Coverage description
An Insurance Services Office (ISO) standard form. It changes business income coverage for schools so the period of restoration runs to the opening of the next school term, revises extended business income, and offers an extension of recovery period and a tuition-only limited coverage option.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
10 12 edition
Oct 2012, compared with 10 00Latest editionThe period of restoration now excludes extra time needed to comply with an ordinance or law, not only time due to its enforcement.
10 00
“enforcement of any ordinance or law that”
10 12
“enforcement of or compliance with any ordinance or law”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 10 12Oct 2012Latest | 63 | 49 | 18 | Nov 2021 to Jul 2026 |
| 10 00Oct 2000 | 3 | 2 | 3 | Feb 2022 to Mar 2023 |
What the filings show
- Edition in use: in the past 12 months, 3 companies filed the 10 12 edition.
- CP 00 10 (Building and Personal Property Coverage Form) is filed alongside it most often, in 65 of the same filings (98%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 15 25, out of 27 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Hastings Mutual Insurance Company | 6 | 5 | 10 12 | Mar 13, 2025 |
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company | 6 | 3 | 10 12 | Mar 11, 2022 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 5 | 3 | 10 0010 12 | Jul 6, 2023 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 10 12 | Mar 26, 2024 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 10 12 | Sep 20, 2023 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 3 | 3 | 10 12 | Mar 21, 2025 |
| Amerisure Company Group3 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY | 3 | 3 | 10 12 | Jul 7, 2023 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company | 3 | 1 | 10 12 | Feb 8, 2023 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Phenix Mutual Fire Insurance Company | 3 | 2 | 10 12 | Jun 25, 2024 |
| Starr GroupStarr Indemnity and Liability Company | 3 | 3 | 10 12 | Sep 8, 2025 |
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States
Number of filings that include CP 15 25 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 00 10Building and Personal Property Coverage Form65 filings
- CP 00 18Condominium Commercial Unit- Owners Coverage Form65 filings
- CP 00 30Business Income (and Extra Expense) Coverage Form65 filings
- CP 10 33Theft Exclusion64 filings
- CP 04 17Utility Services - Direct Damage63 filings
- CP 12 18Loss Payable Provisions63 filings
- CP 15 08Business Income From Dependent Properties - Broad Form63 filings
- CP 04 15Debris Removal Additional Insurance61 filings
- CP 14 30Outdoor Trees, Shrubs and Plants61 filings
- CP 00 17Condominium Association Coverage Form60 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 10 12 | SFBC-134997156 |
| Jul 16, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 10 12 | SFBC-135019625 |
| May 27, 2026 | Alaska National Insurance Company | SC | 10 12 | ALNI-134963185 |
| Sep 8, 2025 | Starr Indemnity and Liability Company | CA | 10 12 | AUTH-134647369 |
| Aug 9, 2025 | Starr Indemnity and Liability Company | NM | 10 12 | AUTH-134633372 |
| Aug 7, 2025 | Starr Indemnity and Liability Company | SC | 10 12 | AUTH-134629716 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 10 12 | UNAC-134614002 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 10 12 | UFCI-134516617 |
| Apr 30, 2025 | Selective Way Insurance Company | MO | 10 12 | SELC-134494115 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 10 12 | UFCI-134515065 |
| Apr 17, 2025 | Spinnaker Insurance Company | SC | 10 12 | WOOD-134492939 |
| Mar 21, 2025 | Accelerant National Insurance Company | CA | 10 12 | SPRO-G134354982 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
See more carrier forms
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