ISO exclusion · commercial general liability

CG 40 12 Exclusion - All Hazards In Connection With An Electronic Smoking Device, Its Vapor, Component Parts, Equipment And Accessories

Filings
141
latest Oct 22, 2026
Filing companies
81
43 carrier groups
States
34
Latest edition
12 19
Dec 2019

Coverage description

An Insurance Services Office (ISO) standard form. It excludes bodily injury, property damage and personal and advertising injury arising from the design, making, sale, use or repair of electronic smoking devices and their parts, or from exposure to their vapor.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 19Dec 2019Latest1418134Nov 2021 to Oct 2026

What the filings show

  • Edition in use: in the past 12 months, 32 companies filed the 12 19 edition.
  • CG 24 04 (Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)) is filed alongside it most often, in 134 of the same filings (95%).

Filed under

Commercial General Liability 112Commercial Package 10Other Liability 7Other Commercial Lines 7CMP 2

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 40 12, out of 43 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation161612 19Jan 15, 2026
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company151512 19Oct 23, 2023
Tokio Marine Holdings Incorporated Group5 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company9212 19Feb 17, 2026
Sompo GroupSompo America Insurance Company7212 19Jun 18, 2026
Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company6612 19Mar 28, 2024
Hastings Mutual Insurance Company6512 19Mar 13, 2025
Markel Corporation GroupState National Insurance Company, Inc.6412 19Oct 22, 2026
Merchants Mutual Group2 group companies filed it, led by Merchants Preferred Insurance Company and Merchants Mutual Insurance Company6312 19Dec 8, 2025
Siriuspoint GroupSiriusPoint America Insurance Company6212 19Jun 15, 2026
Church Mutual GroupChurch Mutual Insurance Company, S.I.5212 19Jun 26, 2026

How the largest insurers handle CG 40 12

Groups among the largest commercial general liability insurers that filed CG 40 12 or their own version in the past five years.

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States

Number of filings that include CG 40 12 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 3 filingsGA3Oklahoma: 1 filingOK1South Carolina: 3 filingsSC3Arkansas: 2 filingsAR2Missouri: 0 filingsMOIndiana: 3 filingsIN3Louisiana: 1 filingLA1Ohio: 2 filingsOH2Wisconsin: 4 filingsWI4Texas: 2 filingsTX2Kentucky: 1 filingKY1Iowa: 3 filingsIA3Kansas: 2 filingsKS2Mississippi: 2 filingsMS2North Carolina: 1 filingNC1Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 1 filingNH1Virginia: 3 filingsVA3Arizona: 0 filingsAZPennsylvania: 4 filingsPA4Rhode Island: 2 filingsRI2Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 2 filingsID2Maryland: 1 filingMD1West Virginia: 0 filingsWVUtah: 0 filingsUTWyoming: 3 filingsWY3Delaware: 0 filingsDENew Mexico: 3 filingsNM3Colorado: 28 filingsCO28Connecticut: 2 filingsCT2Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 6 filingsIL6Minnesota: 0 filingsMNNew Jersey: 3 filingsNJ3New York: 0 filingsNYMassachusetts: 3 filingsMA3Washington: 7 filingsWA7Oregon: 1 filingOR1Vermont: 0 filingsVTCalifornia: 37 filingsCA37Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 24 04Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)134 filings
  • CG 40 11Exclusion – Hired Auto Liability132 filings
  • CG 40 10Exclusion – Cross Suits Liability131 filings
  • CG 21 66Exclusion – Volunteer Workers as Insureds127 filings
  • CG 20 01Primary and Noncontributory – Other Insurance Condition125 filings
  • CG 20 26Additional Insured – Designated Person or Organization125 filings
  • CG 24 54Automatic Insured Status for Newly Acquired or Formed Limited Liability Companies125 filings
  • CG 20 43Additional Insured - Automatic Status When Required in Written Contract or Agreement124 filings
  • CG 40 13Exclusion - Health Hazards, Electronic Smoking Device Vapor124 filings
  • CG 20 12Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations122 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO12 19STNA-135128706
Oct 21, 2026Allied Insurance Company of Americaand 4 moreCA12 19NWPP-G135131050
Aug 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS12 19SFBC-135017175
Jul 10, 2026Southern Farm Bureau Casualty Insurance CompanyLA12 19SFBC-135013358
Jun 26, 2026Church Mutual Insurance Company, S.I.CO12 19CHMU-134947220
Jun 24, 2026Southern Trust Insurance CompanyGA12 19STTR-134864949
Jun 18, 2026Sompo America Insurance CompanyCO12 19SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM12 19BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978902
Jun 2, 2026Zenith Insurance CompanyCA12 19ZICO-134965759
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO12 19CNAB-134872676

Most filed ISO CG forms

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