Coverage classification
- Form type
- Endorsements
- Product lines
- Professional LiabilityManagement Liability
Compare Liberalization endorsement forms
| Form | Intent | When it applies | Notable limits |
|---|---|---|---|
AXIS Insurance CompanyLiberalization Endorsement AXIS 130 (08-15) Professional Liability | Applies a standard revision that broadens coverage without additional premium. | The insurer adopts the revision during the policy period. | Broadened coverage applies only to claims first made on or after the adoption date. |
Mitsui Sumitomo Insurance USA Inc.Liberalization (Expiring Policy) Endorsement MSIG 11P40299 0726 Management Liability | Uses the more favorable terms of the replacement or specified expiring policy for claims first made during the replacement policy period. | Applies where this policy replaces the specified expiring policy. | Claims remain subject to the new policy’s retention, limits, sublimits, policy period and any coinsurance. |
Notable clauses
“only to Claims first made on or after the effective date of such adoption”
AXIS Insurance Company · Liberalization Endorsement · AXIS 130 (08-15)
Effective date. The revision does not apply to claims first made before its adoption date under this wording.
“whichever shall be more favorable to the Insureds”
Mitsui Sumitomo Insurance USA Inc. · Liberalization (Expiring Policy) Endorsement · MSIG 11P40299 0726
Policy terms. The comparison is subject to the replacement policy’s specified limits and other conditions.
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