Coverage description
An Insurance Services Office (ISO) standard form. It replaces split uninsured motorists limits with one limit per accident for all damages, regardless of the number of insureds, claims, vehicles or premiums shown.
How the form has changed
The 09 18 edition updates the schedule layout and adds filing instructions. The limit wording is the same as 06 98.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 09 18Sep 2018Latest | 24 | 10 | 9 | Jun 2022 to Oct 2026 |
| 06 98Jun 1998 | 57 | 22 | 11 | Nov 2021 to Jul 2026 |
| 04 86Apr 1986 | 4 | 7 | 3 | Aug 2024 to May 2026 |
Where filings record what this form replaced, they name earlier edition 06 98 and other forms NONE. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 11 companies filed the 06 98 edition and 6 companies filed 09 18.
- The newer 09 18 edition first appears Jun 17, 2022 and has been filed by 10 companies in 9 states so far.
- PP 03 09 (Single Liability Limit) is filed alongside it most often, in 72 of the same filings (86%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include PP 04 01, out of 16 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Liberty Mutual Group13 group companies filed it, led by LM General Insurance Company and LM Insurance Corporation | 23 | 11 | 06 9804 86 | May 14, 2026 |
| WR Berkley Corporation GroupRiverport Insurance Company | 10 | 4 | 06 9809 18 | Jul 1, 2026 |
| Midwest Family GroupMidwest Family Mutual Insurance Company | 8 | 4 | 06 9809 18 | Jun 29, 2026 |
| RLI Insurance GroupRLI Insurance Company | 8 | 1 | 06 98 | Jun 30, 2025 |
| Assurant Incorporated GroupAmerican Bankers Insurance Company of Florida | 7 | 2 | 06 98 | Jul 2, 2026 |
| Tokio Marine Holdings Incorporated GroupPhiladelphia Indemnity Insurance Company | 6 | 1 | 06 9809 18 | May 20, 2026 |
| Alliance Insurance GroupFarmers Alliance Mutual Insurance Company | 5 | 1 | 09 18 | May 19, 2026 |
| Amica Mutual Group2 group companies filed it, led by Amica Mutual Insurance Company and Amica Property and Casualty Insurance Company | 5 | 1 | 09 18 | Apr 9, 2026 |
| Central Mutual Insurance Company GroupCentral Mutual Insurance Company | 3 | 1 | 09 18 | Jun 17, 2026 |
| Hastings Mutual Insurance Company | 2 | 1 | 06 98 | Mar 13, 2025 |
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States
Number of filings that include PP 04 01 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- PP 03 09Single Liability Limit72 filings
- PP 13 01Coverage for Damage to Your Auto Exclusion Endorsement67 filings
- PP 00 01Personal Auto Policy55 filings
- PP 03 08Coverage for Damage to Your Auto (Maximum Limit of Liability)44 filings
- PP 13 92Named Driver Exclusion Endorsement - Colorado40 filings
- PP 03 06Extended Non-Owned Coverage - Vehicles Furnished Or Available For Regular Use37 filings
- PP 04 37Property Damage Uninsured Motorists Coverage - Colorado37 filings
- PP 03 01Federal Employees Using Autos in Government Business35 filings
- PP 03 35Auto Loan/Lease Coverage35 filings
- PP 03 13Excess Electronic Equipment Coverage34 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 21, 2026 | Insurance Services Office, Inc. | TX | 09 18 | ISOF-135125131 |
| Jul 2, 2026 | American Bankers Insurance Company of Florida | CO | 06 98 | ASPX-135003253 |
| Jul 1, 2026 | Riverport Insurance Company | CO | 06 98 | BKON-135007348 |
| Jun 29, 2026 | Midwest Family Mutual Insurance Company | CO | 06 98 | MWFM-134997004 |
| Jun 17, 2026 | Central Mutual Insurance Company | CO | 09 18 | CEMC-134989042 |
| May 20, 2026 | Philadelphia Indemnity Insurance Company | CO | 09 1806 98 | PHLX-134920584 |
| May 19, 2026 | Farmers Alliance Mutual Insurance Company | CO | 09 18 | FAMI-134934226 |
| May 14, 2026 | LM General Insurance Companyand 4 more | MI | 04 86 | LBPM-134945870 |
| Apr 10, 2026 | LM General Insurance Companyand 6 more | MD | 06 98 | LBPM-134904908 |
| Apr 9, 2026 | Amica Mutual Insurance Companyand 1 more | CO | 09 18 | AMMA-134905848 |
| Oct 21, 2025 | Philadelphia Indemnity Insurance Company | CO | 09 18 | MRTN-134532819 |
| Jul 1, 2025 | American Bankers Insurance Company of Florida | CO | 06 98 | ASPX-134591196 |
Most filed ISO PP forms
- PP 13 01 Coverage For Damage to Your Auto Exclusion
- PP 03 09 Single Liability Limit
- PP 00 01 Personal Auto Policy
- PP 03 35 Auto Loan/Lease Coverage
- PP 03 08 Coverage for Damage to Your Auto
- PP 03 05 Loss Payable Clause
- PP 03 01 Federal Employees using Auto in Government
- PP 43 33 Public Or Livery Conveyance Exclusion (Including Delivery Network Platform) Endorsement
- PP 03 03 Towing and Labor Costs Coverage
- PP 03 06 Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use
- PP 33 05 Full Safety Glass Coverage
- PP 03 19 Additional Insured - Lessor
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