Liberty Mutual Group: Commercial Auto Forms
| Form | Title | Type | Edition | States |
|---|---|---|---|---|
| DS 70 43 | Business Automobile Policy Declarations | Declarations | 01 25 | 42 |
| AC 86 56 | Cyber Events – Continuous or Repeated Exposure | Endorsement | 04 25 | 46 |
| AC 86 57 | Cyber Event Duties | Endorsement | 04 25 | 46 |
| AC 86 58 | Maximum Loss Limit – Includes Cyber Events | Endorsement | 04 25 | 46 |
| AC 70 18 | Cyber Event Exclusion – Trailer Interchange Coverage | Exclusion | 04 25 | 43 |
544 more forms
See the formsLiberty Mutual Group commercial auto filing activity
Oct 29, 2025 to Oct 28, 2026. These figures cover only Liberty Mutual Group's commercial auto filings. The form inventory above covers the past five years.
- Filings
- 399
- 459 in the previous 365 days
- Change in filings
- -13.1%
- Compared with the previous 365 days
- States
- 48
- With filings in this period
- Companies filing
- 16
- Within this carrier group
- Avg. reported rate impact
- +9.5%
- 117 filings reporting a nonzero impact
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
117
Companies
12
Avg Impact
+9.5%
Max Increase
+36.0%
Max Decrease
-20.1%
Reported rate impact by state
-20.1% to +5.0%+5.0% to +8.1%+8.1% to +15.0%+15.0% to +36.0%
Rate impact filingsShowing up to 50 filings
10/12/26Liberty Mutual Fire Insurance CompanyHICommercial AutomobileRate/Rule+21.2%+31.1%
05/08/26Liberty Mutual Fire Insurance CompanyIDCommercial AutomobileRate/Rule+19.7%+23.2%
09/03/26The First Liberty Insurance CorporationMACommercial AutomobileRate/Rule+14.9%+26.4%
08/28/26The First Liberty Insurance CorporationTXCommercial AutoRate/Rule+14.8%+23.4%
05/19/26General Insurance Company of AmericaCACommercial AutomobileRate/Rule+14.0%+20.2%
09/21/26State Automobile Mutual Insurance CompanySDState Auto® Farm AutoRate/Rule+10.0%+11.8%
08/28/26State Automobile Mutual Insurance CompanyWIState Auto Farm AutoRate/Rule+10.0%+12.2%
05/20/26General Insurance Company of AmericaUTCommercial AutomobileRate/Rule+9.0%+9.0%
05/26/26West American Insurance CompanyOKCommercial AutomobileRate/Rule+8.2%+43.5%
04/27/26General Insurance Company of AmericaVTCommercial AutomobileRate/Rule+8.0%+8.0%
04/13/26West American Insurance CompanyDCCommercial AutomobileRate/Rule+8.0%+9.8%
05/19/26The First Liberty Insurance CorporationINCommercial AutomobileRate/Rule+7.7%+13.7%
06/18/26American Fire and Casualty CompanyKSCommercial AutomobileRate/Rule+7.6%+8.3%
06/18/26General Insurance Company of AmericaNJCommercial AutomobileRate/Rule+7.5%+7.5%
06/15/26Liberty Mutual Insurance CompanyKSCommercial AutomobileRate/Rule+7.3%+19.6%
09/22/26Liberty Mutual Fire Insurance CompanyGACommercial AutomobileRate/Rule+7.1%+16.2%
07/10/26General Insurance Company of AmericaOKCommercial AutomobileRate/Rule+7.0%+7.0%
09/11/26The First Liberty Insurance CorporationNDCommercial AutoRate/Rule+6.8%+6.8%
04/24/26The First Liberty Insurance CorporationPACommercial AutomobileRate/Rule+6.7%+11.0%
10/13/26West American Insurance CompanyNECommercial AutomobileRate/Rule+6.3%+6.8%
08/03/26Ohio Security Insurance CompanyNJCommercial AutomobileRate/Rule+6.1%+7.5%
07/30/26American Fire and Casualty CompanyGACommercial AutomobileRate/Rule+6.1%+7.7%
09/04/26General Insurance Company of AmericaMACommercial AutomobileRate/Rule+6.0%+6.0%
06/25/26General Insurance Company of AmericaSDCommercial AutomobileRate/Rule+6.0%+6.0%
06/18/26General Insurance Company of AmericaGACommercial AutomobileRate/Rule+6.0%+6.0%
05/13/26General Insurance Company of AmericaRICommercial AutomobileRate/Rule+6.0%+6.0%
05/08/26General Insurance Company of AmericaCTCommercial AutomobileRate/Rule+6.0%+6.0%
04/16/26General Insurance Company of AmericaDCCommercial AutomobileRate/Rule+6.0%+6.0%
04/14/26General Insurance Company of AmericaPACommercial AutomobileRate/Rule+6.0%+6.0%
04/27/26West American Insurance CompanyLACommercial AutomobileRate/Rule+5.8%+8.6%
07/06/26State Automobile Mutual Insurance CompanyNDFarm AutomobileRate/Rule+5.4%+7.0%
08/11/26The Ohio Casualty Insurance CompanyTXCommercial AutomobileRate/Rule+5.2%+16.8%
04/17/26West American Insurance CompanyDECommercial AutomobileRate/Rule+5.1%+8.2%
09/21/26General Insurance Company of AmericaINCommercial AutomobileRate/Rule+5.0%+5.0%
06/01/26General Insurance Company of AmericaMSCommercial AutomobileRate/Rule+5.0%+5.0%
05/28/26General Insurance Company of AmericaIDCommercial AutomobileRate/Rule+5.0%+5.0%
06/22/26West American Insurance CompanyVACommercial AutomobileRate/Rule+4.1%+7.8%
08/31/26General Insurance Company of AmericaMECommercial AutomobileRate/Rule+4.0%+6.1%
