Coverage description
An additional insured endorsement extends insured status to another person or organization for a defined relationship, project, contract, or exposure. Who qualifies and which activities are covered can depend on the endorsement and the underlying product.
Coverage classification
- Form type
- Endorsements
- Topics
- Additional Insured
Compare Additional insured endorsement forms
| Form | Intent | Who qualifies | Covered activity and conditions |
|---|---|---|---|
First National Insurance Company of AmericaAdditional Insured - Owners, Lessees, or Contractors - Automatic Status and Conform to Contract When Required in Written Construction Agreement - Ongoing Operations 1G1007FR 07 23 Commercial General Liability | Provides additional insured status for ongoing operations. | Persons or organizations meeting the written agreement provisions. | Applies to ongoing operations; the agreement can affect causation wording and status ends under stated conditions. |
American Summit Insurance CompanyAdditional Insured - Designated Person or Organization APCA 20 00 03 10 26 Business Auto | Provides additional insured status for covered auto liability. | Scheduled persons, organizations or government entities when a written agreement requires it. | Applies to covered auto operation, maintenance or use; agreements made after the accident or loss do not qualify. |
Central Mutual Insurance CompanyAdditional Insured - Owners, Lessees or Contractors - Completed Operations - Automatic Status When Required in Construction Agreement With You 8-2453 03 16 Commercial General Liability | Provides additional insured status for completed operations. | A person or organization for whom work is performed when both agree in writing to additional insured status. | Applies to injury or damage caused by the insured’s completed work; contractual limits on scope and limits apply. |
Next Insurance US CompanyAdditional Insured - Scheduled Person or Organization - Completed Operations NXUS-GL-2144.2 0424 Commercial General Liability | Provides scheduled additional insured status for completed operations. | Persons or organizations identified on the schedule. | Applies to injury or damage caused by the insured’s work or product in the products-completed operations hazard. |
Notable clauses
“in the performance of your ongoing operations for the additional insured.”
First National Insurance Company of America · Additional Insured - Owners, Lessees, or Contractors - Automatic Status and Conform to Contract When Required in Written Construction Agreement - Ongoing Operations · 1G1007FR 07 23
Ongoing operations. The status is tied to the named insured’s ongoing operations.
“executed after the date of an “accident” or “loss””
American Summit Insurance Company · Additional Insured - Designated Person or Organization · APCA 20 00 03 10 26
Agreement timing. The endorsement excludes status when the written agreement is executed after the accident or loss.
Market activity
Matching form records, product lines, state activity, and recent examples for this coverage language.
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Recent records
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Additional insured endorsement wording map
Explore clusters of similar wording and outlying forms on the map. Select a point to see the associated forms.
Form group
Additional insured endorsement
200 forms on chart / latest Nov 10, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
ADDITIONAL INSURED - BLANKET WITH PRIMARY & NON- CONTRIBUTORY OPTION
AUM GL 50001 09 23
47 filings
Accelerant National Insurance Company
Commercial General Liability + 2 more
Less common wording
Additional Insured - Temporary Workers
BOP 7192 (Ed. 07/22)
50 filings
Great American Insurance Company + 3 more
Businessowners
Form pages for numbers in this map
- CA 20 01: Lessor - Additional Insured And Loss Payee
- CA 20 47: Additional Insured - General Liability Coverages - Lessor Of Leased Equipment
- CA 20 49: Additional Insured - General Liability Coverages - Grantor Of Franchise
- CA 25 09: Additional Insured - General Liability Coverages - Owners Of Leased Or Rented Land Or Premises
- CA 25 29: Additional Insured - General Liability Coverages - Concessionaires Trading Under Your Name
- CA 25 30: Additional Insured - General Liability Coverages - Controlling Interest
- CA 25 31: Additional Insured - General Liability Coverages - Grantor Of Licenses - Automatic Status When Required By Licensor
- CA 25 32: Additional Insured - General Liability Coverages - Grantor Of Licenses
- CA 25 45: Additional Insured - General Liability Coverages - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You
- CA 25 46: Additional Insured - General Liability Coverages - Co-Owner Of Insured Premises
- CG 20 02: Additional Insured - Club Members
- CG 20 03: Additional Insured - Concessionaires Trading Under Your Name
- CG 20 04: Additional Insured - Condominium Unit Owners
- CG 20 05: Additional Insured - Controlling Interest
- CG 20 07: Additional Insured - Engineers, Architects or Surveyors
- CG 20 08: Additional Insured - Users of Golfmobiles
- CG 20 10: Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG 20 11: Additional Insured - Managers or Lessors of Premises
