PP 03 18 Excess Custom Equipment Coverage

An Insurance Services Office (ISO) standard form. It raises the $1,500 limit for custom equipment on a scheduled covered auto, or on a non-owned auto, to the excess custom equipment limit shown in the schedule or declarations.

1. 01 09 edition

   Jan 2009, compared with 01 05

   • The endorsement now works with the Custom Equipment Exclusion Endorsement, excluding custom equipment except up to the scheduled excess limit, instead of paying for listed custom furnishings directly.

     01 05

     “we will pay for direct and accidental loss to custom furnishings”

     01 09

     “the provisions of the Custom Equipment Exclusion Endorsement apply unless modified by this endorsement”

   • Coverage now extends to custom equipment in a non-owned auto, up to the highest scheduled limit.

     01 05

     Not in this edition

     01 09

     “Any "non-owned auto" is increased from $1,500 to the highest limit”

4 other edition dates appear in one or two filings each, often carrier-specific versions: 09 28, 07 09, 06 98, 09 93.

Where filings record what this form replaced, they name earlier edition 01 09 and other forms PP 73 18. Only some filings record replacements.

• Edition in use: in the past 12 months, 7 companies filed the 09 18 edition and 2 companies filed 01 09.
• PP 03 06 (Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use) is filed alongside it most often, in 68 of the same filings (89%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• PP 03 06Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use68 filings
• PP 00 01Personal Auto Policy63 filings
• PP 03 13Excess Electronic Equipment Coverage63 filings
• PP 03 35Auto Loan/Lease Coverage61 filings
• PP 03 05Loss Payable Clause60 filings
• PP 03 01Federal Employees Using Autos in Government Business59 filings
• PP 03 08Coverage for Damage to Your Auto (Maximum Limit of Liability)59 filings
• PP 13 01Coverage for Damage to Your Auto Exclusion Endorsement59 filings
• PP 03 09Single Liability Limit49 filings
• PP 03 28Miscellaneous Type Vehicle Amendment (Motor Homes)49 filings