CA DS 03 Business Auto Declarations

An Insurance Services Office (ISO) standard form. Declarations page for the Business Auto Coverage Form, showing the named insured, policy period, coverages with their covered auto symbols, limits, deductibles and premiums, the schedule of owned autos, hired and borrowed auto coverage, and premium bases.

The 11 20 edition reorganizes the schedules, for example adding vehicle identification number and towing and labor entries and notes that a maximum deductible may also apply. The coverage terms come from the coverage form.

Filed by one company only: 10 25 (4 filings), 10 23 (4 filings), 12 22 (9 filings), 04 22 (Berkshire Hathaway Group, 36 filings).

3 other edition dates appear in one or two filings each, often carrier-specific versions: 09 25, 04 25, 02 04.

Where filings record what this form replaced, they name earlier editions CA DS 03 AK, CA DS 03 10 13, CA DS 03 PA and other forms CA DS 02. Only some filings record replacements.

• Edition in use: in the past 12 months, 15 companies filed the 11 20 edition and 4 companies filed 10 13.
• The 10 25 edition appears only in filings from one company (4 filings in 4 states since Aug 25, 2025), which suggests a carrier-specific version.
• The 10 23 edition appears only in filings from one company (4 filings in 4 states since Jul 28, 2023), which suggests a carrier-specific version.
• CADS21 (Motor Carrier Declarations) is filed alongside it most often, in 358 of the same filings (62%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Progressive GroupUses CA DS 03 in 1 filing
• Berkshire Hathaway GroupUses CA DS 03 in 48 filings
• Old Republic GroupFiles its own version: CA DECGN 0003 Business Auto Declarations (40 states)
• Liberty Mutual GroupFiles its own version: AC 00 03 Business Auto Declarations (1 state)

• CADS21Motor Carrier Declarations358 filings
• CADS26Auto Dealers Declarations228 filings
• ILDS00Common Policy Declarations133 filings
• CA 00 01Business Auto Coverage Form53 filings
• CA 20 01Lessor - Additional Insured And Loss Payee45 filings
• CA 23 17Truckers - Uniform Intermodal Interchange Endorsement Form Uiie - 145 filings
• CA 20 54Employee Hired Autos44 filings
• CA 20 33Autos Leased, Hired, Rented or Borrowed with Drivers - Physical Damage Coverage43 filings
• CA 99 28Stated Amount Insurance43 filings
• CA 20 15Mobile Equipment42 filings