Coverage description
A National Council on Compensation Insurance (NCCI) standard form. It removes from the policy all work conducted at or from the workplaces listed in the endorsement.
Updated
What the form says
Key clauses from the original edition, which has not been revised, quoted as filed.
“The policy does not cover work conducted at or from”
WC 00 03 02
What is excluded. The exclusion is set by location: the listed workplaces are entered after this sentence, and work done at them or based out of them is outside the policy. That work has to be insured another way.
“is effective on the date issued unless otherwise stated”
WC 00 03 02
When the exclusion starts. Added during the policy term, the exclusion applies from the date the endorsement is issued unless another date is written in, so it does not reach back to earlier work.
How the form has changed
Filed copies carry the original 4-84 edition, with no revision letter.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed | Document |
|---|---|---|---|---|---|
| OriginalLatest | 160 | 97 | 30 | Jan 2022 to Nov 2026 | View PDF |
What the filings show
- Edition in use: in the past 12 months, 58 companies filed the original edition.
- WC 00 03 01 (Alternate Employer Endorsement) is filed alongside it most often, in 152 of the same filings (95%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Nov 2021 to Nov 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include WC 00 03 02, out of 36 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Brookfield Wealth Solutions Group5 group companies filed it, led by Argonaut Insurance Company and Argonaut-Midwest Insurance Company | 21 | 2 | Original | Jun 25, 2026 |
| Nationwide Corporation Group9 group companies filed it, led by AMCO Insurance Company and Crestbrook Insurance Company | 20 | 1 | Original | Jun 30, 2026 |
| United Fire & CAS GroupUnited Fire and Casualty Company | 15 | 12 | Original | May 4, 2026 |
| AXA Insurance Group5 group companies filed it, led by Greenwich Insurance Company and XL Insurance America, Inc. | 6 | 2 | Original | Jun 23, 2026 |
| Acuity, A Mutual Insurance Company | 6 | 2 | Original | Jul 1, 2026 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety First Insurance Company and Safety National Casualty Corporation | 6 | 2 | Original | May 14, 2025 |
| Donegal Group3 group companies filed it, led by Donegal Mutual Insurance Company and Mountain States Indemnity Company | 5 | 1 | Original | Apr 27, 2026 |
| Intact Financial Group3 group companies filed it, led by Atlantic Specialty Insurance Company and OBI America Insurance Company | 5 | 1 | Original | Jun 24, 2026 |
| Mutual Capital Group Incorporated GroupIllinois Casualty Company | 5 | 5 | Original | Nov 2, 2026 |
| RLI Insurance GroupRLI Insurance Company | 5 | 1 | Original | Aug 18, 2026 |
How the largest insurers handle WC 00 03 02
Groups among the largest workers compensation insurers that filed WC 00 03 02 or their own version in the past five years.
- Zurich Insurance GroupUses WC 00 03 02 in 2 filings
States
Number of filings that include WC 00 03 02 in each state, Nov 2021 to Nov 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- WC 00 03 01Alternate Employer Endorsement152 filings
- WC 00 03 08Partners, Officers and Others Exclusion Endorsement150 filings
- WC 00 03 10Sole Proprietors, Partners, Officers and Others Coverage Endorsement149 filings
- WC 00 03 13Waiver of Our Right to Recover From Others Endorsement149 filings
- WC 00 03 05Joint Venture as Insured Endorsement148 filings
- WC 00 04 03Experience Rating Modification Factor Endorsement148 filings
- WC 00 04 06Premium Discount Endorsement147 filings
- WC 00 04 22Terrorism Risk Insurance Program Reauthorization Act Disclosure Endorsement146 filings
- WC 00 00 00Workers Compensation and Employers Liability Insurance Policy145 filings
- WC 00 04 14Notification of Change in Ownership Endorsement145 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Nov 2, 2026 | Illinois Casualty Company | OR | Original | ILCC-135079829 |
| Oct 14, 2026 | Great American Alliance Insurance Companyand 3 more | MI | Original | GACX-135126133 |
| Sep 16, 2026 | ZNAT Insurance Company | CT | Original | ZICO-135090521 |
| Aug 18, 2026 | RLI Insurance Company | CO | Original | RLSC-135057018 |
| Aug 7, 2026 | Motorists Commercial Mutual Insurance Company | WY | Original | BSIN-135025946 |
| Jul 1, 2026 | Acuity, A Mutual Insurance Company | CO | Original | ACUT-134982793 |
| Jun 30, 2026 | Crestbrook Insurance Companyand 1 more | CO | Original | NWPP-135003409 |
| Jun 30, 2026 | National Casualty Company | CO | Original | NWPP-135004216 |
| Jun 25, 2026 | American National Property And Casualty Company | CO | Original | ANPC-134996042 |
| Jun 24, 2026 | Atlantic Specialty Insurance Companyand 2 more | CO | Original | BEAC-134978198 |
| Jun 23, 2026 | Allmerica Financial Alliance Insurance Companyand 5 more | CO | Original | HNVX-134968029 |
| Jun 23, 2026 | AXA XL Insurance Company Americasand 3 more | CO | Original | XLAM-134996276 |
Most filed NCCI WC forms
- WC 00 00 01 Information Page
- WC 00 04 19 Part Five, Premium Amendatory Endorsement
- WC 00 00 00 Workers Compensation and Employers Liability Insurance Policy
- WC 00 04 21 Catastrophe (Other Than Certified Acts of Terrorism) Premium Endorsement
- WC 00 04 06 Premium Discount Endorsement
- WC 00 03 13 Waiver of Our Right to Recover From Others Endorsement
- WC 00 04 22 Terrorism Risk Insurance Program Reauthorization Act Disclosure Endorsement
- WC 00 03 08 Partners, Officers and Others Exclusion Endorsement
- WC 00 03 03 Employers Liability Coverage Endorsement
- WC 00 03 11 Voluntary Compensation and Employers Liability Coverage Endorsement
- WC 00 04 03 Experience Rating Modification Factor Endorsement
- WC 00 04 04 Pending Rate Change Endorsement