Coverage description
An Insurance Services Office (ISO) standard form. It pays for your actual loss of business income, and extra expense if shown, when operations are suspended because of direct physical loss or damage to scheduled autos or equipment from a selected covered cause of loss, after a waiting period, plus extended business income for a set number of days.
How the form has changed
3 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.
09 27 edition
Sep 2027, compared with 11 20Latest editionThe suspension must now be caused by direct and accidental physical loss or damage to scheduled property.
11 20
“be caused by direct and accidental loss or damage to "scheduled property"”
09 27
“be caused by direct and accidental physical loss or damage to "scheduled property"”
Losses from mechanical or electrical malfunction and from failure of the scheduled property's computer system, including failure caused by a cyber incident, are now excluded.
11 20
“Wear and tear, freezing, mechanical or electrical breakdown.”
09 27
“Failure, malfunction or inadequacy of the "scheduled property's" "computer system"”
Loss or damage to personal or confidential information stored or used by the scheduled property's computer system is now excluded, unless the manufacturer deems it necessary for normal operation.
11 20
Not in this edition
09 27
“damage to "personal or confidential information or material" stored, processed, created”
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 09 27Sep 2027Latest | 27 | 1 | 26 | Aug 2026 to Sep 2026 |
| 11 20Nov 2020 | 150 | 115 | 15 | Nov 2021 to Sep 2026 |
| 10 14Oct 2014 | 6 | 3 | 6 | Dec 2023 to Apr 2024 |
| 02 14Feb 2014 | 66 | 37 | 21 | Nov 2021 to Jun 2026 |
3 other edition dates appear in one or two filings each, often carrier-specific versions: 12 14, 10 13, 11/01/2020.
Where filings record what this form replaced, they name earlier edition 02 14. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 39 companies filed the 11 20 edition and 4 companies filed 02 14.
- The latest edition, 09 27, has been filed by Insurance Services Office, Inc in 26 states since Aug 20, 2026. No carrier filings list it yet.
- CA 00 01 (Business Auto Coverage Form) is filed alongside it most often, in 232 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CA 99 05, out of 60 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 28 | 27 | 09 2711 20 | Sep 17, 2026 |
| Nationwide Corporation Group12 group companies filed it, led by Allied Insurance Company of America and Nationwide Mutual Insurance Company | 25 | 8 | 02 1411 20 | Sep 22, 2025 |
| Liberty Mutual Group7 group companies filed it, led by State Automobile Mutual Insurance Company and Employers Insurance Company of Wausau | 16 | 4 | 02 1411 20 | Jul 1, 2026 |
| Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company | 15 | 14 | 02 14 | Jul 12, 2024 |
| Arch Insurance Group3 group companies filed it, led by Arch Insurance Company and Arch Indemnity Insurance Company | 13 | 2 | 11 20 | Apr 8, 2026 |
| OLD Republic Group4 group companies filed it, led by BITCO General Insurance Corporation and BITCO National Insurance Company | 13 | 1 | 11 20 | May 11, 2026 |
| Scor GroupGeneral Security National Insurance Company | 10 | 1 | 11 20 | Jun 9, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and Philadelphia Indemnity Insurance Company | 9 | 5 | 11 2002 14 | Aug 27, 2026 |
| Clear Blue Financial Group2 group companies filed it, led by Clear Blue Insurance Company and Rock Ridge Insurance Company | 8 | 2 | 11 20 | Oct 29, 2025 |
| Grange Mutual CAS Group3 group companies filed it, led by Grange Indemnity Insurance Company and Grange Insurance Company | 7 | 7 | 10 1402 14 | Apr 2, 2024 |
How the largest insurers handle CA 99 05
Groups among the largest commercial auto insurers that filed CA 99 05 or their own version in the past five years.
- Travelers GroupUses CA 99 05 in 56 filings
- Berkshire Hathaway GroupUses CA 99 05 in 1 filing
- Liberty Mutual GroupUses CA 99 05 in 4 filings
See more forms
Search related forms, compare editions, and research carrier filings with FilingFocus.
States
Number of filings that include CA 99 05 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CA 00 01Business Auto Coverage Form232 filings
- CA 20 71Auto Loan/Lease Gap Coverage206 filings
- CA 20 15Mobile Equipment203 filings
- CA 20 33Autos Leased, Hired, Rented or Borrowed with Drivers - Physical Damage Coverage203 filings
- CA 20 01Lessor - Additional Insured and Loss Payee198 filings
- CA 20 54Employee Hired Autos198 filings
- CA 99 23Rental Reimbursement Coverage191 filings
- CA 99 28Stated Amount Insurance185 filings
- CA 99 30Tapes, Records and Discs Coverage185 filings
- CA 99 14Fire, Fire and Theft, Fire, Theft and Windstorm and Limited Specified Causes of Loss Coverages184 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 17, 2026 | Insurance Services Office, Inc. | CA | 09 27 | ISOF-135093307 |
| Sep 10, 2026 | SECURA Insurance, A Mutual Companyand 1 more | IL | 11 20 | SEIC-135044227 |
| Aug 28, 2026 | Jet Insurance Company | SC | 11 20 | MRTN-134878222 |
| Aug 27, 2026 | Philadelphia Indemnity Insurance Company | NM | 11 20 | PHLX-135063316 |
| Aug 26, 2026 | Insurance Services Office, Inc. | LA | 09 27 | ISOF-135053020 |
| Aug 26, 2026 | Insurance Services Office, Inc. | TX | 09 27 | ISOF-135053045 |
| Aug 26, 2026 | Insurance Services Office, Inc. | TX | 09 27 | ISOF-135066694 |
| Aug 25, 2026 | Insurance Services Office, Inc. | OK | 09 27 | ISOF-135053037 |
| Aug 21, 2026 | Insurance Services Office, Inc. | AR | 09 27 | ISOF-135052987 |
| Aug 21, 2026 | Insurance Services Office, Inc. | MS | 09 27 | ISOF-135053025 |
| Aug 21, 2026 | Insurance Services Office, Inc. | NJ | 09 27 | ISOF-135053031 |
| Aug 21, 2026 | Insurance Services Office, Inc. | ND | 09 27 | ISOF-135053035 |
Most filed ISO CA forms
- CA DS 03 Business Auto Declarations
- CA DS 21 Motor Carrier Declarations
- CA 00 01 Business Auto Coverage Form
- CA 28 03 Abuse Or Molestation Exclusion For Covered Autos Liability Exposure
- CA 23 17 Truckers - Uniform Intermodal Interchange Endorsement Form UIIE - 1
- CA 04 43 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation) - Automatic When Required By Written Contract Or Agreement
- CA 04 44 Waiver Of Transfer Of Rights Of Recovery Against Others To Us (Waiver Of Subrogation)
- CA 04 49 Primary and Noncontributory - Other Insurance Condition
- CA 20 01 Lessor - Additional Insured And Loss Payee
- CA 20 48 Designated Insured For Covered Autos Liability Coverage
- CA 00 20 Motor Carrier Coverage Form
- CA 20 71 Auto Loan/Lease Gap Coverage
See more carrier forms
Search forms by carrier, line of business, state, and wording with FilingFocus.