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Compare Vacancy provisions forms
| Form | Intent | When it applies | Notable terms |
|---|---|---|---|
SiriusPoint America Insurance CompanyVacancy Provisions STDLVCNT DP1-PA 526 Dwelling Property | Defines vacancy and adds a vacancy loss condition for the dwelling. | After more than 60 consecutive days of vacancy before loss, the specified condition applies. | Excludes vandalism or malicious mischief and reduces payments for other insured perils by 15%; the definition addresses active construction or renovation. |
Mississippi Farm Bureau Casualty Insurance CompanyVacancy Permit CP 04 50 07 88 Commercial Property | Suspends the vacancy loss condition for specified locations and a permit period. | Applies during the permit period at locations shown in the schedule or declarations. | The permit does not apply to causes of loss excepted in the schedule or declarations; the specimen schedule is blank. |
Notable clauses
“has been “vacant” for more than sixty (60) consecutive days before the loss or damage occurs”
SiriusPoint America Insurance Company · Vacancy Provisions · STDLVCNT DP1-PA 526
Vacancy period. This condition uses a 60-day threshold and the form’s definition of vacant.
“This Vacancy Permit does not apply to the Excepted Causes of Loss”
Mississippi Farm Bureau Casualty Insurance Company · Vacancy Permit · CP 04 50 07 88
Excepted causes. The schedule or declarations determine whether causes of loss are excepted from the permit.
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