CG 20 07 Additional Insured - Engineers, Architects or Surveyors

An Insurance Services Office (ISO) standard form. It adds architects, engineers and surveyors you engage as additional insureds for injury or damage caused by your acts in connection with your premises or ongoing operations, but excludes injury arising from your professional services.

1. 12 19 edition

   Dec 2019, compared with 04 13Latest edition

   • The additional insured's contract-based limit is now measured against the applicable limits of insurance, without tying it to the limits shown in the Declarations.

     04 13

     “Available under the applicable Limits of Insurance shown in the Declarations”

     12 19

     “Available under the applicable limits of insurance”

2. 04 13 edition

   Apr 2013, compared with 07 04

   • Coverage for the additional insured now applies only to the extent permitted by law, and is no broader than a contract requires.

     07 04

     Not in this edition

     04 13

     “The insurance afforded to such additional insured only applies to the extent permitted by law”

   • The professional services exclusion now applies even when claims allege negligent supervision, hiring, training or monitoring of others.

     07 04

     Not in this edition

     04 13

     “allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured”

   • A new limits provision caps what is paid for the additional insured at the amount the contract requires, and the endorsement does not increase the policy limits.

     07 04

     Not in this edition

     04 13

     “the most we will pay on behalf of the additional insured is the amount of insurance”

3 other edition dates appear in one or two filings each, often carrier-specific versions: 01 96, 01 87, 10/1/2020.

Where filings record what this form replaced, they name earlier editions 04 13, 07 04. Only some filings record replacements.

• Edition in use: in the past 12 months, 38 companies filed the 12 19 edition and 7 companies filed 04 13.
• CG 20 12 (Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations) is filed alongside it most often, in 194 of the same filings (96%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses CG 20 07 in 6 filings
• Berkshire Hathaway GroupUses CG 20 07 in 1 filing
• WR Berkley Corporation GroupUses CG 20 07 in 1 filing
• Fairfax Financial GroupUses CG 20 07 in 2 filings

• CG 20 12Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations194 filings
• CG 20 18Additional Insured – Mortgagee, Assignee or Receiver194 filings
• CG 20 11Additional Insured – Managers or Lessors of Premises191 filings
• CG 20 28Additional Insured – Lessor of Leased Equipment188 filings
• CG 20 24Additional Insured – Owners or Other Interests From Whom Land Has Been Leased187 filings
• CG 20 23Additional Insured – Executors, Administrators, Trustees or Beneficiaries186 filings
• CG 20 27Additional Insured – Co-Owner of Insured Premises186 filings
• CG 20 05Additional Insured – Controlling Interest185 filings
• CG 20 13Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations Relating to Premises184 filings
• CG 20 15Additional Insured – Vendors184 filings