Coverage description
An Insurance Services Office (ISO) standard form. It excludes liability, medical payments and physical damage coverage for your motor home while rented or leased to others unless rental coverage is shown, and always excludes physical damage from fraudulent acquisition while the motor home is in another's care.
How the form has changed
The 09 18 edition rewords the rental exclusions and their financial responsibility exception. The coverage is the same as 06 98.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 09 18Sep 2018Latest | 53 | 16 | 19 | Jan 2022 to Oct 2026 |
| 06 98Jun 1998 | 9 | 6 | 8 | May 2022 to May 2024 |
Where filings record what this form replaced, they name earlier edition 06 98 and other forms PP 43 09. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 8 companies filed the 09 18 edition.
- PP 03 13 (Excess Electronic Equipment Coverage) is filed alongside it most often, in 55 of the same filings (89%).
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include PP 03 28, out of 17 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Midwest Family GroupMidwest Family Mutual Insurance Company | 9 | 5 | 09 18 | Jun 29, 2026 |
| Acuity, A Mutual Insurance Company | 7 | 3 | 09 18 | Jul 1, 2026 |
| Encova Mutual Insurance Group4 group companies filed it, led by Motorists Mutual Insurance Company and Iowa Mutual Insurance Company | 7 | 7 | 09 18 | Apr 17, 2023 |
| Hastings Mutual Insurance Company | 7 | 6 | 09 18 | Mar 13, 2025 |
| Alliance Insurance GroupFarmers Alliance Mutual Insurance Company | 5 | 1 | 09 18 | May 19, 2026 |
| Amica Mutual Group2 group companies filed it, led by Amica Mutual Insurance Company and Amica Property and Casualty Insurance Company | 5 | 1 | 09 18 | Apr 9, 2026 |
| Central Mutual Insurance Company GroupCentral Mutual Insurance Company | 5 | 1 | 09 18 | Jun 17, 2026 |
| Utica GroupUtica Mutual Insurance Company | 5 | 3 | 09 1806 98 | Mar 18, 2026 |
| Madison Mutual Insurance Company | 4 | 4 | 06 98 | May 29, 2024 |
| Buckeye Insurance GroupBuckeye State Mutual Insurance Company | 1 | 1 | 09 18 | Apr 12, 2022 |
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States
Number of filings that include PP 03 28 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- PP 03 13Excess Electronic Equipment Coverage55 filings
- PP 13 01Coverage for Damage to Your Auto Exclusion Endorsement53 filings
- PP 03 05Loss Payable Clause51 filings
- PP 03 06Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use49 filings
- PP 03 18Excess Custom Equipment Coverage49 filings
- PP 00 01Personal Auto Policy47 filings
- PP 03 01Federal Employees Using Autos in Government Business47 filings
- PP 03 35Auto Loan/Lease Coverage47 filings
- PP 03 09Single Liability Limit46 filings
- PP 03 08Coverage for Damage to Your Auto (Maximum Limit of Liability)42 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 21, 2026 | Insurance Services Office, Inc. | TX | 09 18 | ISOF-135125131 |
| Jul 1, 2026 | Acuity, A Mutual Insurance Company | CO | 09 18 | ACUT-134991199 |
| Jun 29, 2026 | Midwest Family Mutual Insurance Company | CO | 09 18 | MWFM-134997004 |
| Jun 17, 2026 | Central Mutual Insurance Company | CO | 09 18 | CEMC-134989042 |
| May 19, 2026 | Farmers Alliance Mutual Insurance Company | CO | 09 18 | FAMI-134934226 |
| Apr 9, 2026 | Amica Mutual Insurance Companyand 1 more | CO | 09 18 | AMMA-134905848 |
| Apr 7, 2026 | Western Community Insurance Company | WA | 09 18 | FMID-134903442 |
| Mar 18, 2026 | Utica Mutual Insurance Company | CT | 09 18 | UTCX-134879795 |
| Mar 18, 2026 | Utica Mutual Insurance Company | CT | 09 18 | UTCX-134880456 |
| Jul 1, 2025 | Acuity, A Mutual Insurance Company | CO | 09 18 | ACUT-134582191 |
| Jun 27, 2025 | Midwest Family Mutual Insurance Company | CO | 09 18 | MWFM-134579437 |
| Jun 18, 2025 | Farmers Alliance Mutual Insurance Company | CO | 09 18 | FAMI-134576074 |
Most filed ISO PP forms
- PP 13 01 Coverage For Damage to Your Auto Exclusion
- PP 03 09 Single Liability Limit
- PP 00 01 Personal Auto Policy
- PP 03 35 Auto Loan/Lease Coverage
- PP 03 08 Coverage for Damage to Your Auto
- PP 03 05 Loss Payable Clause
- PP 03 01 Federal Employees using Auto in Government
- PP 43 33 Public Or Livery Conveyance Exclusion (Including Delivery Network Platform) Endorsement
- PP 03 03 Towing and Labor Costs Coverage
- PP 04 01 Single Uninsured Motorists Limit
- PP 03 06 Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
- PP 33 05 Full Safety Glass Coverage
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