ISO endorsement

CM 99 07 Cannabis Coverage

Filings
50
latest May 7, 2026
Filing companies
29
13 carrier groups
States
33
including DC
Latest edition
12 23
Dec 2023

Coverage description

An Insurance Services Office (ISO) standard form. It removes cannabis from covered property under inland marine forms, except lawful hemp products, and when a limit is shown covers lawful cannabis stock, including indoor-grown plants, at replacement cost or market value with an optional separate deductible.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
12 23Dec 2023Latest502933Dec 2022 to May 2026

What the filings show

  • Edition in use: in the past 12 months, 5 companies filed the 12 23 edition.
  • CM 99 12 (Exclusion of Loss Due to Virus or Bacteria) is filed alongside it most often, in 50 of the same filings (100%).

Filed under

Other Commercial Inland Marine 45Inland Marine 4Other other liability 1

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to May 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CM 99 07, out of 13 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization323212 23Nov 3, 2023
Sentry Insurance Group3 group companies filed it, led by Middlesex Insurance Company and Sentry Insurance a Mutual Company3112 23Aug 26, 2024
WR Berkley Corporation Group9 group companies filed it, led by Acadia Insurance Company and Berkley National Insurance Company3212 23May 7, 2026
Amerisure Company Group2 group companies filed it, led by AMERISURE MUTUAL INSURANCE COMPANY and AMERISURE INSURANCE COMPANY2212 23Feb 16, 2024
Universal Insurance Company GroupUniversal North America Insurance Company2212 23Dec 12, 2025
AXA Insurance Group3 group companies filed it, led by Greenwich Insurance Company and XL Insurance America, Inc.1112 23Aug 15, 2023
Arch Insurance GroupArch Insurance Company1112 23May 16, 2023
Axis Capital GroupAXIS Insurance Company1112 23Apr 11, 2025
Church Mutual GroupChurch Mutual Insurance Company, S.I.1112 23Aug 27, 2025
Fairfax Financial Group2 group companies filed it, led by The North River Insurance Company and United States Fire Insurance Company1112 23Mar 22, 2023

How the largest insurers handle CM 99 07

Groups among the largest commercial inland marine insurers that filed CM 99 07 or their own version in the past five years.

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States

Number of filings that include CM 99 07 in each state, Oct 2021 to May 2026. Darker states have more filings.

Tennessee: 1 filingTN1Alabama: 0 filingsALFlorida: 0 filingsFLGeorgia: 0 filingsGAOklahoma: 1 filingOK1South Carolina: 2 filingsSC2Arkansas: 1 filingAR1Missouri: 1 filingMO1Indiana: 1 filingIN1Louisiana: 0 filingsLAOhio: 1 filingOH1Wisconsin: 0 filingsWITexas: 0 filingsTXKentucky: 1 filingKY1Iowa: 1 filingIA1Kansas: 0 filingsKSMississippi: 0 filingsMSNorth Carolina: 0 filingsNCNebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 1 filingMT1New Hampshire: 0 filingsNHVirginia: 1 filingVA1Arizona: 1 filingAZ1Pennsylvania: 0 filingsPARhode Island: 0 filingsRIMichigan: 1 filingMI1Alaska: 1 filingAK1District of Columbia: 1 filingDC1Idaho: 1 filingID1Maryland: 1 filingMD1West Virginia: 1 filingWV1Utah: 1 filingUT1Wyoming: 1 filingWY1Delaware: 1 filingDE1New Mexico: 2 filingsNM2Colorado: 1 filingCO1Connecticut: 1 filingCT1Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 4 filingsIL4Minnesota: 1 filingMN1New Jersey: 0 filingsNJNew York: 0 filingsNYMassachusetts: 1 filingMA1Washington: 0 filingsWAOregon: 1 filingOR1Vermont: 0 filingsVTCalifornia: 12 filingsCA12Nevada: 2 filingsNV2Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CM 99 12Exclusion of Loss Due to Virus or Bacteria50 filings
  • CM 99 05Cannabis Exclusion5 filings
  • CM 99 06Cannabis Exclusion With Hemp Exception5 filings
  • CM 99 08Cyber Incident Exclusion5 filings
  • CM 99 09Cyber Incident Exclusion With Ensuing Cause(s) Of Loss Exceptions5 filings
  • CM 71 44Contractors Equipment Coverage Enhancement Form3 filings
  • CM 71 51Water Exclusion3 filings
  • CM 71 52Earth Movement Exclusion3 filings
  • CM 88 40Motor Truck Cargo Coverage Form3 filings
  • IL 01 02California Changes - Actual Cash Value3 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
May 7, 2026Acadia Insurance Companyand 3 moreNM12 23BNIC-134940407
Dec 12, 2025Universal North America Insurance CompanySC12 23UNAC-134764087
Dec 12, 2025Universal North America Insurance CompanyNV12 23UNAC-134767023
Aug 27, 2025Church Mutual Insurance Company, S.I.IL12 23CHMU-134623637
Apr 17, 2025NOVA Casualty CompanyCA12 23HNVR-G134497476
Apr 11, 2025AXIS Insurance CompanyCO12 23AXSS-G134488954
Aug 26, 2024Sentry Select Insurance CompanyCA12 23SEPX-134203770
Aug 26, 2024Sentry Insurance a Mutual CompanyCA12 23SEPX-134206291
Aug 26, 2024Middlesex Insurance CompanyCA12 23SEPX-134207831
Feb 16, 2024AMERISURE MUTUAL INSURANCE COMPANYCA12 23AMRS-133997196
Jan 31, 2024FCCI Insurance Companyand 2 moreIL12 23FCCS-133974122
Nov 28, 2023AMERISURE INSURANCE COMPANYand 1 moreIL12 23AMRS-133897415

Most filed ISO CM forms

All Commercial Inland Marine (ISO CM) forms

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