settling, that is caused or aggravated, in whole or in part, by your work.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 19Dec 2019Latest1797845Nov 2021 to Oct 2026

What the filings show

  • Edition in use: in the past 12 months, 29 companies filed the 12 19 edition.
  • CG 24 04 (Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)) is filed alongside it most often, in 127 of the same filings (71%).

Filed under

Commercial General Liability 114Other Liability 45Commercial Package 12Other Commercial Lines 3Other other liability 2

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 40 04, out of 42 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
SH1 Holdings GroupSpinnaker Insurance Company464312 19Oct 17, 2024
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company161612 19Oct 23, 2023
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation161612 19Jan 15, 2026
Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company8212 19Feb 17, 2026
Hastings Mutual Insurance Company7512 19Mar 13, 2025
Sompo GroupSompo America Insurance Company7212 19Jun 18, 2026
Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company6612 19Mar 28, 2024
Siriuspoint GroupSiriusPoint America Insurance Company6212 19Jun 15, 2026
Church Mutual GroupChurch Mutual Insurance Company, S.I.5212 19Jun 26, 2026
Markel Corporation GroupState National Insurance Company, Inc.5312 19Oct 22, 2026

How the largest insurers handle CG 40 04

Groups among the largest commercial general liability insurers that filed CG 40 04 or their own version in the past five years.

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States

Number of filings that include CG 40 04 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 2 filingsAL2Florida: 0 filingsFLGeorgia: 4 filingsGA4Oklahoma: 2 filingsOK2South Carolina: 4 filingsSC4Arkansas: 3 filingsAR3Missouri: 1 filingMO1Indiana: 5 filingsIN5Louisiana: 2 filingsLA2Ohio: 4 filingsOH4Wisconsin: 5 filingsWI5Texas: 2 filingsTX2Kentucky: 2 filingsKY2Iowa: 4 filingsIA4Kansas: 3 filingsKS3Mississippi: 3 filingsMS3North Carolina: 2 filingsNC2Nebraska: 1 filingNE1South Dakota: 1 filingSD1Montana: 3 filingsMT3New Hampshire: 1 filingNH1Virginia: 4 filingsVA4Arizona: 0 filingsAZPennsylvania: 3 filingsPA3Rhode Island: 2 filingsRI2Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 1 filingDC1Idaho: 3 filingsID3Maryland: 2 filingsMD2West Virginia: 1 filingWV1Utah: 2 filingsUT2Wyoming: 4 filingsWY4Delaware: 1 filingDE1New Mexico: 4 filingsNM4Colorado: 28 filingsCO28Connecticut: 2 filingsCT2Maine: 1 filingME1North Dakota: 0 filingsNDIllinois: 7 filingsIL7Minnesota: 0 filingsMNNew Jersey: 2 filingsNJ2New York: 3 filingsNY3Massachusetts: 1 filingMA1Washington: 8 filingsWA8Oregon: 1 filingOR1Vermont: 2 filingsVT2California: 38 filingsCA38Nevada: 2 filingsNV2Hawaii: 1 filingHI1
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 24 04Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)127 filings
  • CG 20 01Primary and Noncontributory – Other Insurance Condition125 filings
  • CG 20 26Additional Insured – Designated Person or Organization124 filings
  • CG 40 11Exclusion – Hired Auto Liability124 filings
  • CG 40 10Exclusion – Cross Suits Liability123 filings
  • CG 24 53Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation) – Automatic122 filings
  • CG 20 05Additional Insured – Controlling Interest121 filings
  • CG 20 27Additional Insured - Co-Owner of Insured Premises121 filings
  • CG 40 12Exclusion - All Hazards in Connection with an Electronic Smoking Device, Its Vapor, Component Parts, Equipment and Accessories121 filings
  • CG 20 12Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations120 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO12 19STNA-135128706
Oct 21, 2026Allied Insurance Company of Americaand 4 moreCA12 19NWPP-G135131050
Aug 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS12 19SFBC-135017175
Jul 10, 2026Southern Farm Bureau Casualty Insurance CompanyLA12 19SFBC-135013358
Jun 26, 2026Church Mutual Insurance Company, S.I.CO12 19CHMU-134947220
Jun 24, 2026Southern Trust Insurance CompanyGA12 19STTR-134864949
Jun 18, 2026Sompo America Insurance CompanyCO12 19SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM12 19BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978902
Jun 2, 2026Zenith Insurance CompanyCA12 19ZICO-134965759
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO12 19CNAB-134872676

Most filed ISO CG forms

All Commercial General Liability (ISO CG) forms

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