Coverage description
An Insurance Services Office (ISO) standard form. It makes your employees insureds while they drive autos they hire or rent in their own name for your business, and treats those autos as autos you own for hired auto physical damage.
How the form has changed
2 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
11 20 edition
Nov 2020, compared with 10 13Latest editionThe endorsement now adds to the other insurance provision for hired auto physical damage instead of replacing it.
10 13
“Motor Carrier Coverage Form are replaced by the following”
11 20
“Motor Carrier Coverage Form are amended by the addition of the following”
Only autos your employees hire or rent are treated as owned autos; autos you lease, hire, rent or borrow yourself no longer are under this endorsement.
10 13
“Any covered "auto" you lease, hire, rent or borrow”
11 20
Removed
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 11 20Nov 2020Latest | 270 | 139 | 45 | Nov 2021 to Sep 2026 |
| 10 13Oct 2013 | 75 | 38 | 26 | Nov 2021 to Jul 2026 |
| 10 01Oct 2001 | 15 | 14 | 9 | Jun 2022 to Jan 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 11/01/2020.
Where filings record what this form replaced, they name earlier edition 10 13 and other forms CA 20 71 10 13. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 37 companies filed the 11 20 edition and 12 companies filed 10 13.
- CA 20 01 (Lessor – Additional Insured and Loss Payee) is filed alongside it most often, in 329 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CA 20 54, out of 77 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Clear Blue Financial Group2 group companies filed it, led by Clear Blue Insurance Company and Rock Ridge Insurance Company | 42 | 35 | 11 20 | Jun 17, 2026 |
| OBS Holdings Group2 group companies filed it, led by Obsidian Insurance Company and Obsidian Pacific Insurance Company | 36 | 36 | 11 20 | Feb 3, 2023 |
| Nationwide Corporation Group13 group companies filed it, led by Allied Insurance Company of America and Nationwide Mutual Insurance Company | 21 | 7 | 11 2010 01 | Sep 22, 2025 |
| Tokio Marine Holdings Incorporated Group3 group companies filed it, led by U.S. Specialty Insurance Company and Safety National Casualty Corporation | 21 | 17 | 10 1311 20 | Aug 27, 2026 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 20 | 16 | 10 1310 01 | Jul 12, 2024 |
| Arch Insurance Group3 group companies filed it, led by Arch Insurance Company and Arch Indemnity Insurance Company | 13 | 2 | 11 20 | Apr 8, 2026 |
| OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 13 | 1 | 11 20 | May 11, 2026 |
| Liberty Mutual Group7 group companies filed it, led by State Automobile Mutual Insurance Company and Employers Insurance Company of Wausau | 11 | 1 | 10 1311 20 | Jun 17, 2026 |
| AIPSOAdvisory Organization | 10 | 10 | 11 20 | Dec 15, 2021 |
| Scor GroupGeneral Security National Insurance Company | 10 | 1 | 11 20 | Jun 9, 2026 |
How the largest insurers handle CA 20 54
Groups among the largest commercial auto insurers that filed CA 20 54 or their own version in the past five years.
- Progressive GroupUses CA 20 54 in 2 filings
- Travelers GroupUses CA 20 54 in 62 filings
- Berkshire Hathaway GroupUses CA 20 54 in 1 filing
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CA 20 54 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CA 20 01Lessor – Additional Insured and Loss Payee329 filings
- CA 20 71Auto Loan/Lease Gap Coverage304 filings
- CA 04 49Primary and Noncontributory – Other Insurance Condition275 filings
- CA 99 33Employees as Insureds272 filings
- CA 00 01Business Auto Coverage Form270 filings
- CA 20 48Designated Insured for Covered Autos Liability Coverage267 filings
- CA 23 17Truckers – Uniform Intermodal Interchange Endorsement Form Uiie – 1266 filings
- CA 99 30Tapes, Records and Discs Coverage261 filings
- CA 99 16Hired Autos Specified as Covered Autos You Own258 filings
- CA 20 15Mobile Equipment256 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 10, 2026 | SECURA Insurance, A Mutual Companyand 1 more | IL | 11 20 | SEIC-135044227 |
| Sep 4, 2026 | Incline Casualty Company | SC | 11 20 | AIAD-135047572 |
| Aug 28, 2026 | Jet Insurance Company | SC | 11 20 | MRTN-134878222 |
| Aug 27, 2026 | Philadelphia Indemnity Insurance Company | NM | 11 20 | PHLX-135063316 |
| Jul 8, 2026 | Colorado Farm Bureau Insurance Company | CO | 11 2010 13 | SFBC-135011078 |
| Jun 30, 2026 | Accredited Surety and Casualty Company, Inc. | CO | 11 20 | ACSA-135005169 |
| Jun 26, 2026 | Grange Insurance Association | CO | 10 13 | GRIA-135000193 |
| Jun 25, 2026 | Selective Insurance Company of Americaand 3 more | CO | 11 20 | SELC-134998854 |
| Jun 24, 2026 | Great American Alliance Insurance Companyand 3 more | CO | 11 20 | GACX-134993563 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 11 20 | UNFG-134905846 |
| Jun 18, 2026 | Sompo America Fire and Marine Insurance Companyand 1 more | CO | 11 20 | SMPJ-134972831 |
| Jun 17, 2026 | Society Insurance, a mutual company | CO | 10 13 | SCTY-134960697 |
Most filed ISO CA forms
- CA DS 03 Business Auto Declarations
- CA DS 21 Motor Carrier Declarations
- CA 00 01 Business Auto Coverage Form
- CA 28 03 Abuse Or Molestation Exclusion For Covered Autos Liability Exposure
- CA 23 17 Truckers - Uniform Intermodal Interchange Endorsement Form UIIE - 1
- CA 04 43 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic When Required By Written Contract Or Agreement
- CA 04 44 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)
- CA 04 49 Primary and Noncontributory - Other Insurance Condition
- CA 20 01 Lessor - Additional Insured And Loss Payee
- CA 20 48 Designated Insured For Covered Autos Liability Coverage
- CA 00 20 Motor Carrier Coverage Form
- CA 20 71 Auto Loan/Lease Gap Coverage
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.