ISO exclusion · commercial general liability

CG 40 13 Exclusion - Health Hazards, Electronic Smoking Device Vapor

Filings
124
latest Oct 22, 2026
Filing companies
65
38 carrier groups
States
33
Latest edition
12 19
Dec 2019

Coverage description

An Insurance Services Office (ISO) standard form. It excludes bodily injury from inhaling or being exposed to vapor from e-cigarettes and other electronic smoking devices and their parts, except injury caused by a device or part exploding, bursting or rupturing.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 19Dec 2019Latest1246533Nov 2021 to Oct 2026

What the filings show

  • Edition in use: in the past 12 months, 22 companies filed the 12 19 edition.
  • CG 40 12 (Exclusion - All Hazards in Connection with an Electronic Smoking Device, Its Vapor, Component Parts, Equipment and Accessories) is filed alongside it most often, in 124 of the same filings (100%).

Filed under

Commercial General Liability 97Commercial Package 9Other Liability 7Other Commercial Lines 6Other other liability 2

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 40 13, out of 38 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation161612 19Jan 15, 2026
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company151512 19Oct 23, 2023
Tokio Marine Holdings Incorporated Group4 group companies filed it, led by Safety National Casualty Corporation and TNUS Insurance Company8212 19Feb 17, 2026
Sompo GroupSompo America Insurance Company7212 19Jun 18, 2026
Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company6612 19Mar 28, 2024
Hastings Mutual Insurance Company6512 19Mar 13, 2025
Markel Corporation GroupState National Insurance Company, Inc.6412 19Oct 22, 2026
Siriuspoint GroupSiriusPoint America Insurance Company6212 19Jun 15, 2026
Church Mutual GroupChurch Mutual Insurance Company, S.I.5212 19Jun 26, 2026
American Inter-Fidelity Exchange4412 19Oct 13, 2022

How the largest insurers handle CG 40 13

Groups among the largest commercial general liability insurers that filed CG 40 13 or their own version in the past five years.

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States

Number of filings that include CG 40 13 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 3 filingsGA3Oklahoma: 1 filingOK1South Carolina: 3 filingsSC3Arkansas: 2 filingsAR2Missouri: 0 filingsMOIndiana: 3 filingsIN3Louisiana: 0 filingsLAOhio: 2 filingsOH2Wisconsin: 4 filingsWI4Texas: 1 filingTX1Kentucky: 1 filingKY1Iowa: 3 filingsIA3Kansas: 2 filingsKS2Mississippi: 1 filingMS1North Carolina: 1 filingNC1Nebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 1 filingNH1Virginia: 3 filingsVA3Arizona: 0 filingsAZPennsylvania: 2 filingsPA2Rhode Island: 2 filingsRI2Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 1 filingID1Maryland: 1 filingMD1West Virginia: 0 filingsWVUtah: 0 filingsUTWyoming: 3 filingsWY3Delaware: 0 filingsDENew Mexico: 3 filingsNM3Colorado: 27 filingsCO27Connecticut: 2 filingsCT2Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 6 filingsIL6Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 0 filingsNYMassachusetts: 1 filingMA1Washington: 4 filingsWA4Oregon: 1 filingOR1Vermont: 0 filingsVTCalifornia: 34 filingsCA34Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 40 12Exclusion - All Hazards in Connection with an Electronic Smoking Device, Its Vapor, Component Parts, Equipment and Accessories124 filings
  • CG 40 11Exclusion – Hired Auto Liability119 filings
  • CG 24 04Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)118 filings
  • CG 20 01Primary and Noncontributory – Other Insurance Condition116 filings
  • CG 40 10Exclusion – Cross Suits Liability116 filings
  • CG 20 26Additional Insured – Designated Person or Organization115 filings
  • CG 40 05Exclusion – Earth Movement – Completed Operations115 filings
  • CG 21 41Exclusion – Intercompany Products Suits113 filings
  • CG 40 01Genetically Modified Organism Exclusion113 filings
  • CG 40 02Genetically Modified Organism Exclusion for Designated Operations or Products113 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO12 19STNA-135128706
Jun 26, 2026Church Mutual Insurance Company, S.I.CO12 19CHMU-134947220
Jun 24, 2026Southern Trust Insurance CompanyGA12 19STTR-134864949
Jun 18, 2026Sompo America Insurance CompanyCO12 19SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM12 19BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO12 19MRTN-134978902
Jun 2, 2026Zenith Insurance CompanyCA12 19ZICO-134965759
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO12 19CNAB-134872676
Feb 24, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreSC12 19CNAB-134851008
Feb 17, 2026Safety National Casualty CorporationCO12 19SFCC-134814522
Feb 6, 2026Crum and Forster Indemnity CompanyCA12 19CRUM-134831877

Most filed ISO CG forms

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