Coverage description
An Insurance Services Office (ISO) standard form. It excludes liability, physical damage, auto medical payments, uninsured and underinsured motorists and personal injury protection coverage for a covered auto while used as a public or livery conveyance, including while the driver is logged into a ride-hailing app, except for business activities directly related to the named insured.
How the form has changed
1 change across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
11 20 edition
Nov 2020, compared with 11 16Latest editionEach exclusion now has an exception for business activities performed by an insured that are directly related to the named insured.
11 16
Not in this edition
11 20
“However, this exclusion does not apply to business activities performed by an "insured" that are directly related to the Named Insured(s)”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 11 20Nov 2020Latest | 167 | 117 | 17 | Nov 2021 to Sep 2026 |
| 11 16Nov 2016 | 45 | 37 | 11 | Nov 2021 to Jun 2026 |
Where filings record what this form replaced, they name earlier edition 11 16 and other forms AP 70 96. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 40 companies filed the 11 20 edition and 15 companies filed 11 16.
- CA 23 45 (Public or Livery Passenger Conveyance and on- Demand Delivery Services Exclusion) is filed alongside it most often, in 196 of the same filings (95%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CA 23 44, out of 59 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Nationwide Corporation Group11 group companies filed it, led by Nationwide Agribusiness Insurance Company and Allied Insurance Company of America | 14 | 5 | 11 20 | Sep 22, 2025 |
| Arch Insurance Group3 group companies filed it, led by Arch Insurance Company and Arch Indemnity Insurance Company | 13 | 2 | 11 20 | Apr 8, 2026 |
| OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 13 | 1 | 11 20 | May 11, 2026 |
| Liberty Mutual Group8 group companies filed it, led by Employers Insurance Company of Wausau and LM Insurance Corporation | 12 | 5 | 11 1611 20 | Jul 1, 2026 |
| Scor GroupGeneral Security National Insurance Company | 10 | 1 | 11 20 | Jun 9, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 9 | 5 | 11 2011 16 | Aug 27, 2026 |
| Clear Blue Financial Group2 group companies filed it, led by Clear Blue Insurance Company and Rock Ridge Insurance Company | 8 | 2 | 11 20 | Oct 29, 2025 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 11 2011 16 | Jun 24, 2024 |
| Pekin Insurance GroupPekin Insurance Company | 7 | 6 | 11 2011 16 | Apr 10, 2025 |
| Alliance Insurance GroupFarmers Alliance Mutual Insurance Company | 6 | 1 | 11 1611 20 | May 19, 2026 |
How the largest insurers handle CA 23 44
Groups among the largest commercial auto insurers that filed CA 23 44 or their own version in the past five years.
- Travelers GroupUses CA 23 44 in 61 filings
- Liberty Mutual GroupUses CA 23 44 in 4 filings
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States
Number of filings that include CA 23 44 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CA 23 45Public or Livery Passenger Conveyance and on- Demand Delivery Services Exclusion196 filings
- CA 00 01Business Auto Coverage Form183 filings
- CA 20 01Lessor - Additional Insured and Loss Payee182 filings
- CA 20 15Mobile Equipment182 filings
- CA 20 54Employee Hired Autos182 filings
- CA 20 71Auto Loan/Lease Gap Coverage177 filings
- CA 99 14Fire, Fire and Theft, Fire, Theft and Windstorm and Limited Specified Causes of Loss Coverages166 filings
- CA 99 28Stated Amount Insurance166 filings
- CA 23 17Truckers - Uniform Intermodal Interchange Endorsement Form Uiie - 1163 filings
- CA 20 78Physical Damage Coverage - Autos Held For Sale By Non-Dealers162 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 10, 2026 | SECURA Insurance, A Mutual Companyand 1 more | IL | 11 20 | SEIC-135044227 |
| Aug 28, 2026 | Jet Insurance Company | SC | 11 20 | MRTN-134878222 |
| Aug 27, 2026 | Philadelphia Indemnity Insurance Company | NM | 11 20 | PHLX-135063316 |
| Jul 1, 2026 | Employers Insurance Company of Wausauand 5 more | CO | 11 20 | LBRC-135000006 |
| Jun 30, 2026 | Accredited Surety and Casualty Company, Inc. | CO | 11 20 | ACSA-135005169 |
| Jun 25, 2026 | Selective Insurance Company of Americaand 3 more | CO | 11 20 | SELC-134998854 |
| Jun 24, 2026 | Great American Alliance Insurance Companyand 3 more | CO | 11 20 | GACX-134993563 |
| Jun 19, 2026 | Addison Insurance Companyand 1 more | CO | 11 20 | UNFG-134905846 |
| Jun 18, 2026 | Sompo America Fire and Marine Insurance Companyand 1 more | CO | 11 2011 16 | SMPJ-134972831 |
| Jun 17, 2026 | Society Insurance, a mutual company | CO | 11 16 | SCTY-134960697 |
| Jun 17, 2026 | State Automobile Mutual Insurance Company | CO | 11 16 | STAT-134983865 |
| Jun 9, 2026 | General Security National Insurance Company | CO | 11 20 | PERR-134978283 |
Most filed ISO CA forms
- CA DS 03 Business Auto Declarations
- CA DS 21 Motor Carrier Declarations
- CA 00 01 Business Auto Coverage Form
- CA 28 03 Abuse Or Molestation Exclusion For Covered Autos Liability Exposure
- CA 23 17 Truckers - Uniform Intermodal Interchange Endorsement Form UIIE - 1
- CA 04 43 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic When Required By Written Contract Or Agreement
- CA 04 44 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)
- CA 04 49 Primary and Noncontributory - Other Insurance Condition
- CA 20 01 Lessor - Additional Insured And Loss Payee
- CA 20 48 Designated Insured For Covered Autos Liability Coverage
- CA 00 20 Motor Carrier Coverage Form
- CA 20 71 Auto Loan/Lease Gap Coverage
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