Coverage description
An Insurance Services Office (ISO) standard form. It counts payroll for scheduled job classifications or employees as a continuing operating expense in a business income loss, for the whole period of restoration or for a scheduled maximum number of days.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 07Jun 2007Latest | 56 | 47 | 14 | Nov 2021 to Jul 2026 |
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 06 07 edition.
- CP 10 55 (Vandalism Exclusion) is filed alongside it most often, in 56 of the same filings (100%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jul 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CP 15 04, out of 25 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Property and Casualty Insurance Company | 6 | 3 | 06 07 | Mar 11, 2022 |
| WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company | 5 | 3 | 06 07 | Mar 26, 2024 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 4 | 4 | 06 07 | Mar 21, 2025 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 4 | 2 | 06 07 | Sep 20, 2023 |
| WR Berkley Corporation Group3 group companies filed it, led by Intrepid Casualty Company and Intrepid Insurance Company | 4 | 2 | 06 07 | Aug 21, 2024 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and First Nonprofit Insurance Company | 3 | 1 | 06 07 | Feb 8, 2023 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Phenix Mutual Fire Insurance Company | 3 | 2 | 06 07 | Jun 25, 2024 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 3 | 3 | 06 07 | Mar 2, 2023 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 2 | 1 | 06 07 | Dec 22, 2022 |
| Copperpoint Group3 group companies filed it, led by Alaska National Insurance Company and CopperPoint Casualty Insurance Company | 2 | 1 | 06 07 | Jun 3, 2026 |
How the largest insurers handle CP 15 04
Groups among the largest commercial property insurers that filed CP 15 04 or their own version in the past five years.
- Liberty Mutual GroupFiles its own version: LPP 1004 Discretionary Payroll Expense (45 states)
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CP 15 04 in each state, Oct 2021 to Jul 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CP 10 55Vandalism Exclusion56 filings
- CP 10 56Sprinkler Leakage Exclusion56 filings
- CP 14 40Outdoor Signs56 filings
- CP 15 56Business Income Changes - Beginning of the Period of Restoration56 filings
- CP 04 01Brands and Labels55 filings
- CP 10 52Broken or Cracked Glass Exclusion Form55 filings
- CP 14 10Additional Covered Property54 filings
- CP 15 03Business Income - Landlord as Additional Insured (Rental Value)54 filings
- CP 99 30Manufacturer's Selling Price (Finished "stock" Only)54 filings
- CP 00 90Commercial Property Conditions53 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Jul 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 06 07 | SFBC-134997156 |
| Jul 16, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 06 07 | SFBC-135019625 |
| Jun 3, 2026 | CopperPoint Casualty Insurance Companyand 1 more | SC | 06 07 | COPP-134971651 |
| May 27, 2026 | Alaska National Insurance Company | SC | 06 07 | ALNI-134963185 |
| Aug 15, 2025 | Clear Blue Insurance Company | SC | 06 07 | FCGA-134640444 |
| Aug 1, 2025 | Universal North America Insurance Company | SC | 06 07 | UNAC-134614002 |
| May 1, 2025 | Universal Fire and Casualty Insurance Company | SC | 06 07 | UFCI-134516617 |
| Apr 30, 2025 | Selective Way Insurance Company | MO | 06 07 | SELC-134494115 |
| Apr 30, 2025 | Universal Fire and Casualty Insurance Company | IL | 06 07 | UFCI-134515065 |
| Apr 17, 2025 | Spinnaker Insurance Company | SC | 06 07 | WOOD-134492939 |
| Mar 21, 2025 | Accelerant National Insurance Company | CA | 06 07 | SPRO-G134354982 |
| Feb 27, 2025 | Western Community Insurance Company | WA | 06 07 | FMID-134437278 |
Most filed ISO CP forms
- CP 03 21 Windstorm Or Hail Percentage Deductible
- CP 10 36 Limitations On Coverage For Roof Surfacing
- CP 12 19 Additional Insured - Building Owner
- CP 99 03 Cannabis Exclusion
- CP 10 75 Cyber Incident Exclusion
- CP 00 10 Building and Personal Property Coverage Form
- CP 00 30 Business Income (And Extra Expense) Coverage Form
- CP 12 18 Loss Payable Provisions
- CP 04 11 Protective Safeguards
- CP DS 00 Commercial Property Coverage Part Declarations Page
- CP 10 30 Causes of Loss - Special Form
- CP 03 20 Multiple Deductible Form
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.