ISO exclusion

CM 99 08 Cyber Incident Exclusion

Filings
75
latest Aug 24, 2026
Filing companies
49
29 carrier groups
States
31
including DC
Latest edition
08 21
Aug 2021

Coverage description

An Insurance Services Office (ISO) standard form. It excludes inland marine loss caused by unauthorized computer access, malicious code or denial of service attacks, but still pays for resulting fire or explosion, and states that such a cyber incident is not vandalism.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
08 21Aug 2021Latest724930Feb 2022 to Aug 2026

Filed by one company only: 12 23 (Southern Trust Insurance Company, 3 filings).

What the filings show

  • Edition in use: in the past 12 months, 5 companies filed the 08 21 edition.
  • The 12 23 edition appears only in filings from Southern Trust Insurance Company (3 filings in 2 states since Oct 19, 2023), which suggests a carrier-specific version.
  • CM 99 09 (Cyber Incident Exclusion With Ensuing Cause(s) of Loss Exceptions) is filed alongside it most often, in 59 of the same filings (79%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Aug 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CM 99 08, out of 29 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Fairfax Financial Group3 group companies filed it, led by The North River Insurance Company and United States Fire Insurance Company242108 21Jan 12, 2024
WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company5308 21Mar 26, 2024
MS & AD Insurance Group3 group companies filed it, led by Transverse Insurance Company and Mitsui Sumitomo Insurance Company of America4408 21Jun 9, 2025
Sentry Insurance Group3 group companies filed it, led by Middlesex Insurance Company and Sentry Insurance a Mutual Company4208 21Aug 26, 2024
Southern Trust Insurance Company4312 2308 21Nov 29, 2023
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company3308 21Nov 15, 2024
Amerisure Company Group2 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY2208 21Feb 10, 2022
Amtrust Financial Services Group3 group companies filed it, led by First Nonprofit Insurance Company and Republic Fire and Casualty Insurance Company2108 21Feb 9, 2023
Caterpillar GroupCaterpillar Insurance Company2208 21Aug 16, 2024
Church Mutual GroupChurch Mutual Insurance Company, S.I.2108 21Dec 22, 2022

How the largest insurers handle CM 99 08

Groups among the largest commercial inland marine insurers that filed CM 99 08 or their own version in the past five years.

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States

Number of filings that include CM 99 08 in each state, Oct 2021 to Aug 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 2 filingsGA2Oklahoma: 1 filingOK1South Carolina: 6 filingsSC6Arkansas: 1 filingAR1Missouri: 0 filingsMOIndiana: 0 filingsINLouisiana: 2 filingsLA2Ohio: 1 filingOH1Wisconsin: 1 filingWI1Texas: 0 filingsTXKentucky: 1 filingKY1Iowa: 1 filingIA1Kansas: 1 filingKS1Mississippi: 0 filingsMSNorth Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 3 filingsMT3New Hampshire: 0 filingsNHVirginia: 0 filingsVAArizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 1 filingDC1Idaho: 2 filingsID2Maryland: 0 filingsMDWest Virginia: 2 filingsWV2Utah: 2 filingsUT2Wyoming: 1 filingWY1Delaware: 1 filingDE1New Mexico: 2 filingsNM2Colorado: 1 filingCO1Connecticut: 2 filingsCT2Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 5 filingsIL5Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 3 filingsNY3Massachusetts: 0 filingsMAWashington: 1 filingWA1Oregon: 2 filingsOR2Vermont: 1 filingVT1California: 20 filingsCA20Nevada: 3 filingsNV3Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CM 99 09Cyber Incident Exclusion With Ensuing Cause(s) of Loss Exceptions59 filings
  • CM 00 01Commercial Inland Marine Conditions28 filings
  • CM 99 05Cannabis Exclusion27 filings
  • IL 00 17Common Policy Conditions26 filings
  • IL 09 35Exclusion of Certain Computer- Related Losses24 filings
  • CM 99 06Cannabis Exclusion with Hemp Exception23 filings
  • CM 00 26Physicians and Surgeons Equipment Coverage Form22 filings
  • CM 00 66Accounts Receivable Coverage Form22 filings
  • CM 26 03Artificially Generated Electric, Magnetic or Electromagnetic Energy Coverage22 filings
  • CM 66 04Duplicate Records22 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Aug 24, 2026AXIS Insurance CompanyLA08 21AXSS-G135065365
Aug 20, 2026New York Marine and General Insurance CompanySC08 21PERR-135060922
May 15, 2026Brethren Mutual Insurance CompanyWV08 21BRMT-134937905
Jan 13, 2026Transguard Insurance Company of America, Inc.SC08 21OCCD-134798099
Dec 12, 2025Universal North America Insurance CompanySC08 21UNAC-134764087
Dec 12, 2025Universal North America Insurance CompanyNV08 21UNAC-134767023
Jun 9, 2025Transverse Insurance CompanyOH08 21TRIG-134539462
Dec 24, 2024Explorer Insurance Companyand 2 moreCA08 21ICWG-134359558
Nov 15, 2024Motorists Mutual Insurance Companyand 2 morePA08 21MTRS-134318628
Aug 29, 2024Greater Mid-Atlantic Indemnity Companyand 1 moreCT08 21GNYM-134231683
Aug 26, 2024Sentry Select Insurance CompanyCA08 21SEPX-134203770
Aug 26, 2024Sentry Insurance a Mutual CompanyCA08 21SEPX-134206291

Most filed ISO CM forms

All Commercial Inland Marine (ISO CM) forms

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