PP 03 09 Single Liability Limit

An Insurance Services Office (ISO) standard form. It replaces split liability limits with one single limit for all damages from any one auto accident, regardless of the number of insureds, claims, vehicles or premiums.

1. 01 05 edition

   Jan 2005, compared with 06 98

   • The single limit is now applied to provide the separate minimum limits required by law, rather than any separate limits required by law.

     06 98

     “separate limits required by law”

     01 05

     “separate minimum limits required by law”

3 other edition dates appear in one or two filings each, often carrier-specific versions: 07 09, 06 80, 04 68.

Where filings record what this form replaced, they name earlier editions 04 86, 01 05 and other forms PP 70 02, PP 7002. Only some filings record replacements.

• Edition in use: in the past 12 months, 11 companies filed the 04 86 edition and 9 companies filed 09 18.
• PP 13 01 (Coverage for Damage to Your Auto Exclusion Endorsement) is filed alongside it most often, in 112 of the same filings (82%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• PP 13 01Coverage for Damage to Your Auto Exclusion Endorsement112 filings
• PP 04 01Single Uninsured Motorists Limit72 filings
• PP 00 01Personal Auto Policy71 filings
• PP 03 08Coverage for Damage to Your Auto (Maximum Limit of Liability)62 filings
• PP 13 03Trust Endorsement58 filings
• PP 03 01Federal Employees Using Autos in Government Business57 filings
• PP 03 03Towing and Labor Costs Coverage54 filings
• PP 03 13Excess Electronic Equipment Coverage51 filings
• PP 03 35Auto Loan/Lease Coverage51 filings
• PP 13 02Trip Interruption Coverage51 filings