Coverage description
An Insurance Services Office (ISO) standard form. It adds earthquake and volcanic eruption as covered causes of loss for property with a limit shown, or only the sprinkler leakage they cause if so indicated, subject to a separate percentage deductible applied to each building and its contents.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
10 12 edition
Oct 2012, compared with 08 99When the endorsement covers earthquake sprinkler leakage only, the fire deductible now applies instead of the earthquake percentage deductible.
08 99
Not in this edition
10 12
“The applicable Deductible for such coverage is the same Deductible that applies to Fire.”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 02 19Feb 2019Latest | 55 | 41 | 21 | Dec 2021 to Jul 2026 |
| 10 12Oct 2012 | 33 | 31 | 9 | Nov 2021 to Apr 2025 |
| 08 99Aug 1999 | 6 | 3 | 5 | Feb 2022 to Feb 2024 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 10 90.
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 02 19 edition.
- CP 10 45 (Earthquake and Volcanic Eruption Coverage (Sub-Limit Form with Percentage Deductible)) is filed alongside it most often, in 80 of the same filings (83%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 10 40, out of 33 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Amtrust Financial Services Group10 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 9 | 4 | 10 1202 19 | Apr 10, 2025 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 7 | 3 | 10 1202 19 | Nov 7, 2024 |
| Hastings Mutual Insurance Company | 6 | 5 | 02 19 | Mar 13, 2025 |
| Insurance Services Office, Inc.Advisory Organization | 6 | 6 | 02 19 | Nov 15, 2023 |
| Trisura GroupTrisura Insurance Company | 6 | 4 | 02 19 | Jul 10, 2026 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 5 | 3 | 08 9902 19 | Jul 6, 2023 |
| Sentry Insurance Group3 group companies filed it, led by Middlesex Insurance Company and Sentry Insurance a Mutual Company | 5 | 1 | 10 12 | Feb 23, 2024 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 02 19 | Mar 26, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 3 | 10 1202 19 | Mar 21, 2025 |
| Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 3 | 3 | 02 19 | Jul 7, 2023 |
How the largest insurers handle CP 10 40
Groups among the largest commercial property insurers that filed CP 10 40 or their own version in the past five years.
- Berkshire Hathaway GroupUses CP 10 40 in 1 filing
See more forms
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States
Number of filings that include CP 10 40 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 10 45Earthquake and Volcanic Eruption Coverage (Sub-Limit Form with Percentage Deductible)80 filings
- CP 10 41Earthquake Inception Extension74 filings
- CP 00 10Building and Personal Property Coverage Form68 filings
- CP 00 30Business Income (and Extra Expense) Coverage Form67 filings
- CP 00 18Condominium Commercial Unit-Owners Coverage Form66 filings
- CP 00 40Legal Liability Coverage Form66 filings
- CP 10 30Causes of Loss - Special Form66 filings
- CP 10 33Theft Exclusion66 filings
- CP 15 31Ordinance or Law - Increased Period of Restoration66 filings
- CP 04 17Utility Services - Direct Damage65 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 10, 2026 | Trisura Insurance Company | WA | 02 19 | SHNF-134976660 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 02 19 | SHNF-134983369 |
| Jun 4, 2026 | Church Mutual Insurance Company, S.I. | CA | 02 19 | CHMU-134942064 |
| Dec 4, 2025 | Trisura Insurance Company | CA | 02 19 | SHNF-134758544 |
| Oct 14, 2025 | Accredited Surety and Casualty Company, Inc. | OR | 02 19 | SHNF-134681277 |
| Oct 13, 2025 | Trisura Insurance Company | OR | 02 19 | SHNF-134681314 |
| Sep 10, 2025 | Accident Fund Insurance Company of Americaand 1 more | CA | 02 19 | ACCD-G134661895 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 02 19 | UFCI-134516617 |
| Apr 30, 2025 | Selective Way Insurance Company | MO | 02 19 | SELC-134494115 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 02 19 | UFCI-134515065 |
| Apr 10, 2025 | CorePointe Insurance Companyand 2 more | CA | 10 12 | UNKP-134492205 |
| Apr 7, 2025 | Trisura Insurance Company | IL | 02 19 | SHNF-134465072 |
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