Coverage description
An Insurance Services Office (ISO) standard form. It pays the unpaid balance owed on a loan or lease after a covered total loss to a scheduled covered auto, minus the physical damage payment and items such as overdue payments, lease penalties, unrefunded deposits and carry-over balances.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
09 18 edition
Sep 2018, compared with 09 93Latest editionDeferred lease or loan payments, not only overdue ones, are now subtracted from the amount paid.
09 93
“Overdue lease/loan payments at the time of”
09 18
“Overdue or any deferred lease/loan payments”
The coverage is now excess over any other collectible source of recovery, including coverage provided by or bought from the lessor or a financial institution.
09 93
Not in this edition
09 18
“shall be excess over any other collectible source of recovery”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 06 25Jun 2025 | 34 | 2 | 33 | Jun 2025 to Jun 2026 |
| 09 18Sep 2018Latest | 56 | 24 | 18 | Nov 2021 to Oct 2026 |
| 09 93Sep 1993 | 34 | 21 | 14 | Nov 2021 to Jun 2026 |
4 other edition dates appear in one or two filings each, often carrier-specific versions: 05 21, 08 18, 03 13, 07 09.
Where filings record what this form replaced, they name earlier edition 09 93 and other forms PP 73 35. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 5 companies filed the 09 18 edition and 2 companies filed 06 25.
- PP 03 01 (Federal Employees Using Autos in Government Business) is filed alongside it most often, in 73 of the same filings (57%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include PP 03 35, out of 26 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Amica Mutual Group2 group companies filed it, led by Amica Mutual Insurance Company and Amica Property and Casualty Insurance Company | 39 | 34 | 06 2509 1808 18 | Jun 5, 2026 |
| Liberty Mutual Group12 group companies filed it, led by Liberty Mutual Insurance Company and Liberty Mutual Personal Insurance Company | 9 | 5 | 09 93 | Dec 13, 2023 |
| Hastings Mutual Insurance Company | 8 | 6 | 09 18 | Mar 13, 2025 |
| Acuity, A Mutual Insurance Company | 7 | 3 | 09 1805 21 | Jul 1, 2026 |
| Encova Mutual Insurance Group4 group companies filed it, led by Motorists Mutual Insurance Company and Iowa Mutual Insurance Company | 7 | 7 | 09 18 | Apr 17, 2023 |
| Midwest Family GroupMidwest Family Mutual Insurance Company | 7 | 3 | 09 9309 18 | Jun 29, 2026 |
| Grinnell Mutual GroupGrinnell Compass, Inc. | 6 | 6 | 09 93 | Apr 27, 2022 |
| Utica Group2 group companies filed it, led by Utica Mutual Insurance Company and Republic-Franklin Insurance Company | 6 | 4 | 09 1809 93 | Mar 18, 2026 |
| Alliance Insurance GroupFarmers Alliance Mutual Insurance Company | 5 | 1 | 09 18 | May 19, 2026 |
| Central Mutual Insurance Company GroupCentral Mutual Insurance Company | 5 | 1 | 09 18 | Jun 17, 2026 |
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States
Number of filings that include PP 03 35 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- PP 03 01Federal Employees Using Autos in Government Business73 filings
- PP 03 05Loss Payable Clause72 filings
- PP 00 01Personal Auto Policy66 filings
- PP 03 13Excess Electronic Equipment Coverage64 filings
- PP 03 19Additional Insured - Lessor64 filings
- PP 03 06Extended Non- Owned Coverage - Vehicles Furnished or Available for Regular Use63 filings
- PP 03 08Coverage for Damage to Your Auto (Maximum Limit of Liability)63 filings
- PP 03 18Excess Custom Equipment Coverage61 filings
- PP 03 03Towing and Labor Costs Coverage59 filings
- PP 13 01Coverage for Damage to Your Auto Exclusion Endorsement58 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | New London County Mutual Insurance Co. | CT | 09 18 | NLCC-135066056 |
| Oct 21, 2026 | Insurance Services Office, Inc. | TX | 09 18 | ISOF-135125131 |
| Jul 1, 2026 | Acuity, A Mutual Insurance Company | CO | 09 18 | ACUT-134991199 |
| Jun 29, 2026 | Midwest Family Mutual Insurance Company | CO | 09 93 | MWFM-134997004 |
| Jun 26, 2026 | Grange Insurance Association | CO | 09 93 | GRIA-134999777 |
| Jun 17, 2026 | Central Mutual Insurance Company | CO | 09 18 | CEMC-134989042 |
| Jun 5, 2026 | Amica Mutual Insurance Companyand 1 more | WI | 06 25 | AMMA-134976110 |
| Jun 2, 2026 | Amica Mutual Insurance Company | WY | 06 25 | AMMA-134971120 |
| May 26, 2026 | Amica Mutual Insurance Companyand 1 more | VA | 06 25 | AMMA-134904863 |
| May 26, 2026 | Amica Mutual Insurance Companyand 1 more | TN | 06 25 | AMMA-134961797 |
| May 19, 2026 | Farmers Alliance Mutual Insurance Company | CO | 09 18 | FAMI-134934226 |
| Apr 23, 2026 | Amica Mutual Insurance Company | VT | 06 25 | AMMA-134914343 |
Most filed ISO PP forms
- PP 13 01 Coverage For Damage to Your Auto Exclusion
- PP 03 09 Single Liability Limit
- PP 00 01 Personal Auto Policy
- PP 03 08 Coverage for Damage to Your Auto
- PP 03 05 Loss Payable Clause
- PP 03 01 Federal Employees using Auto in Government
- PP 43 33 Public Or Livery Conveyance Exclusion (Including Delivery Network Platform) Endorsement
- PP 03 03 Towing and Labor Costs Coverage
- PP 04 01 Single Uninsured Motorists Limit
- PP 03 06 Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
- PP 33 05 Full Safety Glass Coverage
- PP 03 19 Additional Insured - Lessor
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