Liberty Mutual Group: Homeowners Forms
| Form | Title | Type | Edition | States |
|---|---|---|---|---|
| HM 8003 | Homeowners Policy | Coverage form | 10 20 | 35 |
| LMHM8010 | Homeowners Policy Declarations | Declarations | 10 20 | 38 |
| HOM-7339/EP | Homesharing Coverage | Endorsement | 01 21 | 39 |
| HM 8304 | Refrigerated Spoilage Coverage | Endorsement | 10 20 | 37 |
| HM 8312 | Eco-Friendly Upgrade Coverage | Endorsement | 10 20 | 37 |
742 more forms
See the formsLiberty Mutual Group homeowners filing activity
Oct 29, 2025 to Oct 28, 2026. These figures cover only Liberty Mutual Group's homeowners filings. The form inventory above covers the past five years.
- Filings
- 534
- 548 in the previous 365 days
- Change in filings
- -2.6%
- Compared with the previous 365 days
- States
- 50
- With filings in this period
- Companies filing
- 28
- Within this carrier group
- Avg. reported rate impact
- +2.1%
- 147 filings reporting a nonzero impact
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
147
Companies
19
Avg Impact
+2.1%
Max Increase
+15.0%
Max Decrease
-25.3%
Reported rate impact by state
-25.3% to -0.1%-0.1% to +2.0%+2.0% to +3.0%+3.0% to +15.0%
Rate impact filingsShowing up to 50 filings
07/01/26American Economy Insurance CompanyNVCondominium HomeownersRate/Rule+15.0%+165.0%
07/17/26Liberty Insurance CorporationNVPersonal HomeownersRate/Rule+12.0%+12.1%
07/10/26Safeco Insurance Company of AmericaMTHomeownersRate/Rule+6.0%+6.3%
07/10/26American Economy Insurance CompanyMTHomeownersRate/Rule+4.4%+42.8%
09/17/26American Economy Insurance CompanyPAHomeownersRate/Rule+3.1%+19.1%
06/12/26Safeco Insurance Company of IllinoisMNHomeownersRate/Rule+3.1%+26.1%
07/17/26American Economy Insurance CompanyKYHomeownersRate/Rule+3.0%+19.1%
07/17/26Safeco Insurance Company of AmericaKYHomeownersRate/Rule+3.0%+15.0%
07/13/26Liberty Mutual Personal Insurance CompanyMSHomeownersRate/Rule+3.0%+19.3%
07/07/26American Economy Insurance CompanyOHHomeownersRate/Rule+3.0%+175.5%
07/07/26Safeco Insurance Company of IndianaOHHomeownersRate/Rule+3.0%+3.3%
06/26/26Safeco Insurance Company of AmericaAZHomeownersRate/Rule+3.0%+40.0%
06/25/26American Economy Insurance CompanyAZHomeownersRate/Rule+3.0%+22.2%
06/11/26Peerless Indemnity Insurance CompanyUTHomeownersRate/Rule+3.0%+3.7%
06/09/26Liberty Mutual Personal Insurance CompanyKYHomeownersRate/Rule+3.0%+3.7%
06/09/26Liberty Mutual Fire Insurance CompanyKYHomeownersRate/Rule+3.0%+4.4%
06/03/26Peerless Indemnity Insurance CompanyMNHomeownersRate/Rule+3.0%+3.1%
06/02/26Liberty Mutual Personal Insurance CompanyMNHomeownersRate/Rule+3.0%+3.3%
10/23/26Safeco Insurance Company of IllinoisIDHomeownersRate/Rule+2.9%+3.2%
06/10/26Peerless Indemnity Insurance CompanyKYHomeownersRate/Rule+2.8%+3.4%
09/15/26Peerless Indemnity Insurance CompanyPAHomeownersRate/Rule+2.2%+2.9%
06/09/26Liberty Insurance CorporationIAHomeownersRate/Rule+2.2%+2.4%
06/09/26Peerless Indemnity Insurance CompanyIAHomeownersRate/Rule+2.2%+2.4%
07/28/26Peerless Indemnity Insurance CompanyMDHomeownersRate/Rule+2.1%+8.7%
07/17/26Peerless Indemnity Insurance CompanyTNHomeownersRate/Rule+2.1%+2.6%
10/19/26General Insurance Company of AmericaCTHomeownersRate/Rule+2.0%+4.1%
10/19/26American Economy Insurance CompanyCTHomeownersRate/Rule+2.0%+22.8%
10/12/26American Economy Insurance CompanyNEHomeownersRate/Rule+2.0%+13.1%
10/12/26Safeco Insurance Company of AmericaNEHomeownersRate/Rule+2.0%+3.4%
09/22/26American Economy Insurance CompanyIAHomeownersRate/Rule+2.0%+22.0%
09/03/26Peerless Indemnity Insurance CompanyMOHomeownersRate/Rule+2.0%+2.3%
09/03/26Liberty Mutual Personal Insurance CompanyMOHomeownersRate/Rule+2.0%+2.5%
09/03/26Liberty Mutual Fire Insurance CompanyMOHomeownersRate/Rule+2.0%+3.7%
07/24/26LM Insurance CorporationMDHomeownersRate/Rule+2.0%+2.2%
07/24/26Liberty Mutual Fire Insurance CompanyNEHomeownersRate/Rule+2.0%+2.2%
07/24/26Liberty Insurance CorporationNEHomeownersRate/Rule+2.0%+2.2%
07/23/26Liberty Mutual Fire Insurance CompanyMDHomeownersRate/Rule+2.0%+3.4%
06/04/26Safeco Insurance Company of AmericaMDHomeownersRate/Rule+2.0%+2.2%
06/04/26American Economy Insurance CompanyMDHomeownersRate/Rule+2.0%+69.3%
