Endorsements

Limited fungi or bacteria coverage wording and examples

Limited fungi or bacteria coverage endorsements add a limited grant for fungi, wet rot, dry rot, bacteria, remediation, or related costs subject to separate limits. Forms can address fungi or bacteria under property or liability coverage, subject to distinct limits and conditions.

Coverage classification

Form type
Endorsements

Compare Limited fungi or bacteria coverage forms

Limited fungi or bacteria coverage forms compared by Intent, Coverage context, Limits and conditions
FormIntentCoverage contextLimits and conditions

Wesco Insurance Company

Tenant Property Protection Insurance Policy Limited Fungi, Wet or Dry Rot, or Bacteria Coverage - Property - Georgia

TPP-END-GA-0019 (06-26)

Tenant Property

Adds limited property coverage for specified fungi, rot or bacteria loss and costs.Includes removal, access and certain testing costs for covered property.Requires a peril insured against during the policy period and reasonable measures to preserve the property; the declarations limit applies.

Mississippi Farm Bureau Casualty Insurance Company

Limited Fungi or Bacteria Coverage

CG 24 25 12 04

Commercial General Liability

Subjects certain fungi or bacteria injury or property damage to a separate liability aggregate.Applies to covered bodily injury or property damage arising from a defined fungi or bacteria incident.Uses a scheduled aggregate and addresses cleanup and personal or advertising injury exclusions; a bodily-consumption product qualification applies.

Notable clauses

“only applies when such loss or costs are a result of a Peril Insured Against”

Wesco Insurance Company · Tenant Property Protection Insurance Policy Limited Fungi, Wet or Dry Rot, or Bacteria Coverage - Property - Georgia · TPP-END-GA-0019 (06-26)

Covered peril. The property coverage also requires reasonable means to save and preserve property from further damage.

“Fungi and Bacteria Liability Aggregate Limit”

Mississippi Farm Bureau Casualty Insurance Company · Limited Fungi or Bacteria Coverage · CG 24 25 12 04

Liability aggregate. The scheduled aggregate applies to specified bodily injury, property damage and medical payments, subject to the form’s qualifications.

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