Exclusions

Named driver exclusion wording and examples

Named driver exclusions remove coverage while a covered auto is driven by a specifically listed excluded driver. Named driver forms can differ by policy, vehicle use and excluded claims.

Coverage classification

Form type
Exclusions

Compare Named driver exclusion forms

Named driver exclusion forms compared by Intent, Drivers and vehicles, Other terms
FormIntentDrivers and vehiclesOther terms

StarStone National Insurance Company

Named Driver Exclusion

SSN-EQF-END-CA-1002-CW 08 26

Commercial Auto

Excludes specified loss, damage or liability when a named person operates a covered auto.Applies to named drivers under business auto, motor carrier or auto dealers coverage.Excepts specified coverages up to state minimum limits and uninsured motorist coverage unless rejected.

National Interstate Insurance Company

Named Driver Exclusion Endorsement - Washington

OR 201 WA 08 26

Private Passenger Auto

Excludes policy coverage for named excluded persons subject to stated exceptions.Addresses accidents, damages, losses or claims arising from operating or using any vehicle.Excepts underinsured motorists and personal injury protection coverage; applies to additional or replacement vehicles.

Notable clauses

“this exclusion does not apply to Bodily Injury, Property Damage and Personal Injury Protection up to the minimum limits required by state law”

StarStone National Insurance Company · Named Driver Exclusion · SSN-EQF-END-CA-1002-CW 08 26

Minimum limits. The form also excepts uninsured motorist coverage unless rejected.

“except for Underinsured Motorists Coverage and Personal Injury Protection Coverage.”

National Interstate Insurance Company · Named Driver Exclusion Endorsement - Washington · OR 201 WA 08 26

Coverage exceptions. The Washington form expressly excepts these two coverages from its named driver exclusion.

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