06/03/26Liberty Insurance CorporationDCHomeownersRate/Rule+2.0%+2.6%
06/02/26Liberty Mutual Fire Insurance CompanyDCHomeownersRate/Rule+2.0%+3.0%
06/04/26Liberty Insurance CorporationTXHomeownersRate/Rule+1.8%+2.0%
06/04/26Peerless Indemnity Insurance CompanyTXHomeownersRate/Rule+1.8%+1.9%
06/11/26American Economy Insurance CompanyPAHomeownersRate/Rule+0.3%+21.5%
08/12/26Safeco Insurance Company of AmericaLAPersonal HomeownersRate/Rule-0.1%+18.5%
07/16/26Liberty Mutual Personal Insurance CompanyGAPersonal HomeownersRate/Rule-0.1%+11.1%
07/14/26Safeco Insurance Company of AmericaNMRentersRate/Rule-0.4%0.0%
07/16/26Safeco National Insurance CompanyMERentersRate/Rule-0.6%0.0%
07/02/26Safeco Insurance Company of AmericaRIRentersRate/Rule-1.4%0.0%
07/24/26Peerless Insurance CompanyOHHomeownersRate/Rule-5.0%-2.4%
Reported impacts are filing-level figures, not an individual policyholder's premium change. The average is unweighted and excludes missing and zero values. Withdrawn and rejected filings are excluded. Each SERFF tracking number is counted once.
Homeowners product types
Product classifications reported in this period's filings.
| Product type | Filings | States |
|---|---|---|
| Homeowners combinations | 469 | 50 |
| Tenant Homeowners | 41 | 31 |
| Other Homeowners | 12 | 3 |
| Condominium Homeowners | 6 | 5 |
| Owner Occupied Homeowners | 6 | 1 |
Companies filing in this period
Homeowners submissions by underwriting company.
| Company | Filings | States |
|---|---|---|
| American Economy Insurance Company | 129 | 36 |
| Safeco Insurance Company of America | 85 | 35 |
| Peerless Indemnity Insurance Company | 83 | 25 |
| Liberty Mutual Personal Insurance Company | 44 | 22 |
| Liberty Mutual Fire Insurance Company | 32 | 22 |
| The First Liberty Insurance Corporation | 22 | 8 |
| Safeco Insurance Company of Illinois | 20 | 6 |
| Employers Insurance Company of Wausau | 18 | 7 |
| Liberty Mutual Insurance Company | 17 | 11 |
| Safeco Insurance Company of Indiana | 17 | 6 |
| Liberty Insurance Corporation | 15 | 13 |
| Safeco Insurance Company of Oregon | 15 | 4 |
| Insurance Company of Illinois | 6 | 1 |
| General Insurance Company of America | 4 | 2 |
| Wausau Underwriters Insurance Company | 4 | 2 |
| Peerless Insurance Company | 3 | 3 |
| Safeco Lloyds Insurance Company | 3 | 1 |
| Safeco National Insurance Company | 3 | 2 |
| First National Insurance Company of America | 2 | 1 |
| LM Insurance Corporation | 2 | 2 |
| Liberty Personal Insurance Company | 2 | 1 |
| West American Insurance Company | 2 | 1 |
| American States Insurance Company of Texas | 1 | 1 |
| LM General Insurance Company | 1 | 1 |
| Meridian Security Insurance Company | 1 | 1 |
| Montgomery Mutual Insurance Company | 1 | 1 |
| Patrons Mutual Insurance Company of Connecticut | 1 | 1 |
| Wausau General Insurance Company | 1 | 1 |
Recent products and programs filed
The 10 most recently filed product/program names, as reported in filings. Names can include internal program codes and do not establish current product availability.
| Filed product/program | Filings | States | Latest filing |
|---|---|---|---|
| Renters Condo | 2 | 2 | Oct 27, 2026 |
| Homeowners | 472 | 50 | Oct 23, 2026 |
| Homeowners (LIC, LMFIC, LM-IC, TFLIC) | 2 | 1 | Oct 15, 2026 |
| Renters | 27 | 24 | Oct 12, 2026 |
| Personal Homeowners | 12 | 7 | Oct 7, 2026 |
| Personal Home | 1 | 1 | Sep 3, 2026 |
| SF-34849 | 1 | 1 | Aug 24, 2026 |
| Homeowners - Cyber | 1 | 1 | Aug 3, 2026 |
| Condominium Homeowners | 1 | 1 | Jul 1, 2026 |
| Homeowner | 1 | 1 | Jun 18, 2026 |
Companies filing
The Liberty Mutual Group companies with the most homeowners filings in the past five years.
- American Economy Insurance Company749 filings · 41 states
- Liberty Mutual Insurance Company720 filings · 42 states
- Liberty Mutual Fire Insurance Company505 filings · 50 states
- + 39 more companies
Related insurance research
Homeowners forms
Coverage topics
Form types
Related lines of business
Forms are active forms on Liberty Mutual Group homeowners filings submitted in the past five years, excluding withdrawn and rejected filings, grouped by form number.