ISO endorsement ยท commercial property

CP 04 09 Increase In Rebuilding Expenses Following Disaster (Additional Expense Coverage On Annual Aggregate Basis)

Filings
52
latest Jul 17, 2026
Filing companies
44
24 carrier groups
States
13
Latest edition
10 12
Oct 2012

Coverage description

An Insurance Services Office (ISO) standard form. It pays the added cost of repairing a scheduled building when labor and material prices rise after a declared disaster pushes the cost above the limit, up to a scheduled percentage on an annual aggregate basis.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
10 12Oct 2012Latest524413Nov 2021 to Jul 2026

What the filings show

  • Edition in use: in the past 12 months, 3 companies filed the 10 12 edition.
  • CP 00 18 (Condominium Commercial Unit- Owners Coverage Form) is filed alongside it most often, in 52 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CP 04 09, out of 24 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company6310 12Mar 11, 2022
WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company5310 12Mar 26, 2024
Siriuspoint GroupSiriusPoint America Insurance Company4210 12Sep 20, 2023
ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company3310 12Mar 21, 2025
Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY3310 12Jul 7, 2023
Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company3110 12Feb 8, 2023
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Phenix Mutual Fire Insurance Company3210 12Jun 25, 2024
WR Berkley Corporation Group2 group companies filed it, led by Intrepid Casualty Company and Intrepid Insurance Company3210 12Feb 9, 2024
Church Mutual GroupChurch Mutual Insurance Company, S.I.2110 12Dec 22, 2022
Group 1001 Insurance Holdings GroupCLEAR SPRING PROPERTY AND CASUALTY COMPANY2110 12Jun 23, 2022

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States

Number of filings that include CP 04 09 in each state, Oct 2021 to Jul 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 0 filingsOKSouth Carolina: 16 filingsSC16Arkansas: 0 filingsARMissouri: 1 filingMO1Indiana: 0 filingsINLouisiana: 1 filingLA1Ohio: 0 filingsOHWisconsin: 0 filingsWITexas: 0 filingsTXKentucky: 0 filingsKYIowa: 0 filingsIAKansas: 0 filingsKSMississippi: 1 filingMS1North Carolina: 0 filingsNCNebraska: 0 filingsNESouth Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 0 filingsVAArizona: 0 filingsAZPennsylvania: 0 filingsPARhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 3 filingsID3Maryland: 0 filingsMDWest Virginia: 0 filingsWVUtah: 2 filingsUT2Wyoming: 2 filingsWY2Delaware: 0 filingsDENew Mexico: 0 filingsNMColorado: 0 filingsCOConnecticut: 0 filingsCTMaine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 5 filingsIL5Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 0 filingsNYMassachusetts: 0 filingsMAWashington: 2 filingsWA2Oregon: 2 filingsOR2Vermont: 0 filingsVTCalifornia: 15 filingsCA15Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CP 00 18Condominium Commercial Unit- Owners Coverage Form52 filings
  • CP 00 32Business Income (Without Extra Expense) Coverage Form52 filings
  • CP 00 50Extra Expense Coverage Form52 filings
  • CP 10 10Causes of Loss - Basic Form52 filings
  • CP 10 20Causes of Loss - Broad Form52 filings
  • CP 10 33Theft Exclusion52 filings
  • CP 15 10Payroll Limitation or Exclusion52 filings
  • CP 00 10Building and Personal Property Coverage Form51 filings
  • CP 00 17Condominium Association Coverage Form51 filings
  • CP 00 30Business Income (and Extra Expense) Coverage Form51 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Jul 17, 2026Mississippi Farm Bureau Casualty Insurance CompanyMS10 12SFBC-134997156
Jul 16, 2026Southern Farm Bureau Casualty Insurance CompanyLA10 12SFBC-135019625
May 27, 2026Alaska National Insurance CompanySC10 12ALNI-134963185
Aug 1, 2025Universal North America Insurance CompanySC10 12UNAC-134614002
May 1, 2025Universal Fire and Casualty Insurance CompanySC10 12UFCI-134516617
Apr 30, 2025Selective Way Insurance CompanyMO10 12SELC-134494115
Apr 30, 2025Universal Fire and Casualty Insurance CompanyIL10 12UFCI-134515065
Apr 17, 2025Spinnaker Insurance CompanySC10 12WOOD-134492939
Mar 21, 2025Accelerant National Insurance CompanyCA10 12SPRO-G134354982
Jan 24, 2025Accelerant National Insurance CompanySC10 12SPRO-G134359430
Jan 3, 2025Accelerant National Insurance CompanyID10 12SPRO-G134361419
Jun 25, 2024Motorists Mutual Insurance Companyand 2 moreIL10 12MTRS-134079863

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