- CG 20 12: Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations
- CG 20 13: Additional Insured - State Or Governmental Agency Or Subdivision Or Political Subdivision - Permits Or Authorizations Relating To Premises
- CG 20 14: Additional Insured - Users of Teams, Draft or Saddle Animals
- CG 20 15: Additional Insured - Vendors
- CG 20 17: Additional Insured - Unit Owners Of Townhouse Or Homeowner Associations
- CG 20 18: Additional Insured - Mortgagee, Assignee or Receiver
- CG 20 20: Additional Insured - Charitable Institutions
- CG 20 22: Additional Insured – Church Or Other Similar House Of Religious Worship Members And Officials
- CG 20 23: Additional Insured - Executors, Administrators, Trustees Or Beneficiaries
- CG 20 24: Additional Insured - Owners or Other Interests From Whom Land Has Been Leased
- CG 20 25: Additional Insured - Elective Or Appointive Executive Officers Of Public Corporations
- CG 20 26: Additional Insured - Designated Person or Organization Endorsement
- CG 20 27: Additional Insured - Co- Owner Of Insured Premises
- CG 20 28: Additional Insured - Lessor of Leased Equipment
- CG 20 29: Additional Insured - Grantor of Franchise
- CG 20 32: Additional Insured - Engineers, Architects Or Surveyors Not Engaged By The Named Insured
- CG 20 33: Additional Insured – Owners, Lessees or Contractors – Automatic Status When Required in Construction Agreement With You
- CG 20 34: Additional Insured - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You
- CG 20 35: Additional Insured - Grantor Of Licenses - Automatic Status When Required By Licensor
- CG 20 36: Additional Insured - Grantor Of Licenses
- CG 20 37: Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 20 38: Additional Insured - Owners, Lessees Or Contractors - Automatic Status For Other Parties When Required In Written Construction Agreement
- CG 20 41: Additional Insured – Owners, Lessees Or Contractors – Completed Operations Subject To The General Aggregate
- CG 20 43: Additional Insured - Automatic Status When Required In Written Contract Or Agreement
- CG 20 44: Additional Insured - Vendors - Automatic Status When Required In Agreement
- CP 12 19: Additional Insured - Building Owner
Every additional insured form page
The ISO and AAIS additional insured endorsements with a page here, by series. Each page shows the filed editions, the carriers that file the form and the key clauses. 81 forms.
Businessowners (ISO BP)
- BP 04 02Additional Insured – Managers Or Lessors Of Premises
- BP 04 06Additional Insured – Controlling Interest
- BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 04 08Additional Insured – Unit- Owners Of Townhouse Associations
- BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver
- BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased
- BP 04 11Additional Insured – Co–Owner Of Insured Premises
- BP 04 13Additional Insured – Engineers, Architects Or Surveyors
- BP 04 16Additional Insured – Lessor Of Leased Equipment
- BP 04 47Additional Insured – Vendors
- BP 04 48Additional Insured – Designated Person Or Organization
- BP 04 49Additional Insured – Engineers, Architects Or Surveyors Not Engaged By The Named Insured
- BP 04 50Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization
- BP 04 51Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In A Written Construction Agreement With You
- BP 04 52Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations
- BP 14 02Additional Insured – Owners, Lessees Or Contractors – Completed Operations
- BP 14 05Additional Insured – Grantor Of Franchise
- BP 14 87Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement
Commercial Auto (ISO CA)
- CA 20 47Additional Insured - General Liability Coverages - Lessor Of Leased Equipment
- CA 20 49Additional Insured - General Liability Coverages - Grantor Of Franchise
- CA 25 09Additional Insured - General Liability Coverages - Owners Of Leased Or Rented Land Or Premises
- CA 25 29Additional Insured - General Liability Coverages - Concessionaires Trading Under Your Name
- CA 25 30Additional Insured - General Liability Coverages - Controlling Interest
- CA 25 31Additional Insured - General Liability Coverages - Grantor Of Licenses - Automatic Status When Required By Licensor
- CA 25 32Additional Insured - General Liability Coverages - Grantor Of Licenses
- CA 25 45Additional Insured - General Liability Coverages - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You
- CA 25 46Additional Insured - General Liability Coverages - Co-Owner Of Insured Premises
Commercial General Liability (ISO CG)
- CG 20 02Additional Insured - Club Members
- CG 20 03Additional Insured - Concessionaires Trading Under Your Name
- CG 20 04Additional Insured - Condominium Unit Owners
- CG 20 05Additional Insured - Controlling Interest
- CG 20 07Additional Insured - Engineers, Architects or Surveyors
- CG 20 08Additional Insured - Users of Golfmobiles
- CG 20 10Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG 20 11Additional Insured - Managers or Lessors of Premises
- CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations
- CG 20 13Additional Insured - State Or Governmental Agency Or Subdivision Or Political Subdivision - Permits Or Authorizations Relating To Premises
- CG 20 14Additional Insured - Users of Teams, Draft or Saddle Animals
