ISO exclusion

CM 99 09 Cyber Incident Exclusion With Ensuing Cause(s) of Loss Exceptions

Filings
60
latest Jan 13, 2026
Filing companies
36
20 carrier groups
States
28
including DC
Latest edition
08 21
Aug 2021

Coverage description

An Insurance Services Office (ISO) standard form. It excludes inland marine loss caused by a cyber incident such as hacking, malware or a denial of service attack, but covers ensuing fire or explosion and, if a limit is scheduled, certain other ensuing causes of loss such as windstorm, water damage or theft.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
08 21Aug 2021Latest603628Feb 2022 to Jan 2026

What the filings show

  • Edition in use: in the past 12 months, 2 companies filed the 08 21 edition.
  • CM 99 08 (Cyber Incident Exclusion) is filed alongside it most often, in 59 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Jan 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CM 99 09, out of 20 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Fairfax Financial Group3 group companies filed it, led by The North River Insurance Company and United States Fire Insurance Company242108 21Jan 12, 2024
WCF Mutual Insurance Company Group2 group companies filed it, led by Associated Indemnity Corporation and WCF National Insurance Company5308 21Mar 26, 2024
Sentry Insurance Group3 group companies filed it, led by Middlesex Insurance Company and Sentry Insurance a Mutual Company4208 21Aug 26, 2024
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company3308 21Nov 15, 2024
MS & AD Insurance Group3 group companies filed it, led by Mitsui Sumitomo Insurance Company of America and Mitsui Sumitomo Insurance USA Inc.3308 21Sep 4, 2024
Amerisure Company Group2 group companies filed it, led by AMERISURE INSURANCE COMPANY and AMERISURE MUTUAL INSURANCE COMPANY2208 21Feb 10, 2022
Amtrust Financial Services Group3 group companies filed it, led by First Nonprofit Insurance Company and Republic Fire and Casualty Insurance Company2108 21Feb 9, 2023
Church Mutual GroupChurch Mutual Insurance Company, S.I.2108 21Dec 22, 2022
Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company2208 21Nov 17, 2022
Universal Insurance Company GroupUniversal North America Insurance Company2208 21Dec 12, 2025

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States

Number of filings that include CM 99 09 in each state, Oct 2021 to Jan 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 1 filingOK1South Carolina: 4 filingsSC4Arkansas: 1 filingAR1Missouri: 0 filingsMOIndiana: 0 filingsINLouisiana: 1 filingLA1Ohio: 0 filingsOHWisconsin: 1 filingWI1Texas: 0 filingsTXKentucky: 1 filingKY1Iowa: 1 filingIA1Kansas: 1 filingKS1Mississippi: 0 filingsMSNorth Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 3 filingsMT3New Hampshire: 0 filingsNHVirginia: 0 filingsVAArizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 0 filingsRIMichigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 1 filingDC1Idaho: 2 filingsID2Maryland: 0 filingsMDWest Virginia: 1 filingWV1Utah: 2 filingsUT2Wyoming: 1 filingWY1Delaware: 1 filingDE1New Mexico: 2 filingsNM2Colorado: 1 filingCO1Connecticut: 1 filingCT1Maine: 0 filingsMENorth Dakota: 0 filingsNDIllinois: 4 filingsIL4Minnesota: 0 filingsMNNew Jersey: 0 filingsNJNew York: 3 filingsNY3Massachusetts: 0 filingsMAWashington: 1 filingWA1Oregon: 2 filingsOR2Vermont: 1 filingVT1California: 16 filingsCA16Nevada: 3 filingsNV3Hawaii: 2 filingsHI2
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CM 99 08Cyber Incident Exclusion59 filings
  • CM 00 01Commercial Inland Marine Conditions24 filings
  • CM 99 05Cannabis Exclusion23 filings
  • CM 99 06Cannabis Exclusion with Hemp Exception22 filings
  • IL 00 17Common Policy Conditions22 filings
  • CM 00 66Accounts Receivable Coverage Form21 filings
  • CM 26 03Artificially Generated Electric, Magnetic or Electromagnetic Energy Coverage21 filings
  • CM 66 04Duplicate Records21 filings
  • CM 66 06Reporting21 filings
  • CM 00 26Physicians and Surgeons Equipment Coverage Form20 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Jan 13, 2026Transguard Insurance Company of America, Inc.SC08 21OCCD-134798099
Dec 12, 2025Universal North America Insurance CompanySC08 21UNAC-134764087
Dec 12, 2025Universal North America Insurance CompanyNV08 21UNAC-134767023
Nov 15, 2024Motorists Mutual Insurance Companyand 2 morePA08 21MTRS-134318628
Sep 4, 2024Mitsui Sumitomo Insurance Company of AmericaCA08 21MRTN-134043519
Aug 26, 2024Sentry Select Insurance CompanyCA08 21SEPX-134203770
Aug 26, 2024Sentry Insurance a Mutual CompanyCA08 21SEPX-134206291
Aug 26, 2024Middlesex Insurance CompanyCA08 21SEPX-134207831
Jun 25, 2024Motorists Mutual Insurance Companyand 2 moreIL08 21MTRS-134080111
May 14, 2024Transverse Insurance CompanyOR08 21PERR-134101186
Mar 26, 2024Associated Indemnity CorporationNV08 21ADWC-134043472
Mar 22, 2024WCF National Insurance CompanyID08 21ADWC-134038216

Most filed ISO CM forms

All Commercial Inland Marine (ISO CM) forms

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