06/12/26General Insurance Company of AmericaLACmmercial AutomobileRate/Rule+4.0%+4.0%
05/20/26General Insurance Company of AmericaVACommercial AutomobileRate/Rule+4.0%+4.0%
10/13/26West American Insurance CompanyMTCommercial AutomobileRate/Rule+3.7%+6.0%
10/13/26General Insurance Company of AmericaMTCommercial AutomobileRate/Rule+3.7%+5.6%
06/18/26West American Insurance CompanyRICommercial AutoRate/Rule+3.7%+10.3%
05/28/26West American Insurance CompanyIDCommercial AutomobileRate/Rule+3.4%+4.7%
08/04/26West American Insurance CompanyNDCommercial AutomobileRate/Rule+1.8%+3.2%
09/30/26Liberty Mutual Fire Insurance CompanyNJCommercial AutomobileRate/Rule+0.8%+17.4%
10/23/26The First Liberty Insurance CorporationVACommercial AutomobileRate/Rule-1.7%+9.3%
10/09/26The First Liberty Insurance CorporationSDCommercial AutomobileRate/Rule-8.1%-8.0%
09/25/26The First Liberty Insurance CorporationPACommercial AutomobileRate/Rule-8.5%+2.5%
09/10/26The First Liberty Insurance CorporationMTCommercial AutoRate/Rule-20.1%-18.2%
Reported impacts are filing-level figures, not an individual policyholder's premium change. The average is unweighted and excludes missing and zero values. Withdrawn and rejected filings are excluded. Each SERFF tracking number is counted once.
Commercial Auto product types
Product classifications reported in this period's filings.
| Product type | Filings | States |
|---|---|---|
| Commercial Auto Combinations | 382 | 48 |
| Business Auto | 17 | 14 |
Companies filing in this period
Commercial Auto submissions by underwriting company.
| Company | Filings | States |
|---|---|---|
| The First Liberty Insurance Corporation | 189 | 46 |
| General Insurance Company of America | 72 | 37 |
| West American Insurance Company | 38 | 31 |
| State Automobile Mutual Insurance Company | 29 | 18 |
| Liberty Mutual Insurance Company | 18 | 11 |
| Liberty Insurance Corporation | 12 | 10 |
| Liberty Mutual Fire Insurance Company | 11 | 8 |
| Employers Insurance Company of Wausau | 8 | 7 |
| American Fire and Casualty Company | 5 | 5 |
| Ohio Security Insurance Company | 4 | 4 |
| The Ohio Casualty Insurance Company | 4 | 4 |
| LM Insurance Corporation | 3 | 3 |
| Liberty County Mutual Insurance Company | 3 | 1 |
| Liberty Surplus Insurance Corporation | 1 | 1 |
| Patrons Mutual Insurance Company of Connecticut | 1 | 1 |
| State Auto Property and Casualty Insurance Company | 1 | 1 |
Recent products and programs filed
The 10 most recently filed product/program names, as reported in filings. Names can include internal program codes and do not establish current product availability.
| Filed product/program | Filings | States | Latest filing |
|---|---|---|---|
| Commercial Automobile | 130 | 43 | Oct 23, 2026 |
| Commercial Auto | 243 | 48 | Sep 29, 2026 |
| State Auto® Farm Auto | 2 | 2 | Sep 21, 2026 |
| State Auto Farm Auto | 1 | 1 | Aug 28, 2026 |
| Farm Auto | 1 | 1 | Aug 3, 2026 |
| Farm Automobile | 6 | 6 | Jul 6, 2026 |
| State Auto® Farm Auto | 7 | 7 | Jun 17, 2026 |
| Commercial Automobile: Forms | 1 | 1 | Jun 17, 2026 |
| State Auto® Business Auto: Forms | 1 | 1 | Jun 17, 2026 |
| Cmmercial Automobile | 1 | 1 | Jun 12, 2026 |
Companies filing
The Liberty Mutual Group companies with the most commercial auto filings in the past five years.
- Liberty Mutual Fire Insurance Company819 filings · 49 states
- Liberty Insurance Corporation815 filings · 49 states
- Liberty Mutual Insurance Company815 filings · 49 states
- + 27 more companies
ISO forms used
The ISO forms in the most Liberty Mutual Group filings.
| Form | Title | Liberty Mutual Group filings |
|---|---|---|
| CA 04 15 | Garagekeepers Coverage for Autos and Watercrafts | 4 |
| CA 04 22 | Earlier Notice Of Cancellation Provided By Us | 4 |
| CA 04 43 | Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic When Required By Written Contract Or Agreement | 4 |
| CA 04 52 | On-Hook Coverage | 4 |
| CA 20 01 | Lessor - Additional Insured And Loss Payee | 4 |
| CA 20 71 | Auto Loan/Lease Gap Coverage | 4 |
| CA 20 78 | Physical Damage Coverage - Autos Held For Sale By Non-Dealers | 4 |
| CA 23 17 | Truckers - Uniform Intermodal Interchange Endorsement Form UIIE - 1 | 4 |
| CA 23 44 | Public Or Livery Passenger Conveyance Exclusion | 4 |
| CA 99 05 | Business Interruption Coverage | 4 |
+ 39 more ISO forms
Related insurance research
Commercial Auto forms
Coverage topics
Form types
Related lines of business
Forms are active forms on Liberty Mutual Group commercial auto filings submitted in the past five years, excluding withdrawn and rejected filings, grouped by form number.