- CG 20 15Additional Insured - Vendors
- CG 20 17Additional Insured - Unit Owners Of Townhouse Or Homeowner Associations
- CG 20 18Additional Insured - Mortgagee, Assignee or Receiver
- CG 20 20Additional Insured - Charitable Institutions
- CG 20 22Additional Insured – Church Or Other Similar House Of Religious Worship Members And Officials
- CG 20 23Additional Insured - Executors, Administrators, Trustees Or Beneficiaries
- CG 20 24Additional Insured - Owners or Other Interests From Whom Land Has Been Leased
- CG 20 25Additional Insured - Elective Or Appointive Executive Officers Of Public Corporations
- CG 20 26Additional Insured - Designated Person or Organization Endorsement
- CG 20 27Additional Insured - Co- Owner Of Insured Premises
- CG 20 28Additional Insured - Lessor of Leased Equipment
- CG 20 29Additional Insured - Grantor of Franchise
- CG 20 31Additional Insured - Engineers, Architects Or Surveyors
- CG 20 32Additional Insured - Engineers, Architects Or Surveyors Not Engaged By The Named Insured
- CG 20 33Additional Insured – Owners, Lessees or Contractors – Automatic Status When Required in Construction Agreement With You
- CG 20 34Additional Insured - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You
- CG 20 35Additional Insured - Grantor Of Licenses - Automatic Status When Required By Licensor
- CG 20 36Additional Insured - Grantor Of Licenses
- CG 20 37Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 20 38Additional Insured - Owners, Lessees Or Contractors - Automatic Status For Other Parties When Required In Written Construction Agreement
- CG 20 39Additional Insured - Owners, Lessees Or Contractors - Automatic Status When Required In Written Construction Agreement With You (Completed Operations)
- CG 20 40Additional Insured - Owners, Lessees Or Contractors - Automatic Status For Other Parties When Required In Written Construction Agreement (Completed Operations)
- CG 20 41Additional Insured – Owners, Lessees Or Contractors – Completed Operations Subject To The General Aggregate
- CG 20 42Additional Insured - Automatic Status For Designated Operations
- CG 20 43Additional Insured - Automatic Status When Required In Written Contract Or Agreement
- CG 20 44Additional Insured - Vendors - Automatic Status When Required In Agreement
- CG 29 35Additional Insured - State Or Governmental Agency Or Subdivision Or Political Subdivision - Permits Or Authorizations
- CG 34 01Additional Insured - Owners, Managers Or Lessors Of Premises - Liquor Liability
- CG 34 02Additional Insured - Grantor Of Franchise - Liquor Liability
- CG 34 03Additional Insured - State Or Governmental Agency Or Subdivision Or Political Subdivision - Permits Or Authorizations - Liquor Liability
- CG 34 04Additional Insured – Sponsor(s) – Liquor Liability
- CG 34 05Additional Insured - Trusts
- CG 34 06Additional Insured - Volunteer Workers
- CG 34 07Additional Insured - Volunteer Workers
- CG 34 08Additional Insured - Volunteer Workers
- CG 34 09Additional Insured - Volunteer Workers
Commercial Property (ISO CP)
- CP 12 19Additional Insured - Building Owner
Dwelling Property (ISO DP)
- DP 04 41Additional Insured
Employment-Related Practices Liability (ISO EP)
Homeowners (ISO HO)
Personal Auto (ISO PP)
- PP 03 19Additional Insured - Lessor
Insurance forms library
Form examples
- CG 20 10: Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG 20 37: Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 24 56: Excess Insurance Provision - Order Of Response - When You Are An Additional Insured On Other Insurance
- CU 24 19: Lessor - Additional Insured and Loss Payee
Related insurance form pages
Related coverage topics
Waiver of subrogation
A waiver of subrogation stops the insurer from pursuing recovery against a party the policy protects. Compares First National and Spinnaker forms; 475 insurers file it.
Primary and noncontributory endorsementPrimary and noncontributory wording makes a policy pay before another party's insurance, without contribution from it. Compares two insurers' forms; 316 insurers file it.
Additional named insured endorsementAn additional named insured endorsement can add a party to the named insureds under a policy. Compares four insurers' forms; 276 insurers file it.
Contractual liability limitationA contractual liability limitation narrows coverage for contract liability by restricting insured contracts. Compares two insurers' forms; 167 insurers file it.
Designated insured for covered autos liability coverageThese endorsements name additional persons or organizations as insureds for covered autos liability coverage. Compares two Auto-Owners forms; 125 insurers file it.
Cross suits exclusionA cross suits exclusion bars coverage for injury or damage claims brought by one insured against another insured. Compares two insurers' forms; 59 insurers file it.
Per project aggregateA per project aggregate applies a separate aggregate limit to each project instead of one across all projects. Compares two insurers' forms; 28 insurers file it.
Wrap-up exclusionA wrap-up exclusion limits coverage for operations insured under an owner- or contractor-controlled insurance program. Compares two insurers' forms; 225 insurers file it.
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